Centennial, CO Auto Insurance Rates

Centennial, CO residents can save $460 by comparing multiple quotes & reading reviews & research on Centennial car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$931 $1148 $1502

Latest Auto Insurance Reviews in Centennial, Colorado

We priced around for home owners insurance, and found that USAA was $100-300 cheaper than the competitors when it came to the premium price for car insurance.
i would recommend this company to anyone with out hesitation ! it is topnotch ! they have always done me right and been there for me thru it all. they make claims easy and are up front and easy to work with
I'd have to refer to our bills for the premium information and I don't have access to them at the moment. Our deductible is $500. We have liability only on an older vehicle and liability.
Farmer's Insurance
Over the course of 5 years i have had about 2 car damage and i can boldly say the loss was covered by my insurance company and i have regain stability
I think the are okay, but their rates keep rising. I live in a safe area and have had no claims, and yet, my cost rises each year. It might be time for a change. I want to get quotes from similar companies.
Liberty Mutual
I would recommend Liberty Mutual to everyone because of the great customer service, how they respond to your needs, how they work with your policies to save you money.
State Farm
The premiums are significantly lower than quotes I received from other companies in the area, by close to 50% for some companies.
State Farm
The premiums are significantly lower than quotes I received from other companies in the area, by close to 50% for some companies.
My husband feels like USAA is great in a wreck. I don't have experience with this. He doesn't want to change despite the fact that they keep raising our rates for no reason. They are always easy to get a hold of and the people are super nice.
Your premiums if they are regular compared with those of other companies is not exaggeration is something a bit normal compared to others
I obtained my policy by working through an independent agent. I gave her all the information and she scoured around and found the most inexpensive policy that offered the coverage we were looking for. She has dealt went them previously with other customers and recommended them highly. She is always very responsive to our calls and emails if we have a question. Have not had to interact with the insurer personally, only through her.
National General
because I have nothing negative to say about this company that I like that offers me a great service and say something negative about it would be to contradict myself
I feel like I am being charged a high premium compared to other companies but I am also not 100 percent certain if that is true or not,
They basically offer the same stuff that everyone else does
I think it is fair and good. Used their discount for monitoring my driving
Write Your Review | Centennial, Colorado Auto Insurance Analysis
Hartford, Centennial, CO
$59/1 month
Car Insurance Policy Holder
  • Single 79 Years old Female licensed 12 years ago with Own Scion xD used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Lawyer & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Centennial Car Insurance Rate Comparisons

Centennial, CO's average car insurance of $1148 differs from Stonegate, CO (-$318), Holly Hills, CO (-$288), Foxfield, CO (+$502) and Colorado (+$123)

Centennial Stonegate, CO Holly Hills, CO Foxfield, CO Colorado
Median Insurance Rates $1148 -$318 -$288 +$502 +$123

Centennial Car Insurance Savings By Neighborhood & Street Area

Centennial Driver Street Residence & Car Locations Car Details in Centennial Centennial Driver Demographics Centennial Auto Insurance Estimates Recent Centennial Insurance Savings
Cherry Ridge
S Ash St2000 Chrysler Voyager \N52 year woman$946$456
Alexander Ave2005 Buick Terraza CX18 year teenager$3237$566
Harbor Pointe
S Chester Way2009 Ford Fusion V6 SEL30 year man$1583$571
S Chester St2010 Mazda Mazda3 s Sport19 year female teenager$3346$874
Dream House Acres
S Monroe Ct2013 Hyundai Sonata GLS18 year male teenager$3614$624
E Orchard Ave2009 Acura TSX Base w/Tech83 year female senior$1391$699
S Madison Cir2013 Honda Civic U.S. LX26 year married woman$890$645
S Fillmore Ct2011 Toyota Prius I44 year married man$1458$427
Cherry Knolls
S Ash Way2012 Jeep Wrangler Sport69 year senior$1201$684
S Fairfax Ct2012 Nissan Rogue SV76 year male senior$1356$685

Centennial Post DUI Car Insurance Rates

Centennial Lone Tree Holly Hills Acres Green Colorado
Median Post DUI Insurance Rate $2135 +$1064 -$536 +$283 +$229
Male Teenager Post DUI Insurance Rate $7151 +$3566 -$1793 +$949 +$767
Female Teenager Post DUI Insurance Rate $6896 +$3436 -$1731 +$914 +$739

The Post DUI insurance in Centennial, CO's is $2135 compared to Lone Tree (+$1064), Holly Hills (-$536), Acres Green (+$283) and Colorado (+$229)

In Centennial, a male teenager with Post DUI pays $255 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Centennial, CO would pay $6448 on auto insurance while a female teenager POST DUI would pay $6217.

Centennial Car Insurance by Segment

Centennial Teenagers Car Insurance Rates Comparison

7687 Centennial Teenagers (7% of total population), 53% Male & 47% Female.

Centennial Columbine Valley Stonegate Castle Pines Colorado
All Teenagers $3788 +$1657 -$1049 +$1954 +$406
Male Teenager $3845 +$1682 -$1065 +$1984 +$412
Female Teenager $3708 +$1621 -$1028 +$1912 +$397

Centennial teenagers pay $3788 in insurance in contrast with Columbine Valley (+$1657), Stonegate (-$1049), Castle Pines (+$1954) and Colorado (+$406). The difference between Male & Female teenagers in Centennial is $137


  • 2014 Kia Sorento LX Male Teenager Insurance Rate $3350
  • 2014 Volkswagen Jetta GLI Female Teenager Insurance Rate $3391

Centennial Men & Women Car Insurance

101339 Centennial Adults (100% of total population), 49% Men & 51% Women.

Centennial Columbine Valley South Aurora Glendale Colorado
All Women $1090 +$477 +$306 +$68 +$117
Married Women $1033 +$452 +$290 +$64 +$110
All Men $1756 +$768 +$493 +$109 +$188
Married Men $1630 +$713 +$457 +$100 +$174

The typical insurance rate of $1756 that Centennial Men pay varies from Columbine Valley (+$768), South Aurora (+$493), Glendale (+$109) and Colorado (+$188). In Centennial, married men pay $597 more than married women.


  • 2013 Dodge Journey R/T Married Men Insurance Rate $1870
  • 2008 Chevrolet Silverado 2500HD Work Truck Married Women Insurance Rate $1563

Centennial Senior Car Insurance

18374 Centennial Seniors (18% of total population), 47% Senior Men & 53% Senior Women.

Centennial Lone Tree Dove Valley Castle Pines Colorado
All Seniors $1423 +$709 +$523 +$734 +$153
Senior Men $1435 +$715 +$527 +$740 +$153
Senior Women $1412 +$703 +$519 +$728 +$151

Centennial seniors pay $1423 in insurance compared to Lone Tree (+$709), Dove Valley (+$523), Castle Pines (+$734) and Colorado (+$153). In Centennial, senior men pay $23 more than senior women.

Centennial Car Insurance Discounts for Multiple Vehicles

Centennial Population with 1 Vehicle 8771 (24% of Centennial population), 2 Vehicles 17384 (47% of the Centennial population) and 3 vehicles 7530 (20% of the population)

Centennial Littleton Southwest Arapahoe Highlands Ranch Colorado
2 Vehicles $2182 -$61 -$282 +$1124 +$233
3 Vehicles $3330 -$93 -$430 +$1716 +$356
4 Vehicles $4478 -$125 -$578 +$2308 +$479

Car Insurance Agents in Centennial, CO

Rank Agent Name Agent Contact
1 Dennis Kelly Hooper Agency 12201 E Arapahoe Rd STE B16, Centennial, CO 80112-3918

Centennial Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Acura, RDX $100 $1160 $1260 $1100 $1200 $60
BMW, X3 xDrive 28i $200 $1100 $1300 $1040 $1240 $60
Ford, Edge SE $1000 $1220 $1720 $1130 $2130 $-410
GMC, Sierra 2500HD Work Truck $1500 $1160 $1660 $1080 $2580 $-920
Hyundai, Elantra GLS $500 $1210 $1710 $1120 $1620 $90