Cedar Fork, NC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Cedar Fork, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Cedar Fork, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Cedar Fork, NC Auto Insurance Rates
- Cedar Fork, NC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Cedar Fork, NC
- Multi Vehicle Insurance Savings in Cedar Fork, NC
- How Credit Score Affects Car Insurance Rates in Cedar Fork, NC
- How DUI Affects Auto Insurance Premiums in Cedar Fork, NC
- Top Auto Insurance Agents Near Cedar Fork, NC
- How Driving Violations Affect Auto Insurance Rates in Cedar Fork, NC
- Cedar Fork, NC Auto Insurance Discounts on Anti Theft Feature
Cedar Fork, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Cedar Fork, NC with that of other cities in and around Cedar Fork.
| Cedar Fork | Cary | Leesville | House Creek | Triangle | Morrisville | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,420 | $987 | $1,387 | $1,350 | $1,336 | $1,081 |
Cedar Fork, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Cedar Fork, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Cedar Fork | $1,011 | $854 |
| Morrisville | $1,419 | $1,199 |
| Cary | $1,828 | $1,544 |
| Meredith | $1,750 | $1,478 |
| Leesville | $1,429 | $1,207 |
| White Oak | $1,140 | $963 |
| House Creek | $1,406 | $1,188 |
| Triangle | $1,482 | $1,252 |
Cedar Fork, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Cedar Fork, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,608 |
| 20 Years | $1,825 |
| 30 Years | $1,405 |
| 40 Years | $1,352 |
| 50 Years | $1,252 |
| 60 Years | $1,270 |
| 70 Years | $1,478 |
Cedar Fork, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Cedar Fork, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,414 | $426 |
| 3 Vehicles | $3,621 | $639 |
| 4 Vehicles | $4,828 | $852 |
Savings on 2 Vehicles bundle:$426
Savings on 3 Vehicles bundle:$639
Savings on 4 Vehicles bundle:$852
Cedar Fork, NC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cedar Fork, NC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Cedar Fork | $1,420 | $5,824 |
| Morrisville | $1,081 | $4,434 |
| Cary | $987 | $4,048 |
| Meredith | $1,403 | $5,754 |
| Leesville | $1,387 | $5,689 |
| White Oak | $1,102 | $4,520 |
| House Creek | $1,350 | $5,537 |
| Triangle | $1,336 | $5,479 |
Cedar Fork, NC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,218 |
| Excellent (740-799) | $1,391 |
| Good (670-739) | $1,480 |
| Average (580-669) | $1,930 |
| Poor (300-579) | $2,316 |
Cedar Fork, NC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Antonio Vela | State Farm | 121 Sherron Rd Ste 106, Durham, 27703-9515 | 919-596-2700 |
| Frederick Insurance & Benefits | Travelers | 8317 SIX FORKS RD STE 103, RALEIGH, 27615 | 919-847-3511 |
| Tim Alford | Liberty Mutual | 5020 Weston Parkway Ste 100, Cary, 27513 | 1-919-481-9357 |
| Leslie Miller | State Farm | 105 W Nc Highway 54 Ste 255, Durham, 27713-6648 | 919-206-5096 |
| Cody Holliday | Allstate | 4324 S Alston Ave Ste 106, Durham, 27713 | (919) 249-7291 |
| Trapp Insurance Group Inc | Liberty Mutual Independent | 1135 KILDAIRE FARM RD STE 307, CARY, 27511 | (919) 467-7745 |
| Vincent Boone | State Farm | 7850 Alexandr Prmnd Pl Ste 105, Raleigh, 27617-1911 | 919-957-9009 |
| Triangle Insurance Center | None | 1901 Cary Parkway Ste 111 , Morrisville, 27560 | None |
| F. B. Ascott Agency Inc. | Nationwide | 5920 S Miami Blvd Ste 101, Morrisville, 27560-8305 | (919) 313-2784 |
| Woomer Insurance Group Inc | Erie | 105 N Salem St, Apex, 27502 | None |
| Lisa Davis | State Farm | 8201 Rowlock Way Ste 112, Raleigh, 27613-1146 | 919-782-3333 |
| Sizsiz L. Wong | Nationwide | 105 West Highway 54 STE 279, Durham, 27713 | (919) 544-7000 |
Cedar Fork, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$62 | $1,482 |
| Driver's Failure In Showing Documents | +$138 | $1,558 |
| Driving With An Expired Registration | +$146 | $1,566 |
| Driving At A Considerably Slow Pace | +$308 | $1,728 |
| Using A Cellphone While Driving | +$325 | $1,745 |
| Running A Red Light | +$331 | $1,751 |
| Speeding | +$348 | $1,768 |
| Driving A Vehicle Without The Required Permission | +$442 | $1,862 |
| Driving With An Expired/Suspended License | +$957 | $2,377 |
Cedar Fork, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,363 |
| Active Disabling Device | $1,363 |
| Tracking Device | $1,335 |
| Passive Disabling Device | $1,321 |