Chandler Auto Insurance Rates, Quotes, Agents & Reviews in AZ

Chandler, AZ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Chandler, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Chandler, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Chandler, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Chandler, AZ with that of other cities in and around Chandler.

Chandler Stotonic Village Queen Creek Goodyear Village Sun Lakes Gilbert
Average Insurance Rates $1,044 $1,712 $1,427 $1,280 $1,388 $1,059

Chandler, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Chandler, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Chandler $1,017 $859
Gilbert $1,483 $1,253
Queen Creek $1,698 $1,435
Sun Lakes $1,064 $899
Goodyear Village $1,240 $1,047
Stotonic Village $1,763 $1,489
Lower Santan Village $1,807 $1,526
Mesa $1,303 $1,101

Chandler, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Chandler, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,388
20 Years $1,341
30 Years $1,033
40 Years $994
50 Years $921
60 Years $933
70 Years $1,086

Chandler, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Chandler, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,775 $313
3 Vehicles $2,662 $470
4 Vehicles $3,550 $626

Savings on 2 Vehicles bundle:$313

Savings on 3 Vehicles bundle:$470

Savings on 4 Vehicles bundle:$626

Chandler, AZ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Chandler, AZ.

Location Average Insurance Cost Post DUI Insurance Rate
Chandler $1,044 $2,069
Gilbert $1,059 $2,099
Queen Creek $1,427 $2,829
Sun Lakes $1,388 $2,751
Goodyear Village $1,280 $2,537
Stotonic Village $1,712 $3,394
Lower Santan Village $1,754 $3,477
Mesa $1,095 $2,171

Chandler, AZ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $896
Excellent (740-799) $1,022
Good (670-739) $1,088
Average (580-669) $1,419
Poor (300-579) $1,703

Chandler, AZ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brewer - Lloyd Insurance Group Travelers 1819 E SOUTHERN AVE STE B-15, MESA, 85204 480-497-2406
Tammy White State Farm 610 N Alma School Rd Ste 22, Chandler, 85224-3687 480-963-7007
The Insurance Store Travelers 1111 N GILBERT RD STE 210A, GILBERT, 85234 480-307-8147
Peyton Parker State Farm 832 S Greenfield Rd Ste 107, Gilbert, 85296-4008 480-699-2011
Jill Fiddler Farmers 1525 N Gilbert Rd Ste 107, Gilbert, 85234 (480) 889-8649
The Arizona Group Liberty Mutual Independent 3325 E Baseline Rd, Gilbert, 85234 (623) 552-7748
David Palmer Lutcf Farmers 609 S Gilbert Rd, Gilbert, 85296 (480) 897-6700
Tracy Skipper Farmers 1425 S Higley Rd Ste 107, Gilbert, 85296 (602) 616-7096
Charles Davis Farmers 3303 S Lindsay Rd Ste 103, Gilbert, 85297 (480) 649-7719
Edward Tobin Lutcf Farmers 3303 E Baseline Rd Ste 5-109, Gilbert, 85234 (480) 659-2363
Rightway Insurance Llc Travelers 1425 S HIGLEY RD STE 107, GILBERT, 85296 480-988-0878

Chandler, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$46 $1,090
Driver's Failure In Showing Documents +$101 $1,145
Driving With An Expired Registration +$108 $1,152
Driving At A Considerably Slow Pace +$227 $1,271
Using A Cellphone While Driving +$239 $1,283
Running A Red Light +$243 $1,287
Speeding +$256 $1,300
Driving A Vehicle Without The Required Permission +$325 $1,369
Driving With An Expired/Suspended License +$704 $1,748

Chandler, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,002
Active Disabling Device $1,002
Tracking Device $981
Passive Disabling Device $971

Latest Auto Insurance Reviews in Chandler, AZ | Back to Top

American Family Insurance
My premium is awesome! I currently pay about $87/ month, my deductible is $500 and I think that's pretty standard.The thing is that I have a person that I can go to, an actual local office that I can go into.
For as little as $14 a year per car, you can add emergency roadside assistance coverage, which can help if you have a dead battery, lock yourself out of your car, or need gas or a tow.
Their auto insurance policy offerings are comparable to most other insurance companies. I wish they had more levels of coverage to be more affordable.
Farm Bureau
The policies that they offer are average policy from what I saw when looking around and comparing auto insurance companies.
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The premium and deductible were slightly better than most insurance companies when i checked around at the time of purchasing my car insurance.
I would recommend the company because they simply deserve that option.The brand has amazed a lot of customers in good time.That has improved the way that everyone looks at insurance packages.
Most states require a minimum amount of liability coverage (Opens pop-up layer) , which helps protect you financially if you're found to be responsible for an accident.
The Hartford
My experience thus far with the Hartford is that they have excellent customer support. They are very accessible and easy to interact with. I think they are quite responsive and helpful, so I rate them 1.
USAA provides affordable rates that fit my budget. USAA never fails me with their customer service. They always go above and beyond for their members. The full coverage they offer is great as well as road side assistance and rental reimbursement.
Metromile Auto Insurance
I have always been treated great by my Insurance company. The only reason we shopped around was just to find a lower rate. Recently I had a rock thrown at my window and I Immediately called my agent. He answered right away and I got my Jeep fixed the next morning.
I looked around and my insurance premium is at least competitive if not better than others. I got discounts for paying 6 months premium ahead of time and also for puting in a device to monitor my driving.
State Farm
My insurance premium is similar to other companies for the same coverage. I have shopped around and to get the amount of coverage I have at my current premium and no other company can do better.