Chandler, AZ Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Chandler, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Chandler, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Chandler, AZ Auto Insurance Rates
- Chandler, AZ Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Chandler, AZ
- Multi Vehicle Insurance Savings in Chandler, AZ
- How Credit Score Affects Car Insurance Rates in Chandler, AZ
- How DUI Affects Auto Insurance Premiums in Chandler, AZ
- Top Auto Insurance Agents Near Chandler, AZ
- How Driving Violations Affect Auto Insurance Rates in Chandler, AZ
- Chandler, AZ Auto Insurance Discounts on Anti Theft Feature
- Chandler, AZ Auto Insurance Company Reviews
Chandler, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Chandler, AZ with that of other cities in and around Chandler.
| Chandler | Stotonic Village | Queen Creek | Goodyear Village | Sun Lakes | Gilbert | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,044 | $1,712 | $1,427 | $1,280 | $1,388 | $1,059 |
Chandler, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Chandler, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Chandler | $1,017 | $859 |
| Gilbert | $1,483 | $1,253 |
| Queen Creek | $1,698 | $1,435 |
| Sun Lakes | $1,064 | $899 |
| Goodyear Village | $1,240 | $1,047 |
| Stotonic Village | $1,763 | $1,489 |
| Lower Santan Village | $1,807 | $1,526 |
| Mesa | $1,303 | $1,101 |
Chandler, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Chandler, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,388 |
| 20 Years | $1,341 |
| 30 Years | $1,033 |
| 40 Years | $994 |
| 50 Years | $921 |
| 60 Years | $933 |
| 70 Years | $1,086 |
Chandler, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Chandler, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,775 | $313 |
| 3 Vehicles | $2,662 | $470 |
| 4 Vehicles | $3,550 | $626 |
Savings on 2 Vehicles bundle:$313
Savings on 3 Vehicles bundle:$470
Savings on 4 Vehicles bundle:$626
Chandler, AZ Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Chandler, AZ.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Chandler | $1,044 | $2,069 |
| Gilbert | $1,059 | $2,099 |
| Queen Creek | $1,427 | $2,829 |
| Sun Lakes | $1,388 | $2,751 |
| Goodyear Village | $1,280 | $2,537 |
| Stotonic Village | $1,712 | $3,394 |
| Lower Santan Village | $1,754 | $3,477 |
| Mesa | $1,095 | $2,171 |
Chandler, AZ Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $896 |
| Excellent (740-799) | $1,022 |
| Good (670-739) | $1,088 |
| Average (580-669) | $1,419 |
| Poor (300-579) | $1,703 |
Chandler, AZ Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Brewer - Lloyd Insurance Group | Travelers | 1819 E SOUTHERN AVE STE B-15, MESA, 85204 | 480-497-2406 |
| Tammy White | State Farm | 610 N Alma School Rd Ste 22, Chandler, 85224-3687 | 480-963-7007 |
| The Insurance Store | Travelers | 1111 N GILBERT RD STE 210A, GILBERT, 85234 | 480-307-8147 |
| Peyton Parker | State Farm | 832 S Greenfield Rd Ste 107, Gilbert, 85296-4008 | 480-699-2011 |
| Jill Fiddler | Farmers | 1525 N Gilbert Rd Ste 107, Gilbert, 85234 | (480) 889-8649 |
| The Arizona Group | Liberty Mutual Independent | 3325 E Baseline Rd, Gilbert, 85234 | (623) 552-7748 |
| David Palmer Lutcf | Farmers | 609 S Gilbert Rd, Gilbert, 85296 | (480) 897-6700 |
| Tracy Skipper | Farmers | 1425 S Higley Rd Ste 107, Gilbert, 85296 | (602) 616-7096 |
| Charles Davis | Farmers | 3303 S Lindsay Rd Ste 103, Gilbert, 85297 | (480) 649-7719 |
| Edward Tobin Lutcf | Farmers | 3303 E Baseline Rd Ste 5-109, Gilbert, 85234 | (480) 659-2363 |
| Rightway Insurance Llc | Travelers | 1425 S HIGLEY RD STE 107, GILBERT, 85296 | 480-988-0878 |
Chandler, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$46 | $1,090 |
| Driver's Failure In Showing Documents | +$101 | $1,145 |
| Driving With An Expired Registration | +$108 | $1,152 |
| Driving At A Considerably Slow Pace | +$227 | $1,271 |
| Using A Cellphone While Driving | +$239 | $1,283 |
| Running A Red Light | +$243 | $1,287 |
| Speeding | +$256 | $1,300 |
| Driving A Vehicle Without The Required Permission | +$325 | $1,369 |
| Driving With An Expired/Suspended License | +$704 | $1,748 |
Chandler, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,002 |
| Active Disabling Device | $1,002 |
| Tracking Device | $981 |
| Passive Disabling Device | $971 |
Latest Auto Insurance Reviews in Chandler, AZ | Back to Top
American Family InsuranceMy premium is awesome! I currently pay about $87/ month, my deductible is $500 and I think that's pretty standard.The thing is that I have a person that I can go to, an actual local office that I can go into.
GeicoFor as little as $14 a year per car, you can add emergency roadside assistance coverage, which can help if you have a dead battery, lock yourself out of your car, or need gas or a tow.
UsaaTheir auto insurance policy offerings are comparable to most other insurance companies. I wish they had more levels of coverage to be more affordable.
Farm BureauThe policies that they offer are average policy from what I saw when looking around and comparing auto insurance companies.
AllstateFind your cheapest Ohio car insurance rates. Save $540/year when you compare. 60 Second Quote. Compare & Save 40% Fast & Free.
UsaaThe premium and deductible were slightly better than most insurance companies when i checked around at the time of purchasing my car insurance.
AllstateI would recommend the company because they simply deserve that option.The brand has amazed a lot of customers in good time.That has improved the way that everyone looks at insurance packages.
UsaaMost states require a minimum amount of liability coverage (Opens pop-up layer) , which helps protect you financially if you're found to be responsible for an accident.
The HartfordMy experience thus far with the Hartford is that they have excellent customer support. They are very accessible and easy to interact with. I think they are quite responsive and helpful, so I rate them 1.
UsaaUSAA provides affordable rates that fit my budget. USAA never fails me with their customer service. They always go above and beyond for their members. The full coverage they offer is great as well as road side assistance and rental reimbursement.
Metromile Auto InsuranceI have always been treated great by my Insurance company. The only reason we shopped around was just to find a lower rate. Recently I had a rock thrown at my window and I Immediately called my agent. He answered right away and I got my Jeep fixed the next morning.
ProgressiveI looked around and my insurance premium is at least competitive if not better than others. I got discounts for paying 6 months premium ahead of time and also for puting in a device to monitor my driving.
State FarmMy insurance premium is similar to other companies for the same coverage. I have shopped around and to get the amount of coverage I have at my current premium and no other company can do better.