Celina Auto Insurance Rates, Quotes, Agents & Reviews in TN

Celina, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Celina, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Celina, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Celina, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Celina, TN with that of other cities in and around Celina.

Celina Livingston Clay County Monroe County Kettle-Peytonsburg Dodson Branch
Average Insurance Rates $1,407 $1,413 $1,397 $1,870 $1,912 $1,417

Celina, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Celina, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Celina $1,315 $1,111
Clay County $1,950 $1,647
Tompkinsville $1,465 $1,237
Livingston $2,770 $2,339
Gainesboro $1,432 $1,209
Kettle-Peytonsburg $1,241 $1,048
Dodson Branch $1,400 $1,182
Monroe County $1,400 $1,182

Celina, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Celina, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,565
20 Years $1,808
30 Years $1,392
40 Years $1,340
50 Years $1,241
60 Years $1,258
70 Years $1,464

Celina, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Celina, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,392 $422
3 Vehicles $3,588 $633
4 Vehicles $4,784 $844

Savings on 2 Vehicles bundle:$422

Savings on 3 Vehicles bundle:$633

Savings on 4 Vehicles bundle:$844

Celina, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Celina, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Celina $1,407 $2,521
Clay County $1,397 $2,503
Tompkinsville $1,868 $3,110
Livingston $1,413 $2,531
Gainesboro $1,391 $2,492
Kettle-Peytonsburg $1,912 $3,183
Dodson Branch $1,417 $2,538
Monroe County $1,870 $3,113

Celina, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,207
Excellent (740-799) $1,378
Good (670-739) $1,466
Average (580-669) $1,913
Poor (300-579) $2,295

Celina, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Strong Insurance Services Erie 900 E Lake Avenue, Celina, 38551 None
Cherisse Sells Allstate 2348 Cookeville Hwy, Livingston, 38570 (931) 823-1580
Ricky Rick Savage Savage Farmers 107 E Broad St, Livingston, 38570 (931) 823-2885
Thw None 321 W Main St, Lebanon, 37087 None
Charlie Adams State Farm 46 Brattontown Cir, Lafayette, 37083-2623 615-688-5200
Amonett Ins Agency Allstate 1077 Bradford Hicks, Livingston, 38570 (931) 823-5599
J Nate Maxwell Farmers 251 S Willow Ave, Cookeville, 38501 (931) 526-4532
Independent Agents Alliance Liberty Mutual Independent 1459 INTERSTATE DR STE 201, COOKEVILLE, 38501 (931) 526-9093
Powell & Meadows - Lebanon None Po Box 1329, Lebanon, 37087 None

Celina, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,469
Driver's Failure In Showing Documents +$136 $1,543
Driving With An Expired Registration +$145 $1,552
Driving At A Considerably Slow Pace +$305 $1,712
Using A Cellphone While Driving +$322 $1,729
Running A Red Light +$328 $1,735
Speeding +$345 $1,752
Driving A Vehicle Without The Required Permission +$438 $1,845
Driving With An Expired/Suspended License +$948 $2,355

Celina, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,351
Active Disabling Device $1,351
Tracking Device $1,323
Passive Disabling Device $1,309