Centerville Auto Insurance Rates, Quotes, Agents & Reviews in TN

Centerville, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Centerville, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Centerville, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Centerville, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Centerville, TN with that of other cities in and around Centerville.

Centerville Wrigley Lyles Bon Aqua Junction Burns Dickson
Average Insurance Rates $1,428 $1,352 $1,393 $1,395 $1,458 $1,443

Centerville, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Centerville, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Centerville $1,098 $927
Hickman County $1,394 $1,177
Wrigley $1,199 $1,013
Lyles $1,182 $999
Bon Aqua Junction $2,167 $1,830
Dickson $1,358 $1,147
Burns $1,533 $1,295

Centerville, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Centerville, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,634
20 Years $1,835
30 Years $1,413
40 Years $1,360
50 Years $1,259
60 Years $1,277
70 Years $1,486

Centerville, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Centerville, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,456 $400
3 Vehicles $3,684 $600
4 Vehicles $4,912 $800

Savings on 2 Vehicles bundle:$400

Savings on 3 Vehicles bundle:$600

Savings on 4 Vehicles bundle:$800

Centerville, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Centerville, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Centerville $1,428 $2,558
Hickman County $1,411 $2,528
Wrigley $1,352 $2,422
Lyles $1,393 $2,495
Bon Aqua Junction $1,395 $2,499
Dickson $1,443 $2,585
Burns $1,458 $2,612

Centerville, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,225
Excellent (740-799) $1,399
Good (670-739) $1,488
Average (580-669) $1,941
Poor (300-579) $2,329

Centerville, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Sunbelt Insurance Agency Inc Travelers 114 HIGHWAY 70 EAST STE 2 BLDG A, DICKSON, 37055 615-446-9292
Middle Tennessee Insurance Services Erie 91-A MATHIS DR, DICKSON, 37055 615-446-1015
Mjc Insurance Group Liberty Mutual Independent 1506 Church St Ste 3, NASHVILLE, 37203 (615) 873-1988
Clagett Huddleston Travelers 6201 CENTENNIAL BLVD, NASHVILLE, 37209 615-964-5250
Fsb Insurance, Inc. None 2199 Blvd. Fairveiw, Fairview, 37062 None
Leonard Crewse Jr Farmers 106 Mission Ct Ste 403a, Franklin, 37067 (615) 778-1220
Geny Insurance Group Llc Liberty Mutual Independent 144 N MAIN ST, NASHVILLE, 37205 615-356-3212
Aon Risk Services South Inc Liberty Mutual Independent 501 CORPORATE CENTER DR STE 300, FRANKLIN, 37067 (615) 771-8100
Bethany Harbin State Farm 631 Old Hickory Blvd, Nashville, 37209-5242 615-356-6042
Nicole Gallardo Liberty Mutual 5301 Virginia Way Ste 100, Brentwood, 37027 1-615-371-6471

Centerville, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,491
Driver's Failure In Showing Documents +$139 $1,567
Driving With An Expired Registration +$147 $1,575
Driving At A Considerably Slow Pace +$310 $1,738
Using A Cellphone While Driving +$327 $1,755
Running A Red Light +$333 $1,761
Speeding +$350 $1,778
Driving A Vehicle Without The Required Permission +$444 $1,872
Driving With An Expired/Suspended License +$962 $2,390

Centerville, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,371
Active Disabling Device $1,371
Tracking Device $1,342
Passive Disabling Device $1,328