Catawba, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Catawba, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Find Best Car Insurance in Catawba, SC
The average cost of car insurance in Catawba, SC, is $1,029. Car insurance is an important purchase, and your auto insurance rates in Catawba, SC, are determined after scrutinizing certain factors. These include your driving history, credit score, age and gender, and several other factors. There are multiple ways to avail discounts on car insurance rates in Catawba, SC. This article will provide information on the prices you pay on car insurance and way to lower your auto insurance in Catawba, SC.
a. Credit History
If you have bad credit, your car insurance premiums can skyrocket in Catawba, SC. In some circumstances, having a credit score that is considered "poor" can increase your auto insurance rates by hundreds. Therefore, car owners must maintain above-average credit scores to get discounts on car insurance rates in Catawba, SC. For instance, car owners with exceptional credit scores have to pay $883, whereas car owners with poor credit scores have to pay $1,678 in Catawba, SC. Hence, the higher the credit score, the lower the auto insurance rates in Catawba, SC.
b. Age of the driver
Driver's age plays a significant role in determining Catawba insurance. For example, teenagers pay $3,339 on auto insurance in Catawba, SC, whereas old drivers aged 40 years pay $980 on auto insurance. This is because teenagers are considered reckless and careless behind the wheel. But, young drivers can lower their insurance premiums by obtaining a defensive driving course in Catawba, SC. Defensive driving courses can introduce valuable life-long lessons and help younger drivers avoid accidents and mishaps.
c. Driving Habits
Clean driving history is one of the primary factors influencing the car insurance rates in Catawba, SC. With no traffic violations on your document, you can relish discounts on car insurance rates in Catawba, SC. Therefore, if you are willing to maintain your car insurance rates low, it is vital to keep a decent driving record. For example, car drivers running a red light or driving with an expired license must pay +$240 and +$694 extra on the total cost of car insurance in Catawba, SC.
Factors that can influence the cost of car insurance in Catawba, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Catawba, SC Auto Insurance Rates
- Catawba, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Catawba, SC
- Multi Vehicle Insurance Savings in Catawba, SC
- How Credit Score Affects Car Insurance Rates in Catawba, SC
- How DUI Affects Auto Insurance Premiums in Catawba, SC
- Top Auto Insurance Agents Near Catawba, SC
- How Driving Violations Affect Auto Insurance Rates in Catawba, SC
- Catawba, SC Auto Insurance Discounts on Anti Theft Feature
Catawba, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Catawba, SC with that of other cities in and around Catawba.
| Catawba | Richburg | JAARS | Lesslie | Rock Hill | Fort Lawn | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,029 | $1,427 | $993 | $1,471 | $958 | $1,407 |
Catawba, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Catawba, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Catawba | $1,060 | $895 |
| Lesslie | $1,703 | $1,438 |
| Van Wyck | $1,404 | $1,186 |
| Fort Lawn | $1,367 | $1,154 |
| JAARS | $1,561 | $1,319 |
| Rock Hill | $1,693 | $1,430 |
| Jackson | $1,678 | $1,417 |
| Richburg | $1,409 | $1,190 |
Catawba, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Catawba, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,339 |
| 20 Years | $1,322 |
| 30 Years | $1,018 |
| 40 Years | $980 |
| 50 Years | $907 |
| 60 Years | $920 |
| 70 Years | $1,071 |
Catawba, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Catawba, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,790 | $268 |
| 3 Vehicles | $2,686 | $401 |
| 4 Vehicles | $3,581 | $535 |
Savings on 2 Vehicles bundle:$268
Savings on 3 Vehicles bundle:$401
Savings on 4 Vehicles bundle:$535
Catawba, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Catawba, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Catawba | $1,029 | $1,555 |
| Lesslie | $1,471 | $2,223 |
| Van Wyck | $1,582 | $2,390 |
| Fort Lawn | $1,407 | $2,126 |
| JAARS | $993 | $4,073 |
| Rock Hill | $958 | $1,448 |
| Jackson | $1,007 | $4,130 |
| Richburg | $1,427 | $2,156 |
Catawba, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $883 |
| Excellent (740-799) | $1,008 |
| Good (670-739) | $1,072 |
| Average (580-669) | $1,399 |
| Poor (300-579) | $1,678 |
Catawba, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Gill Insurance | Travelers | 235 OAKLAND AVE, ROCK HILL, 29730 | (803) 324-5300 |
| Edith Estes Insurance Agency | Travelers | 209 E BLACK ST, ROCK HILL, 29732 | 803-328-0145 |
| Peoples First Insurance | Travelers | 466 HOOD CENTER RD, ROCK HILL, 29730 | (803) 324-5262 |
| Marsha Patterson | State Farm | 750 Canterbury Dr, Lancaster, 29720-1750 | 803-285-2064 |
| Madison Insurance Group Inc | Liberty Mutual Independent | 454 ANDERSON RD S STE 402, ROCK HILL, 29730 | (800) 333-8771 |
| Madison Insurance Group Inc | Liberty Mutual Independent | 454 ANDERSON RD S STE 402, ROCK HILL, 29730 | (800) 333-8771 |
| Preferred Ins And Fincl Svcs Of The Carolinas | Travelers | 235 OAKLAND AVE, ROCK HILL, 29732 | 704-540-4875 |
Catawba, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$45 | $1,074 |
| Driver's Failure In Showing Documents | +$100 | $1,129 |
| Driving With An Expired Registration | +$106 | $1,135 |
| Driving At A Considerably Slow Pace | +$223 | $1,252 |
| Using A Cellphone While Driving | +$236 | $1,265 |
| Running A Red Light | +$240 | $1,269 |
| Speeding | +$252 | $1,281 |
| Driving A Vehicle Without The Required Permission | +$320 | $1,349 |
| Driving With An Expired/Suspended License | +$694 | $1,723 |
Catawba, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $988 |
| Active Disabling Device | $988 |
| Tracking Device | $967 |
| Passive Disabling Device | $957 |