Cedar Mill Auto Insurance Rates, Quotes, Agents & Reviews in OR

Cedar Mill, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cedar Mill, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cedar Mill, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cedar Mill, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cedar Mill, OR with that of other cities in and around Cedar Mill.

Cedar Mill Portland West West Haven-Sylvan West Slope Rockcreek Cedar Hills
Average Insurance Rates $1,597 $1,576 $1,550 $1,572 $1,518 $1,505

Cedar Mill, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cedar Mill, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cedar Mill $1,082 $914
Oak Hills $1,524 $1,288
Cedar Hills $1,431 $1,208
West Haven-Sylvan $1,951 $1,648
Bethany $1,066 $900
West Slope $1,428 $1,206
Portland West $1,925 $1,626
Rockcreek $1,564 $1,321

Cedar Mill, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cedar Mill, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,182
20 Years $2,052
30 Years $1,580
40 Years $1,521
50 Years $1,408
60 Years $1,428
70 Years $1,662

Cedar Mill, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cedar Mill, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,747 $447
3 Vehicles $4,120 $671
4 Vehicles $5,494 $894

Savings on 2 Vehicles bundle:$447

Savings on 3 Vehicles bundle:$671

Savings on 4 Vehicles bundle:$894


Cedar Mill, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cedar Mill, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Cedar Mill $1,597 $2,389
Oak Hills $1,525 $2,281
Cedar Hills $1,505 $2,251
West Haven-Sylvan $1,550 $2,319
Bethany $1,576 $2,358
West Slope $1,572 $2,352
Portland West $1,576 $2,358
Rockcreek $1,518 $2,271

Cedar Mill, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,370
Excellent (740-799) $1,564
Good (670-739) $1,664
Average (580-669) $2,171
Poor (300-579) $2,605

Cedar Mill, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,667
Driver's Failure In Showing Documents +$155 $1,752
Driving With An Expired Registration +$164 $1,761
Driving At A Considerably Slow Pace +$347 $1,944
Using A Cellphone While Driving +$366 $1,963
Running A Red Light +$372 $1,969
Speeding +$391 $1,988
Driving A Vehicle Without The Required Permission +$497 $2,094
Driving With An Expired/Suspended License +$1,076 $2,673

Cedar Mill, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,533
Active Disabling Device $1,533
Tracking Device $1,501
Passive Disabling Device $1,485

Latest Auto Insurance Reviews in Cedar Mill, OR | Back to Top

Aarp Auto Insurance
he mailings and website feel a bit unprofessional at times. I feel like they just don't have that many people who can help me when I call in.