Cedarhurst Auto Insurance Rates, Quotes, Agents & Reviews in NY

Cedarhurst, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cedarhurst, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cedarhurst, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cedarhurst, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cedarhurst, NY with that of other cities in and around Cedarhurst.

Cedarhurst Inwood Hewlett Neck Woodsburgh Woodmere Hewlett
Average Insurance Rates $1,895 $1,806 $2,218 $2,140 $1,955 $1,845

Cedarhurst, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cedarhurst, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cedarhurst $1,118 $944
Woodmere $1,137 $960
Inwood $1,763 $1,489
Woodsburgh $1,737 $1,467
Hewlett Neck $1,987 $1,678
Lawrence $2,153 $1,818
Hewlett Bay Park $1,362 $1,150
Hewlett $1,739 $1,469

Cedarhurst, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cedarhurst, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,149
20 Years $2,435
30 Years $1,875
40 Years $1,804
50 Years $1,671
60 Years $1,694
70 Years $1,972

Cedarhurst, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cedarhurst, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,335 $455
3 Vehicles $5,003 $682
4 Vehicles $6,670 $910

Savings on 2 Vehicles bundle:$455

Savings on 3 Vehicles bundle:$682

Savings on 4 Vehicles bundle:$910


Cedarhurst, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cedarhurst, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Cedarhurst $1,895 $2,859
Woodmere $1,955 $2,949
Inwood $1,806 $2,725
Woodsburgh $2,140 $3,229
Hewlett Neck $2,218 $3,346
Lawrence $2,114 $3,189
Hewlett Bay Park $2,624 $3,959
Hewlett $1,845 $2,783

Cedarhurst, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,626
Excellent (740-799) $1,856
Good (670-739) $1,975
Average (580-669) $2,576
Poor (300-579) $3,091

Cedarhurst, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$83 $1,978
Driver's Failure In Showing Documents +$184 $2,079
Driving With An Expired Registration +$195 $2,090
Driving At A Considerably Slow Pace +$411 $2,306
Using A Cellphone While Driving +$434 $2,329
Running A Red Light +$442 $2,337
Speeding +$464 $2,359
Driving A Vehicle Without The Required Permission +$589 $2,484
Driving With An Expired/Suspended License +$1,277 $3,172

Cedarhurst, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,819
Active Disabling Device $1,819
Tracking Device $1,781
Passive Disabling Device $1,762