Chelsea Auto Insurance Rates, Quotes, Agents & Reviews in VT

Chelsea, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Chelsea, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Chelsea, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Chelsea, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Chelsea, VT with that of other cities in and around Chelsea.

Chelsea Williamstown Randolph Washington Tunbridge Orange County
Average Insurance Rates $1,070 $1,074 $1,084 $1,077 $1,094 $1,083

Chelsea, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Chelsea, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Chelsea $1,654 $1,397
Orange County $2,245 $1,897
Washington $1,221 $1,031
Tunbridge $1,113 $940
Brookfield $1,306 $1,103
Vershire $1,250 $1,056
Randolph $1,746 $1,475
Williamstown $2,222 $1,877

Chelsea, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Chelsea, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,472
20 Years $1,375
30 Years $1,059
40 Years $1,019
50 Years $944
60 Years $957
70 Years $1,114

Chelsea, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Chelsea, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,840 $300
3 Vehicles $2,761 $449
4 Vehicles $3,681 $599

Savings on 2 Vehicles bundle:$300

Savings on 3 Vehicles bundle:$449

Savings on 4 Vehicles bundle:$599

Chelsea, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Chelsea, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Chelsea $1,070 $2,211
Orange County $1,083 $2,238
Washington $1,077 $2,226
Tunbridge $1,094 $2,261
Brookfield $1,098 $2,269
Vershire $1,073 $2,217
Randolph $1,084 $2,240
Williamstown $1,074 $2,219

Chelsea, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $918
Excellent (740-799) $1,048
Good (670-739) $1,115
Average (580-669) $1,455
Poor (300-579) $1,745

Chelsea, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Swenson Insurance Agency Allstate 135 Main St PO Box 391, Bradford, 5033 (802) 222-4765
Kinney Pike Insurance Inc Allstate 42 MEADOW LN, RANDOLPH, 5060 (802) 728-4434
Berg Carmolli And Kent Inc Travelers 83 WASHINGTON ST, BARRE, 5641 802-479-1046
Everett Insurance Agency None 50 State St, Montpelier, 5602 None
Nfp Property & Casualty Services Liberty Mutual Independent 2472 VT RTE 107, BETHEL, 5032 (802) 234-9744
O Shea Insurance Agency None 1387 Rt 4A West, Castleton, 5750 None
Noyle W Johnson Ins Agency Liberty Mutual Independent 119 River St, Montpelier, 5602 None
Eilers Financial Services None Po Box 626 , Waitsfield, 5673 None

Chelsea, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,117
Driver's Failure In Showing Documents +$104 $1,174
Driving With An Expired Registration +$110 $1,180
Driving At A Considerably Slow Pace +$232 $1,302
Using A Cellphone While Driving +$245 $1,315
Running A Red Light +$249 $1,319
Speeding +$262 $1,332
Driving A Vehicle Without The Required Permission +$333 $1,403
Driving With An Expired/Suspended License +$721 $1,791

Chelsea, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,027
Active Disabling Device $1,027
Tracking Device $1,006
Passive Disabling Device $995