Celina Auto Insurance Rates, Quotes, Agents & Reviews in TX

Celina, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Celina, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Celina, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Celina, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Celina, TX with that of other cities in and around Celina.

Celina McKinney Prosper Anna Savannah Pilot Point-Aubrey
Average Insurance Rates $2,205 $2,098 $2,274 $2,018 $2,016 $2,035

Celina, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Celina, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Celina $1,917 $1,619
Weston $1,057 $893
Prosper $1,719 $1,452
McKinney $1,551 $1,310
Savannah $1,469 $1,241
Anna $2,134 $1,803
Pilot Point-Aubrey $1,296 $1,094
Frisco $1,761 $1,488

Celina, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Celina, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $7,155
20 Years $2,833
30 Years $2,182
40 Years $2,100
50 Years $1,944
60 Years $1,971
70 Years $2,295

Celina, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Celina, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,881 $529
3 Vehicles $5,821 $794
4 Vehicles $7,762 $1,058

Savings on 2 Vehicles bundle:$529

Savings on 3 Vehicles bundle:$794

Savings on 4 Vehicles bundle:$1,058

Celina, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Celina, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Celina $2,205 $3,433
Weston $2,025 $3,152
Prosper $2,274 $3,540
McKinney $2,098 $3,266
Savannah $2,016 $3,138
Anna $2,018 $3,142
Pilot Point-Aubrey $2,035 $3,168
Frisco $1,298 $2,021

Celina, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,892
Excellent (740-799) $2,160
Good (670-739) $2,298
Average (580-669) $2,998
Poor (300-579) $3,597

Celina, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Christian Wallace Farmers 905 Market St Ste 280, Allen, 75013 (214) 306-8733
Matt Cox State Farm 2111 E University Dr Ste 50, Prosper, 75078-7245 972-346-2888
Stan Polk Farmers 6951 Virginia Pkwy Ste 316, Mckinney, 75071 (972) 727-9111
Gant Insurance Agency Inc Liberty Mutual Independent 2411 W Virginia Ste 5 Mckinney, McKinney, 75071 None
Pete Knight State Farm 2414 W University Drive Suite 125A, McKinney, 75071-2853 972-548-9000
Mike Hinegardner State Farm 2300 W White Ave Ste 108, McKinney, 75071-3133 214-544-0003
Alexis Campbell Allstate 1241 Prosper Commons Blvd Ste 110, Prosper, 75078 (469) 440-2585
John Edwards State Farm 6150 Eldorado Pkwy Ste 140, McKinney, 75070-5702 972-542-4368
Danny Wilson Allstate 600 N Hays Rd, Prosper, 75078 (972) 519-0936
Vinson Randolph Dansby Agency Nationwide 1521 N Custer Rd Ste 2850, McKinney, 75071 (469) 343-4131
Costa Insurance Agency Travelers 8 MEADOWBROOK CR, MELISSA, 75454 972-699-1100
John T Clark Agency Llc Nationwide 6951 Virginia Pkwy Suite 100, McKinney, 75071-5715 (972) 547-9755
John Edwards State Farm 6150 Eldorado Pkwy, McKinney, 75070 972-542-4368

Celina, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$97 $2,302
Driver's Failure In Showing Documents +$214 $2,419
Driving With An Expired Registration +$227 $2,432
Driving At A Considerably Slow Pace +$478 $2,683
Using A Cellphone While Driving +$505 $2,710
Running A Red Light +$514 $2,719
Speeding +$540 $2,745
Driving A Vehicle Without The Required Permission +$686 $2,891
Driving With An Expired/Suspended License +$1,486 $3,691

Celina, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,117
Active Disabling Device $2,117
Tracking Device $2,073
Passive Disabling Device $2,051

Latest Auto Insurance Reviews in Celina, TX | Back to Top

I like that it is just autopay. I've never been in an accident (knock on wood) so I don't know how the filing a claim process works.