Catawba Auto Insurance Rates, Quotes, Agents & Reviews in SC

Catawba, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Catawba, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Find Best Car Insurance in Catawba, SC

The average cost of car insurance in Catawba, SC, is $1,029. Car insurance is an important purchase, and your auto insurance rates in Catawba, SC, are determined after scrutinizing certain factors. These include your driving history, credit score, age and gender, and several other factors. There are multiple ways to avail discounts on car insurance rates in Catawba, SC. This article will provide information on the prices you pay on car insurance and way to lower your auto insurance in Catawba, SC. 

a. Credit History

If you have bad credit, your car insurance premiums can skyrocket in Catawba, SC. In some circumstances, having a credit score that is considered "poor" can increase your auto insurance rates by hundreds. Therefore, car owners must maintain above-average credit scores to get discounts on car insurance rates in Catawba, SC. For instance, car owners with exceptional credit scores have to pay $883, whereas car owners with poor credit scores have to pay $1,678 in Catawba, SC. Hence, the higher the credit score, the lower the auto insurance rates in Catawba, SC.

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b. Age of the driver

Driver's age plays a significant role in determining Catawba insurance. For example, teenagers pay $3,339 on auto insurance in Catawba, SC, whereas old drivers aged 40 years pay $980 on auto insurance. This is because teenagers are considered reckless and careless behind the wheel. But, young drivers can lower their insurance premiums by obtaining a defensive driving course in Catawba, SC. Defensive driving courses can introduce valuable life-long lessons and help younger drivers avoid accidents and mishaps.

c. Driving Habits

Clean driving history is one of the primary factors influencing the car insurance rates in Catawba, SC. With no traffic violations on your document, you can relish discounts on car insurance rates in Catawba, SC. Therefore, if you are willing to maintain your car insurance rates low, it is vital to keep a decent driving record. For example, car drivers running a red light or driving with an expired license must pay +$240 and +$694 extra on the total cost of car insurance in Catawba, SC.

Factors that can influence the cost of car insurance in Catawba, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Catawba, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Catawba, SC with that of other cities in and around Catawba.

Catawba Richburg JAARS Lesslie Rock Hill Fort Lawn
Average Insurance Rates $1,029 $1,427 $993 $1,471 $958 $1,407

Catawba, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Catawba, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Catawba $1,060 $895
Lesslie $1,703 $1,438
Van Wyck $1,404 $1,186
Fort Lawn $1,367 $1,154
JAARS $1,561 $1,319
Rock Hill $1,693 $1,430
Jackson $1,678 $1,417
Richburg $1,409 $1,190

Catawba, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Catawba, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,339
20 Years $1,322
30 Years $1,018
40 Years $980
50 Years $907
60 Years $920
70 Years $1,071

Catawba, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Catawba, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,790 $268
3 Vehicles $2,686 $401
4 Vehicles $3,581 $535

Savings on 2 Vehicles bundle:$268

Savings on 3 Vehicles bundle:$401

Savings on 4 Vehicles bundle:$535


Catawba, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Catawba, SC.

Location Average Insurance Cost Post DUI Insurance Rate
Catawba $1,029 $1,555
Lesslie $1,471 $2,223
Van Wyck $1,582 $2,390
Fort Lawn $1,407 $2,126
JAARS $993 $4,073
Rock Hill $958 $1,448
Jackson $1,007 $4,130
Richburg $1,427 $2,156

Catawba, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $883
Excellent (740-799) $1,008
Good (670-739) $1,072
Average (580-669) $1,399
Poor (300-579) $1,678

Catawba, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gill Insurance Travelers 235 OAKLAND AVE, ROCK HILL, 29730 (803) 324-5300
Edith Estes Insurance Agency Travelers 209 E BLACK ST, ROCK HILL, 29732 803-328-0145
Peoples First Insurance Travelers 466 HOOD CENTER RD, ROCK HILL, 29730 (803) 324-5262
Marsha Patterson State Farm 750 Canterbury Dr, Lancaster, 29720-1750 803-285-2064
Madison Insurance Group Inc Liberty Mutual Independent 454 ANDERSON RD S STE 402, ROCK HILL, 29730 (800) 333-8771
Madison Insurance Group Inc Liberty Mutual Independent 454 ANDERSON RD S STE 402, ROCK HILL, 29730 (800) 333-8771
Preferred Ins And Fincl Svcs Of The Carolinas Travelers 235 OAKLAND AVE, ROCK HILL, 29732 704-540-4875

Catawba, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$45 $1,074
Driver's Failure In Showing Documents +$100 $1,129
Driving With An Expired Registration +$106 $1,135
Driving At A Considerably Slow Pace +$223 $1,252
Using A Cellphone While Driving +$236 $1,265
Running A Red Light +$240 $1,269
Speeding +$252 $1,281
Driving A Vehicle Without The Required Permission +$320 $1,349
Driving With An Expired/Suspended License +$694 $1,723

Catawba, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $988
Active Disabling Device $988
Tracking Device $967
Passive Disabling Device $957