Chapmanville Auto Insurance Rates, Quotes, Agents & Reviews in WV

Chapmanville, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Chapmanville, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Chapmanville, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Chapmanville, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Chapmanville, WV with that of other cities in and around Chapmanville.

Chapmanville Henlawson West Logan Harts Mitchell Heights Verdunville
Average Insurance Rates $1,421 $1,426 $1,389 $1,387 $1,490 $1,964

Chapmanville, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Chapmanville, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Chapmanville $2,772 $2,341
Mitchell Heights $1,656 $1,399
Henlawson $1,401 $1,183
Harts Creek $2,104 $1,777
West Logan $1,549 $1,308
Harts $1,911 $1,614
Verdunville $2,023 $1,709
Mount Gay-Shamrock $1,511 $1,276

Chapmanville, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Chapmanville, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,611
20 Years $1,826
30 Years $1,406
40 Years $1,353
50 Years $1,253
60 Years $1,270
70 Years $1,479

Chapmanville, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Chapmanville, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,416 $426
3 Vehicles $3,624 $639
4 Vehicles $4,831 $853

Savings on 2 Vehicles bundle:$426

Savings on 3 Vehicles bundle:$639

Savings on 4 Vehicles bundle:$853

Chapmanville, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Chapmanville, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Chapmanville $1,421 $2,272
Mitchell Heights $1,490 $2,383
Henlawson $1,426 $2,280
Harts Creek $2,043 $3,267
West Logan $1,389 $2,221
Harts $1,387 $2,218
Verdunville $1,964 $3,141
Mount Gay-Shamrock $1,378 $2,204

Chapmanville, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,219
Excellent (740-799) $1,392
Good (670-739) $1,481
Average (580-669) $1,932
Poor (300-579) $2,318

Chapmanville, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Greg Dalton Insurance Inc. Nationwide 965 Main Street, Chapmanville, 25508-4457 (304) 855-4906
Scott Amburgey State Farm 265 Main St Ste A, Chapmanville, 25508-5004 304-855-8500
Liz Underwood Allstate 133 Prosperity Ln, Logan, 25601 (304) 752-2319
Ron Ward Insurance Erie 66 1/2 2nd Avenue, Logan, 25601 None
Insurance Serv Group Allstate 1036 Main St, Chapmanville, 25508 (304) 855-2886
Main Street Insurance, Llc None 1423 Third Ave, Huntington, 25701 None
Bray & Oakley Insurance Agency Inc Erie 213 Main Street, Logan, 25601 None
Partners Insurance & Financial Svcsinc Nationwide 2998 Court St, Ft Gay, 25514 (304) 648-8060
Todd Andrew Boggs Nationwide 2961 Piedmont Rd, Huntington, 25704-2727 (304) 429-3751

Chapmanville, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,484
Driver's Failure In Showing Documents +$138 $1,559
Driving With An Expired Registration +$146 $1,567
Driving At A Considerably Slow Pace +$308 $1,729
Using A Cellphone While Driving +$325 $1,746
Running A Red Light +$331 $1,752
Speeding +$348 $1,769
Driving A Vehicle Without The Required Permission +$442 $1,863
Driving With An Expired/Suspended License +$958 $2,379

Chapmanville, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,364
Active Disabling Device $1,364
Tracking Device $1,336
Passive Disabling Device $1,322