Chanhassen Auto Insurance Rates, Quotes, Agents & Reviews in MN

Chanhassen, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Chanhassen, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Chanhassen, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Chanhassen, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Chanhassen, MN with that of other cities in and around Chanhassen.

Chanhassen Tonka Bay Victoria Excelsior Eden Prairie Shorewood
Average Insurance Rates $1,409 $1,565 $1,451 $1,482 $1,111 $1,465

Chanhassen, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Chanhassen, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Chanhassen $2,353 $1,987
Excelsior $1,060 $895
Chaska $1,783 $1,506
Tonka Bay $1,525 $1,288
Shorewood $1,100 $929
Victoria $1,885 $1,592
Eden Prairie $1,362 $1,150
Deephaven $2,044 $1,726

Chanhassen, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Chanhassen, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,572
20 Years $1,810
30 Years $1,394
40 Years $1,342
50 Years $1,242
60 Years $1,260
70 Years $1,466

Chanhassen, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Chanhassen, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,452 $366
3 Vehicles $3,677 $550
4 Vehicles $4,903 $733

Savings on 2 Vehicles bundle:$366

Savings on 3 Vehicles bundle:$550

Savings on 4 Vehicles bundle:$733

Chanhassen, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Chanhassen, MN.

Location Average Insurance Cost Post DUI Insurance Rate
Chanhassen $1,409 $2,573
Excelsior $1,482 $2,706
Chaska $1,343 $2,452
Tonka Bay $1,565 $2,857
Shorewood $1,465 $2,675
Victoria $1,451 $2,649
Eden Prairie $1,111 $2,028
Deephaven $1,540 $2,812

Chanhassen, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,209
Excellent (740-799) $1,380
Good (670-739) $1,468
Average (580-669) $1,915
Poor (300-579) $2,298

Chanhassen, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,471
Driver's Failure In Showing Documents +$137 $1,546
Driving With An Expired Registration +$145 $1,554
Driving At A Considerably Slow Pace +$306 $1,715
Using A Cellphone While Driving +$323 $1,732
Running A Red Light +$328 $1,737
Speeding +$345 $1,754
Driving A Vehicle Without The Required Permission +$438 $1,847
Driving With An Expired/Suspended License +$950 $2,359

Chanhassen, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,353
Active Disabling Device $1,353
Tracking Device $1,324
Passive Disabling Device $1,310

Latest Auto Insurance Reviews in Chanhassen, MN | Back to Top

State Farm
I like the customer service, the rate, and the attention to detail. Every step of signing up was easy. Every step of receiving updates, in regards to repairs following an accident was easy for me and I knew exactly which step of the process they were performing.