Castro Valley, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Castro Valley, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Castro Valley, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Castro Valley, CA Auto Insurance Rates
- Castro Valley, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Castro Valley, CA
- Multi Vehicle Insurance Savings in Castro Valley, CA
- How Credit Score Affects Car Insurance Rates in Castro Valley, CA
- How DUI Affects Auto Insurance Premiums in Castro Valley, CA
- Top Auto Insurance Agents Near Castro Valley, CA
- How Driving Violations Affect Auto Insurance Rates in Castro Valley, CA
- Castro Valley, CA Auto Insurance Discounts on Anti Theft Feature
- Castro Valley, CA Auto Insurance Company Reviews
Castro Valley, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Castro Valley, CA with that of other cities in and around Castro Valley.
| Castro Valley | Fairview | Hayward | San Lorenzo | Ashland | Cherryland | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,981 | $1,944 | $1,569 | $1,913 | $1,879 | $1,865 |
Castro Valley, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Castro Valley, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Castro Valley | $2,021 | $1,707 |
| Fairview | $2,041 | $1,724 |
| Hayward | $1,936 | $1,636 |
| Cherryland | $1,753 | $1,481 |
| Ashland | $1,477 | $1,248 |
| San Lorenzo | $1,970 | $1,664 |
| Norris Canyon | $2,582 | $2,181 |
| San Leandro | $1,365 | $1,153 |
Castro Valley, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Castro Valley, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,428 |
| 20 Years | $2,545 |
| 30 Years | $1,961 |
| 40 Years | $1,886 |
| 50 Years | $1,747 |
| 60 Years | $1,771 |
| 70 Years | $2,062 |
Castro Valley, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Castro Valley, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,447 | $515 |
| 3 Vehicles | $5,170 | $773 |
| 4 Vehicles | $6,894 | $1,030 |
Savings on 2 Vehicles bundle:$515
Savings on 3 Vehicles bundle:$773
Savings on 4 Vehicles bundle:$1,030
Castro Valley, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Castro Valley, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Castro Valley | $1,981 | $4,878 |
| Fairview | $1,944 | $4,787 |
| Hayward | $1,569 | $3,863 |
| Cherryland | $1,865 | $4,592 |
| Ashland | $1,879 | $4,626 |
| San Lorenzo | $1,913 | $4,710 |
| Norris Canyon | $2,502 | $6,160 |
| San Leandro | $1,555 | $3,829 |
Castro Valley, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,700 |
| Excellent (740-799) | $1,940 |
| Good (670-739) | $2,064 |
| Average (580-669) | $2,693 |
| Poor (300-579) | $3,231 |
Castro Valley, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Mat Dahms | State Farm | 4400 Keller Ave Ste 260, Oakland, 94605-4232 | 510-636-1440 |
| Jerry Garcia | State Farm | 15200 Hesperian Blvd Ste 102, San Leandro, 94578-3955 | 510-278-4000 |
| Adrian Stovall | State Farm | 22544 2nd St, Hayward, 94541-4124 | 510-581-0145 |
| Jeff Sinfuego | State Farm | 25175 Santa Clara St Ste A, Hayward, 94544-2149 | 510-780-9788 |
| Foreman Insurance Services | Travelers | 2282 READING AVE, CASTRO VALLEY, 94546 | 510-764-1205 |
| Dorsey Hazeltine & Wynne | Liberty Mutual Independent | 500 SEAPORT CT STE 105, REDWOOD CITY, 94063 | (650) 858-2375 |
| Leslie Wolf | State Farm | 6654 Koll Center Pkwy Ste 420, Pleasanton, 94566-3125 | 925-404-2000 |
| Pleasanton Valley Ins Bkrs Inc | Travelers | 6602 OWENS DR STE 200, PLEASANTON, 94588 | 925-462-2111 |
| Dara Chan | State Farm | 20235 Redwood Rd, Castro Valley, 94546-4331 | 510-581-6676 |
Castro Valley, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$87 | $2,068 |
| Driver's Failure In Showing Documents | +$192 | $2,173 |
| Driving With An Expired Registration | +$204 | $2,185 |
| Driving At A Considerably Slow Pace | +$430 | $2,411 |
| Using A Cellphone While Driving | +$454 | $2,435 |
| Running A Red Light | +$462 | $2,443 |
| Speeding | +$485 | $2,466 |
| Driving A Vehicle Without The Required Permission | +$616 | $2,597 |
| Driving With An Expired/Suspended License | +$1,335 | $3,316 |
Castro Valley, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,902 |
| Active Disabling Device | $1,902 |
| Tracking Device | $1,862 |
| Passive Disabling Device | $1,842 |
Latest Auto Insurance Reviews in Castro Valley, CA | Back to Top
Geicoi have not had any problems with my car to have to call customer service this does not apply to me.
State FarmMy coverage is extremely extension and costly, even though I have a less robust plan. However, they do cover anything and everything I could imagine with a very small deductable.
State FarmSo far all other companies I have seen charge more, have roughly the same sort of policy or worse polices, and can't compare in terms of customer service.
AllstateI would recommend this insurance for your car because it is a helpful company. They are always available to help and let you know what the answer is to any question that you may have.