Center Moriches Auto Insurance Rates, Quotes, Agents & Reviews in NY

Center Moriches, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Center Moriches, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Center Moriches, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Center Moriches, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Center Moriches, NY with that of other cities in and around Center Moriches.

Center Moriches Mastic Shirley Manorville East Moriches Mastic Beach
Average Insurance Rates $1,812 $1,724 $1,733 $1,826 $1,829 $1,697

Center Moriches, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Center Moriches, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Center Moriches $3,677 $3,106
Moriches $1,550 $1,309
East Moriches $2,209 $1,866
Poospatuck $1,321 $1,116
Mastic $1,543 $1,303
Mastic Beach $1,119 $945
Shirley $1,785 $1,508
Manorville $1,369 $1,156

Center Moriches, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Center Moriches, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,880
20 Years $2,328
30 Years $1,793
40 Years $1,725
50 Years $1,598
60 Years $1,620
70 Years $1,886

Center Moriches, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Center Moriches, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,117 $507
3 Vehicles $4,675 $761
4 Vehicles $6,233 $1,015

Savings on 2 Vehicles bundle:$507

Savings on 3 Vehicles bundle:$761

Savings on 4 Vehicles bundle:$1,015


Center Moriches, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Center Moriches, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Center Moriches $1,812 $2,734
Moriches $1,785 $2,693
East Moriches $1,829 $2,759
Poospatuck $1,677 $2,530
Mastic $1,724 $2,601
Mastic Beach $1,697 $2,560
Shirley $1,733 $2,615
Manorville $1,826 $2,755

Center Moriches, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,555
Excellent (740-799) $1,775
Good (670-739) $1,888
Average (580-669) $2,463
Poor (300-579) $2,956

Center Moriches, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kevin Mccarthy Allstate 2470 Montauk Hwy, Brookhaven, 11719 (631) 286-6000
Rudolph Georgetti Allstate 246 Moriches Mid Isl Rd, Manorville, 11949 (631) 395-0955
Allan Haas State Farm 34 West Ave, Patchogue, 11772-3567 631-475-7010
Aspen Agency Inc Travelers 191 Ave , Ronkonkoma, 11779 None
Marlin Insurance Agency Inc Travelers 1138 WILLIAM FLOYD PARKWAY, SHIRLEY, 11967 631-281-6200
Tamara Brokerage Inc. None Po Box 914, Oakdale, 11769 None
Aaron L Grober Agency Inc Travelers 1 SUNRISE PLZ, VALLEY STREAM, 11580 516-872-9500
Comfort Zone Ins Agency Of Ronkonkoma Travelers 221 SCHERER BLVD, FRANKLIN SQUARE, 11010 516-616-6700

Center Moriches, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$80 $1,892
Driver's Failure In Showing Documents +$176 $1,988
Driving With An Expired Registration +$187 $1,999
Driving At A Considerably Slow Pace +$393 $2,205
Using A Cellphone While Driving +$415 $2,227
Running A Red Light +$422 $2,234
Speeding +$444 $2,256
Driving A Vehicle Without The Required Permission +$564 $2,376
Driving With An Expired/Suspended License +$1,221 $3,033

Center Moriches, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,740
Active Disabling Device $1,740
Tracking Device $1,703
Passive Disabling Device $1,685