Cedar Hills, UT Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Cedar Hills, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Cedar Hills, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Cedar Hills, UT Auto Insurance Rates
- Cedar Hills, UT Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Cedar Hills, UT
- Multi Vehicle Insurance Savings in Cedar Hills, UT
- How Credit Score Affects Car Insurance Rates in Cedar Hills, UT
- How DUI Affects Auto Insurance Premiums in Cedar Hills, UT
- Top Auto Insurance Agents Near Cedar Hills, UT
- How Driving Violations Affect Auto Insurance Rates in Cedar Hills, UT
- Cedar Hills, UT Auto Insurance Discounts on Anti Theft Feature
Cedar Hills, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Cedar Hills, UT with that of other cities in and around Cedar Hills.
| Cedar Hills | Highland | Draper | American Fork-Pleasant Grove | Lindon | American Fork | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,303 | $1,387 | $1,253 | $1,297 | $1,316 | $1,254 |
Cedar Hills, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Cedar Hills, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Cedar Hills | $1,411 | $1,192 |
| Highland | $1,073 | $907 |
| Alpine | $1,848 | $1,561 |
| American Fork | $3,052 | $2,578 |
| Pleasant Grove | $1,394 | $1,177 |
| American Fork-Pleasant Grove | $1,980 | $1,672 |
| Lindon | $1,513 | $1,278 |
| Draper | $1,941 | $1,639 |
Cedar Hills, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Cedar Hills, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,228 |
| 20 Years | $1,674 |
| 30 Years | $1,290 |
| 40 Years | $1,241 |
| 50 Years | $1,149 |
| 60 Years | $1,165 |
| 70 Years | $1,356 |
Cedar Hills, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Cedar Hills, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,267 | $339 |
| 3 Vehicles | $3,401 | $508 |
| 4 Vehicles | $4,534 | $678 |
Savings on 2 Vehicles bundle:$339
Savings on 3 Vehicles bundle:$508
Savings on 4 Vehicles bundle:$678
Cedar Hills, UT Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cedar Hills, UT.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Cedar Hills | $1,303 | $1,982 |
| Highland | $1,387 | $2,109 |
| Alpine | $1,385 | $2,106 |
| American Fork | $1,254 | $1,907 |
| Pleasant Grove | $1,258 | $1,913 |
| American Fork-Pleasant Grove | $1,297 | $1,973 |
| Lindon | $1,316 | $2,001 |
| Draper | $1,253 | $1,906 |
Cedar Hills, UT Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,118 |
| Excellent (740-799) | $1,276 |
| Good (670-739) | $1,358 |
| Average (580-669) | $1,771 |
| Poor (300-579) | $2,125 |
Cedar Hills, UT Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Banasky Insurance Inc | Travelers | 12401 S 450 E UNIT D1, DRAPER, 84020 | 801-748-1009 |
| Ryan A Larson | Allstate | 1415 N State St, Orem, 84057 | (801) 225-2000 |
| Custom Insurance Solutions | None | 3300 N. Running Creek Way E-100, Lehi, 84043 | None |
| Atkinson-Leavitt Insurance | None | 205 West 520 North, Orem, 84059 | None |
| Eli Slesk | State Farm | 40 W Main Street Ct Ste 100, Alpine, 84004-5601 | 801-763-8821 |
| Advance Insurance | Travelers | 1406 W STATE RD, PLEASANT GROVE, 84062 | 801-756-9568 |
| Cox Insurance Agency Inc | Travelers | 920 E STATE RD STE E, AMERICAN FORK, 84003 | 801-492-9920 |
| Strategic Ins Agency Llc | Travelers | 807 EAST PACIFIC DR STE A, AMERICAN FORK, 84003 | 801-374-7444 |
| Lon W Sorensen Insurance Agency Incorporated | Travelers | 444 West Main Street, Lehi, 84043 | None |
| Rick Albrecht | State Farm | 75 E Main Street, American Fork, 84003-2360 | 801-756-3500 |
| Insure First Ins Agency | Travelers | 405 E 12450 S STE J, DRAPER, 84020 | 801-642-4500 |
| Premier Group Insurance Inc-Brent Walker | Travelers | 7630 SO KESWICK RD, SANDY, 84093 | 801-562-5000 |
Cedar Hills, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$57 | $1,360 |
| Driver's Failure In Showing Documents | +$126 | $1,429 |
| Driving With An Expired Registration | +$134 | $1,437 |
| Driving At A Considerably Slow Pace | +$283 | $1,586 |
| Using A Cellphone While Driving | +$298 | $1,601 |
| Running A Red Light | +$304 | $1,607 |
| Speeding | +$319 | $1,622 |
| Driving A Vehicle Without The Required Permission | +$405 | $1,708 |
| Driving With An Expired/Suspended License | +$878 | $2,181 |
Cedar Hills, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,251 |
| Active Disabling Device | $1,251 |
| Tracking Device | $1,225 |
| Passive Disabling Device | $1,212 |