Central Jefferson, CO Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Central Jefferson, CO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Central Jefferson, CO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Central Jefferson, CO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Central Jefferson, CO with that of other cities in and around Central Jefferson.

	Central Jefferson	Indian Hills	Kittredge	Idledale	Genesee	Jefferson County
Average Insurance Rates	$1,924	$1,889	$1,897	$1,817	$2,045	$1,197

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Central Jefferson, CO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Central Jefferson, CO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Central Jefferson	$1,345	$1,136
Evergreen	$1,952	$1,649
Kittredge	$1,338	$1,130
Indian Hills	$1,290	$1,089
Jefferson County	$1,675	$1,415
Upper Bear Creek	$1,575	$1,330
Idledale	$1,500	$1,267
Genesee	$1,509	$1,275

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Central Jefferson, CO Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Central Jefferson, CO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,243
20 Years	$2,472
30 Years	$1,904
40 Years	$1,832
50 Years	$1,697
60 Years	$1,720
70 Years	$2,002

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Central Jefferson, CO Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Central Jefferson, CO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,386	$462
3 Vehicles	$5,079	$693
4 Vehicles	$6,772	$924

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Central Jefferson, CO Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Central Jefferson, CO.

Location	Average Insurance Cost	Post DUI Insurance Rate
Central Jefferson	$1,924	$2,908
Evergreen	$1,910	$2,887
Kittredge	$1,897	$2,867
Indian Hills	$1,889	$2,855
Jefferson County	$1,197	$1,809
Upper Bear Creek	$2,015	$3,046
Idledale	$1,817	$2,746
Genesee	$2,045	$3,091

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Central Jefferson, CO Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,651
Excellent (740-799)	$1,884
Good (670-739)	$2,005
Average (580-669)	$2,616
Poor (300-579)	$3,138

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Central Jefferson, CO Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Elite Insurance Group Inc	Travelers	4485 Wadsworth Blvd 111 , Wheat Ridge, 80033	None
James S. Muniz	Allstate	950 Wadsworth Blvd Ste 313, Lakewood, 80214	(303) 202-5015
Alliance Insurance Agency	Liberty Mutual Independent	710 GOLDEN RIDGE RD STE 120, GOLDEN, 80401	(303) 279-9700
Jack Ciudaj	State Farm	10875 Us Highway 285 Ste C203, Conifer, 80433-7742	303-838-0100
Ibc Insurance Llc	Travelers	1580 LOGAN ST STE 510, DENVER, 80202	303-832-2000
Lori Rickert	State Farm	714 S Pearl St, Denver, 80209-4213	303-757-7440
Brian Himmelman	State Farm	25597 Conifer Rd, Conifer, 80433	303-838-6543
Brian Himmelman	State Farm	25597 Conifer Rd, Conifer, 80433	303-838-6543
Aai - Richard A Wilson Agency	Liberty Mutual Independent	8100 RALSTON RD STE 232, ARVADA, 80002	(303) 428-4567
Val Laskowski-Martinez	State Farm	5353 W Dartmouth Ave Ste 410, Denver, 80227-5517	303-987-8849

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Central Jefferson, CO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$85	$2,009
Driver's Failure In Showing Documents	+$187	$2,111
Driving With An Expired Registration	+$198	$2,122
Driving At A Considerably Slow Pace	+$418	$2,342
Using A Cellphone While Driving	+$441	$2,365
Running A Red Light	+$448	$2,372
Speeding	+$471	$2,395
Driving A Vehicle Without The Required Permission	+$598	$2,522
Driving With An Expired/Suspended License	+$1,297	$3,221

Central Jefferson, CO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,847
Active Disabling Device	$1,847
Tracking Device	$1,809
Passive Disabling Device	$1,789

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Latest Auto Insurance Reviews in Central Jefferson, CO | Back to Top