Chehalem Mountains, OR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Chehalem Mountains, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Chehalem Mountains, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Chehalem Mountains, OR Auto Insurance Rates
- Chehalem Mountains, OR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Chehalem Mountains, OR
- Multi Vehicle Insurance Savings in Chehalem Mountains, OR
- How Credit Score Affects Car Insurance Rates in Chehalem Mountains, OR
- How DUI Affects Auto Insurance Premiums in Chehalem Mountains, OR
- Top Auto Insurance Agents Near Chehalem Mountains, OR
- How Driving Violations Affect Auto Insurance Rates in Chehalem Mountains, OR
- Chehalem Mountains, OR Auto Insurance Discounts on Anti Theft Feature
Chehalem Mountains, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Chehalem Mountains, OR with that of other cities in and around Chehalem Mountains.
| Chehalem Mountains | Cornelius | Forest Grove | Gaston | Beaverton-Hillsboro | Washington County | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,534 | $1,431 | $1,449 | $1,425 | $1,494 | $1,187 |
Chehalem Mountains, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Chehalem Mountains, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Chehalem Mountains | $1,333 | $1,126 |
| Gaston | $1,168 | $987 |
| Cornelius | $1,360 | $1,148 |
| Forest Grove | $1,714 | $1,448 |
| Forest Grove-Cornelius | $1,551 | $1,310 |
| Washington County | $1,458 | $1,232 |
| Hillsboro | $1,407 | $1,188 |
| Beaverton-Hillsboro | $1,445 | $1,221 |
Chehalem Mountains, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Chehalem Mountains, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,978 |
| 20 Years | $1,971 |
| 30 Years | $1,518 |
| 40 Years | $1,461 |
| 50 Years | $1,353 |
| 60 Years | $1,371 |
| 70 Years | $1,596 |
Chehalem Mountains, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Chehalem Mountains, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,669 | $399 |
| 3 Vehicles | $4,004 | $598 |
| 4 Vehicles | $5,338 | $798 |
Savings on 2 Vehicles bundle:$399
Savings on 3 Vehicles bundle:$598
Savings on 4 Vehicles bundle:$798
Chehalem Mountains, OR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Chehalem Mountains, OR.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Chehalem Mountains | $1,534 | $2,295 |
| Gaston | $1,425 | $2,132 |
| Cornelius | $1,431 | $2,141 |
| Forest Grove | $1,449 | $2,168 |
| Forest Grove-Cornelius | $1,447 | $2,165 |
| Washington County | $1,187 | $1,776 |
| Hillsboro | $1,171 | $1,752 |
| Beaverton-Hillsboro | $1,494 | $2,235 |
Chehalem Mountains, OR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,316 |
| Excellent (740-799) | $1,502 |
| Good (670-739) | $1,598 |
| Average (580-669) | $2,085 |
| Poor (300-579) | $2,502 |
Chehalem Mountains, OR Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Wsc Insurance | Travelers | 2000 PACIFIC AVE, FOREST GROVE, 97116 | 503-357-3154 |
| Grant Murphy | State Farm | 22285 NW Imbrie Dr, Hillsboro, 97124-6991 | 503-681-2118 |
| Agape Community Insurance Agency Inc | Travelers | 6079 SW 185TH AVE, ALOHA, 97007 | 503-626-5790 |
| Gustavo Soares | State Farm | 650 NE Holladay St Ste 1600, Portland, 97232-2035 | 503-287-0027 |
| Stephen Pentrack | Allstate | 4855 SE Tualatin Valley Hwy Ste A, Hillsboro, 97123 | (503) 844-7696 |
| Jesse Wornum | Farmers | 4504 SW Corbett Ave Ste 210-e, Portland, 97239 | (503) 224-7103 |
| Gibran Zogbi | State Farm | 21055 SW Tv Hwy, Aloha, 97003-1750 | 503-649-9514 |
| Burlie Lang | Allstate | 22271 NW Imbrie Dr Bldg B, Hillsboro, 97124 | (503) 928-8658 |
| Geddes Insurance Llc | Travelers | 3945 SW 185TH AVE, ALOHA, 97078 | 971-247-4496 |
| Mark Hall | Allstate | 4421 NE Sandy Blvd, Portland, 97213 | (503) 288-0460 |
| J D Fulwiler & Co Insurance | Travelers | 5727 SW MACADAM AVE, PORTLAND, 97239 | 503-293-8325 |
Chehalem Mountains, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$67 | $1,601 |
| Driver's Failure In Showing Documents | +$149 | $1,683 |
| Driving With An Expired Registration | +$158 | $1,692 |
| Driving At A Considerably Slow Pace | +$333 | $1,867 |
| Using A Cellphone While Driving | +$351 | $1,885 |
| Running A Red Light | +$357 | $1,891 |
| Speeding | +$376 | $1,910 |
| Driving A Vehicle Without The Required Permission | +$477 | $2,011 |
| Driving With An Expired/Suspended License | +$1,034 | $2,568 |
Chehalem Mountains, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,473 |
| Active Disabling Device | $1,473 |
| Tracking Device | $1,442 |
| Passive Disabling Device | $1,427 |