Charleston, WV Auto Insurance Rates

Charleston, WV residents can save $670 by comparing multiple quotes & reading reviews & research on Charleston car insurance rates, quotes, agents & coverage.

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$1092 $1667 $2463

Latest Auto Insurance Reviews in Charleston, West Virginia


Progressive
The premium and deductible of my policy is at a decent range. It wouldn't cause any undue worry if something should happen to me in the future.
Allstate
my car insurance customer service has always been excellent. It is super easy to get a hold of someone and get my questions answered. The people on the phone and online are always kind and helpful.
State Farm
My deductible was more with progressive. I don't remember how much more, but enough that I switched over as it saved me more money each month.
State Farm
I am fairly satisfied with my insurance company, however, recently I discovered that I did not have medical pay coverage as appears to be given with other insurance companies. The premium I pay to State Farm also seems high compared to other companies.
Farmer's Insurance
There is nothing I dislike about the company except their slightly higher premiums. I don't like their advertising though. The actor they use is annoying.
Write Your Review | Charleston, West Virginia Auto Insurance Analysis
Geico, Charleston, WV
$93/1 month
Car Insurance Policy Holder
  • Single 58 Years old Male licensed 11 years ago with Leased Scion xD used for Business with estimated annual mileage of 15,001 - 20,000.
  • Associate & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Charleston, WV
$107/1 month
Car Insurance Policy Holder
  • Single 27 Years old Male licensed 4 years ago with Financed Toyota Camry LE used for Business with estimated annual mileage of 20,001+.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Charleston, WV
$82/1 month
Car Insurance Policy Holder
  • Divorced 53 Years old Female licensed 15 years ago with Own Chevrolet, Silverado 1500 LTZ, 4WD 4 Door Crew Cab 144WB used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Charleston, WV
$1506/12 months
Car Insurance Policy Holder
  • Single 18 Years old Male licensed 2 years ago with Own Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 6,001 - 7,500.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Progressive Insurance, Charleston, WV
$1288/12 months
Car Insurance Policy Holder
  • Married 38 Years old Male licensed 8 years ago with Financed Ford, Mustang, 2 Door Convertible used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Associate & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 200 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Charleston, WV
$1401/12 months
Car Insurance Policy Holder
  • Single 43 Years old Male licensed 5 years ago with Financed Volkswagen, Touareg, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Less than High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Geico, Charleston, WV
$882/12 months
Car Insurance Policy Holder
  • Divorced 26 Years old Female licensed 7 years ago with Own Honda, Insight, 5 Door Hatchback used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Geico, Charleston, WV
$891/12 months
Car Insurance Policy Holder
  • Divorced 43 Years old Female licensed 12 years ago with Own Ford, Expedition XLT, 4WD 4 Door SUV used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Charleston Car Insurance Rate Comparisons

Charleston, WV's average car insurance of $1667 differs from Coal Fork, WV (+$533), Poca, WV (-$207), Cross Lanes, WV (-$457) and West Virginia (+$149)

Charleston Coal Fork, WV Poca, WV Cross Lanes, WV West Virginia
Median Insurance Rates $1667 +$533 -$207 -$457 +$149

Charleston Car Insurance Savings By Neighborhood & Street Area

Charleston Driver Street Residence & Car Locations Car Details in Charleston Charleston Driver Demographics Charleston Auto Insurance Estimates Recent Charleston Insurance Savings
Rutledge
Big Bottom Rd2002 Cadillac DeVille DHS38 year woman$1910$644
Clover Hollow2006 Audi A4 2.0T quattro16 year teenager$4129$316
Loudon Heights
Kenwood Rd2003 Chevrolet Silverado 2500HD LS82 year senior$1826$738
Louden Heights Rd2004 Acura TSX Base43 year married woman$1596$867
Joplin
Kanawha State Forest Dr2007 Buick Rendezvous CXL61 year female senior$1661$662
Basswood Rd2009 Ford Fusion V6 SEL43 year man$1939$711
Other Area
Potterfield Dr2006 Chrysler 300 C47 year married man$1581$707
Lawnview Rd2010 Mazda MAZDASPEED3 Sport18 year male teenager$3670$845
Fivemile
Buckner Ln2013 Honda Civic LX65 year male senior$1676$951
Candace Dr2013 Nissan Rogue S17 year female teenager$2834$541

Charleston Post DUI Car Insurance Rates

Charleston Cross Lanes Sissonville Elkview West Virginia
Median Post DUI Insurance Rate $3100 -$850 -$534 +$62 +$277
Male Teenager Post DUI Insurance Rate $7657 -$2100 -$1319 +$153 +$685
Female Teenager Post DUI Insurance Rate $5673 -$1555 -$977 +$113 +$507

The Post DUI insurance in Charleston, WV's is $3100 compared to Cross Lanes (-$850), Sissonville (-$534), Elkview (+$62) and West Virginia (+$277)

In Charleston, a male teenager with Post DUI pays $1984 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 Chevrolet Silverado 2500HD LS in Charleston, WV would pay $7294 on auto insurance while a female teenager POST DUI would pay $5405.

Charleston Car Insurance by Segment

Charleston Teenagers Car Insurance Rates Comparison

3276 Charleston Teenagers (6% of total population), 50% Male & 50% Female.

Charleston Chesapeake Dunbar Chelyan West Virginia
All Teenagers $3667 +$1525 +$7 +$1679 +$328
Male Teenager $4117 +$1712 +$7 +$1885 +$368
Female Teenager $3050 +$1268 +$6 +$1396 +$273

Charleston teenagers pay $3667 in insurance in contrast with Chesapeake (+$1525), Dunbar (+$7), Chelyan (+$1679) and West Virginia (+$328). The difference between Male & Female teenagers in Charleston is $1067

Example

  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $4213
  • 2014 Hyundai Sonata GLS Female Teenager Insurance Rate $2852

Charleston Men & Women Car Insurance

51224 Charleston Adults (100% of total population), 48% Men & 52% Women.

Charleston Belle Chesapeake Dunbar West Virginia
All Women $1616 +$256 +$673 +$3 +$145
Married Women $1550 +$244 +$644 +$3 +$138
All Men $2133 +$337 +$887 +$4 +$191
Married Men $1800 +$284 +$748 +$3 +$161

The typical insurance rate of $2133 that Charleston Men pay varies from Belle (+$337), Chesapeake (+$887), Dunbar (+$4) and West Virginia (+$191). In Charleston, married men pay $250 more than married women.

Example

  • 2013 Volkswagen Jetta TDI Married Men Insurance Rate $1629
  • 2014 Kia Sorento LX Married Women Insurance Rate $1589

Charleston Senior Car Insurance

12306 Charleston Seniors (24% of total population), 43% Senior Men & 57% Senior Women.

Charleston Chesapeake Upper Falls Belle West Virginia
All Seniors $1917 +$797 -$376 +$302 +$171
Senior Men $1900 +$790 -$373 +$300 +$170
Senior Women $1917 +$797 -$376 +$302 +$171

Charleston seniors pay $1917 in insurance compared to Chesapeake (+$797), Upper Falls (-$376), Belle (+$302) and West Virginia (+$171). In Charleston, senior men pay $17 less than senior women.

Charleston Car Insurance Discounts for Multiple Vehicles

Charleston Population with 1 Vehicle 9954 (42% of Charleston population), 2 Vehicles 7114 (30% of the Charleston population) and 3 vehicles 2278 (10% of the population)

Charleston Nitro Upper Falls Belle West Virginia
2 Vehicles $3168 -$6 -$622 +$499 +$283
3 Vehicles $4835 -$9 -$949 +$762 +$432
4 Vehicles $6502 -$12 -$1276 +$1025 +$581

Car Insurance Agents in Charleston, WV

Rank Agent Name Agent Contact
1 AAA Insurance 1000 Parkway Rd Ste A, Charleston, WV 25309
2 Barry A Hunter 1434 Greenbrier St, Charleston, WV 25311
3 BB&T - Carson Insurance Services 601 Tennessee Ave, Charleston, WV 25302
4 Brett Kelly 1614 Washington St E, Charleston, WV 25311
5 C B Hall Insurance Agency 239 Capitol St, Charleston, WV 25301
6 City Insurance Professionals 120 Kanawha Blvd W, Charleston, WV 25302
7 City Insurance Professionals 3601 Maccorkle Ave SE, Charleston, WV 25304
8 Commercial Insurance Service 340 Maccorkle Ave SE Ste 200, Charleston, WV 25314
9 CV Feller Insurance Agency 4301 Mccorkle Ave SE, Charleston, WV 25304
10 David Smyer 1615 Kanawha Blvd W, Charleston, WV 25387

Charleston Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
BMW, 135i $500 $1680 $2180 $1600 $2100 $80
Honda, Civic EX $400 $1670 $2070 $1560 $1960 $110
Infiniti, G37 $1500 $2180 $2680 $2050 $3550 $-870
Buick, Lacrosse Leather $700 $1700 $2200 $1550 $2250 $-50
Kia, Rio 5-door LX $100 $1750 $1850 $1650 $1750 $100