Cedar Hill, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Cedar Hill, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Cedar Hill, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Cedar Hill, TX Auto Insurance Rates
- Cedar Hill, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Cedar Hill, TX
- Multi Vehicle Insurance Savings in Cedar Hill, TX
- How Credit Score Affects Car Insurance Rates in Cedar Hill, TX
- How DUI Affects Auto Insurance Premiums in Cedar Hill, TX
- Top Auto Insurance Agents Near Cedar Hill, TX
- How Driving Violations Affect Auto Insurance Rates in Cedar Hill, TX
- Cedar Hill, TX Auto Insurance Discounts on Anti Theft Feature
- Cedar Hill, TX Auto Insurance Company Reviews
Cedar Hill, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Cedar Hill, TX with that of other cities in and around Cedar Hill.
| Cedar Hill | DeSoto | Midlothian | Duncanville | Ovilla | Glenn Heights | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,502 | $1,449 | $2,009 | $1,512 | $2,050 | $1,940 |
Cedar Hill, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Cedar Hill, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Cedar Hill | $938 | $793 |
| Duncanville | $1,260 | $1,064 |
| Ovilla | $1,836 | $1,551 |
| DeSoto | $1,534 | $1,295 |
| Glenn Heights | $1,065 | $900 |
| Oak Leaf | $1,512 | $1,277 |
| Grand Prairie | $936 | $791 |
| Midlothian | $1,511 | $1,276 |
Cedar Hill, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Cedar Hill, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,874 |
| 20 Years | $1,930 |
| 30 Years | $1,486 |
| 40 Years | $1,430 |
| 50 Years | $1,324 |
| 60 Years | $1,343 |
| 70 Years | $1,563 |
Cedar Hill, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Cedar Hill, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,583 | $421 |
| 3 Vehicles | $3,875 | $631 |
| 4 Vehicles | $5,167 | $841 |
Savings on 2 Vehicles bundle:$421
Savings on 3 Vehicles bundle:$631
Savings on 4 Vehicles bundle:$841
Cedar Hill, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cedar Hill, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Cedar Hill | $1,502 | $2,338 |
| Duncanville | $1,512 | $2,354 |
| Ovilla | $2,050 | $3,191 |
| DeSoto | $1,449 | $2,256 |
| Glenn Heights | $1,940 | $3,020 |
| Oak Leaf | $2,046 | $3,185 |
| Grand Prairie | $1,416 | $2,204 |
| Midlothian | $2,009 | $3,128 |
Cedar Hill, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,289 |
| Excellent (740-799) | $1,471 |
| Good (670-739) | $1,565 |
| Average (580-669) | $2,042 |
| Poor (300-579) | $2,450 |
Cedar Hill, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| David Peterson | State Farm | 2580 W Camp Wisdom Rd Ste 400, Grand Prairie, 75052-3092 | 972-660-5999 |
| Tyler Hitchcock | Allstate | 2321 S Belt Line Rd Ste 160, Grand Prairie, 75051 | (972) 642-0798 |
| Moran & Oswald Agency | Allstate | 1901 Southeast Pkwy Ste 103, Arlington, 76018 | (817) 789-6507 |
| Tony Dominguez | Allstate | 1101 E Bardin Rd Ste 141, Arlington, 76018 | (817) 405-2011 |
| Jodi Buzek | Farmers | 1710 Country Club Dr Ste 100, Mansfield, 76063 | (682) 518-5314 |
| Maria Gonzales | Allstate | 1801 W Polo Rd Ste 126, Grand Prairie, 75052 | (972) 206-0211 |
| Barbara Schmidt | State Farm | 4835 N O Connor Rd Ste 204, Irving, 75062-2742 | 972-717-1516 |
| Roderick D Walker | Allstate | 4333 Gannon Ln Ste 111, Dallas, 75237 | (972) 298-0600 |
| Joshua Barger | Allstate | 2993 S Hwy 360 Ste 300, Grand Prairie, 75052 | (972) 206-1234 |
| Stogner & Associates Insurance | Travelers | 5538 South Hampton Road, Dallas, 75232 | (972) 232-6633 |
| Mark Baker Law Agency | Nationwide | 751 E. Debbie Lane Ste 105, Mansfield, 76063-4045 | (817) 453-0117 |
| Mark Baker Law Agency | Nationwide | 751 E. Debbie Lane Ste 105, Mansfield, 76063-4045 | (817) 453-0117 |
| Taraney Ephraim-Surrell | Farmers | 2550 W Red Bird Ln Ste 409, Dallas, 75237 | (972) 330-7312 |
| Todd Killebrew | Farmers | 320 S Clark Rd Ste E, Cedar Hill, 75104 | (214) 446-0110 |
Cedar Hill, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$66 | $1,568 |
| Driver's Failure In Showing Documents | +$146 | $1,648 |
| Driving With An Expired Registration | +$155 | $1,657 |
| Driving At A Considerably Slow Pace | +$326 | $1,828 |
| Using A Cellphone While Driving | +$344 | $1,846 |
| Running A Red Light | +$350 | $1,852 |
| Speeding | +$368 | $1,870 |
| Driving A Vehicle Without The Required Permission | +$467 | $1,969 |
| Driving With An Expired/Suspended License | +$1,012 | $2,514 |
Cedar Hill, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,442 |
| Active Disabling Device | $1,442 |
| Tracking Device | $1,412 |
| Passive Disabling Device | $1,397 |
Latest Auto Insurance Reviews in Cedar Hill, TX | Back to Top
GeicoThe deductible is about the same, but the monthly fees are much more reasonable from Geico compared to other insurance companies.
UsaaI've dealt with other insurance companies in the past, and USAA is the only one I know of that will handle all of the heavy lifting for you. Once you put in your claim, that's it.
AllstateTheir offerings were similar to those available from other companies. I do not feel that anything was lacking or missing in their coverage options.
AllstateI like Allstate because they are local with a good local office. They also seem to be cheaper than other companies and have given me good discounts over the years for loyalty.
AllstateI have a bundled option with my home.I do not see any wiggle room in the home insurance in comparison to other companies but i think my savings are realized on the auto side of things.
AllstateMy premium for my two vehicles is very reasonable. When others tell me about their premiums I always notice that mine is lower. I will rate Bear River Insurance 5 out of 5 on this question.
MercuryThe insurance is not the cheapest but compared to comparable premium insurance companies, they are competitive so, i feel they are still a great value. Plus you get discount on your when you bundle so i like it.
MercuryThe insurance is not the cheapest but compared to comparable premium insurance companies, they are competitive so, i feel they are still a great value. Plus you get discount on your when you bundle so i like it.
State FarmMy premium is competitively priced, though I have been a customer with State Farm for many years. I have a nice amount of coverage at a reasonable price.
UsaaI have had local providers and national ones (Statefarm) and with USAA I feel like more than just a number. I feel truly value to be their customer. The premium seems fair.