Cedarville Auto Insurance Rates, Quotes, Agents & Reviews in MD

Cedarville, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cedarville, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Cedarville, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Cedarville, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cedarville, MD with that of other cities in and around Cedarville.

Cedarville Brandywine Baden Waldorf Marlton Croom
Average Insurance Rates $2,090 $1,415 $1,428 $1,369 $1,375 $1,447

Cedarville, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cedarville, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cedarville $2,153 $1,818
Brandywine $1,848 $1,561
Baden $1,405 $1,187
Waldorf $1,874 $1,583
Croom $1,890 $1,596
Marlton $1,085 $916
Bryantown $1,841 $1,555
Rosaryville $2,312 $1,953

Cedarville, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cedarville, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,782
20 Years $2,685
30 Years $2,068
40 Years $1,990
50 Years $1,843
60 Years $1,869
70 Years $2,175

Cedarville, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cedarville, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,637 $543
3 Vehicles $5,455 $815
4 Vehicles $7,273 $1,087

Savings on 2 Vehicles bundle:$543

Savings on 3 Vehicles bundle:$815

Savings on 4 Vehicles bundle:$1,087

Cedarville, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cedarville, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Cedarville $2,090 $3,332
Brandywine $1,415 $2,256
Baden $1,428 $2,277
Waldorf $1,369 $2,183
Croom $1,447 $2,307
Marlton $1,375 $2,192
Bryantown $1,419 $2,262
Rosaryville $1,393 $2,221

Cedarville, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,793
Excellent (740-799) $2,047
Good (670-739) $2,178
Average (580-669) $2,841
Poor (300-579) $3,409

Cedarville, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
First Insurance Group Of Maryland Inc Travelers 601 POST OFFICE RD SUITE 1C, WALDORF, 20602 301-843-9555
A F Szabo Insurance Agency Inc Erie 11705 Berry Road Suite 101, Waldorf, 20603 None
John G Rogers And Associates Inc Nationwide 3200 Crain Hwy STE 300, Waldorf, 20603 (301) 705-7282
Buckler Insurance Agency Inc. Erie 152 Post Office Road, Waldorf, 20602 None
Roy Tipton State Farm 9015 Woodyard Rd Ste 101, Clinton, 20735-4226 301-856-3337
Calvin Jones Allstate 1024 Eastern Blvd, Essex, 21221 (410) 999-9999
Charles R Grant Agency Travelers 620 HUNGERFORD DR STE 33, ROCKVILLE, 20850 301-279-7100
Patapsco Insurance Group Llc Erie 1701 Edmondson Avenue Suite 204, Catonsville, 21228 None
A & A Insurance Center Llc Travelers 3633 LENARDTOWN RD, WALDORF, 20601 301-638-9200
David K Reed Nationwide 208 New Jersey Ave Ne, Glen Burnie, 21060-6853 (410) 766-4010
Creamer Insurance Agency Llc Erie 15837 Crabbs Branch Way, Rockville, 20855 None

Cedarville, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$92 $2,182
Driver's Failure In Showing Documents +$203 $2,293
Driving With An Expired Registration +$215 $2,305
Driving At A Considerably Slow Pace +$454 $2,544
Using A Cellphone While Driving +$479 $2,569
Running A Red Light +$487 $2,577
Speeding +$512 $2,602
Driving A Vehicle Without The Required Permission +$650 $2,740
Driving With An Expired/Suspended License +$1,409 $3,499

Cedarville, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,006
Active Disabling Device $2,006
Tracking Device $1,965
Passive Disabling Device $1,944