Chenoweth Auto Insurance Rates, Quotes, Agents & Reviews in OR

Chenoweth, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Chenoweth, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Chenoweth, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Chenoweth, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Chenoweth, OR with that of other cities in and around Chenoweth.

Chenoweth Wishram Rowena Lyle Mosier Dallesport
Average Insurance Rates $1,408 $1,165 $1,512 $1,193 $2,027 $1,539

Chenoweth, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Chenoweth, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Chenoweth $1,138 $961
The Dalles $1,748 $1,476
Dallesport $1,135 $959
Rowena $1,462 $1,235
Lyle $1,714 $1,448
Mosier $2,088 $1,763
Dallesport-Klickitat $1,797 $1,518
Wishram $1,384 $1,169

Chenoweth, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Chenoweth, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,569
20 Years $1,809
30 Years $1,393
40 Years $1,341
50 Years $1,242
60 Years $1,259
70 Years $1,465

Chenoweth, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Chenoweth, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,450 $366
3 Vehicles $3,675 $549
4 Vehicles $4,900 $732

Savings on 2 Vehicles bundle:$366

Savings on 3 Vehicles bundle:$549

Savings on 4 Vehicles bundle:$732


Chenoweth, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Chenoweth, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Chenoweth $1,408 $2,106
The Dalles $1,419 $2,123
Dallesport $1,539 $2,470
Rowena $1,512 $2,262
Lyle $1,193 $1,915
Mosier $2,027 $3,032
Dallesport-Klickitat $1,541 $2,473
Wishram $1,165 $1,870

Chenoweth, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,208
Excellent (740-799) $1,379
Good (670-739) $1,467
Average (580-669) $1,914
Poor (300-579) $2,297

Chenoweth, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dean Dollarhide State Farm 300 E 2nd St, The Dalles, 97058-2108 541-298-3276
Martin Schwarzbach Allstate 1254 W 6th St, The Dalles, 97058 (541) 296-0269
Tony White State Farm 102 E 2nd St Ste B, The Dalles, 97058-1733 541-370-2520
Tony White State Farm 102 E 2nd St Ste B, The Dalles, 97058-1733 541-370-2520
Robin Miles Farmers 102 W 3rd St, The Dalles, 97058 (541) 296-3118
Debra Klaviter Farmers 300 E 4th St, The Dalles, 97058 (541) 296-7748
Tina Pasto Allstate 1204 Nix Dr Ste 101, Hood River, 97031 (541) 436-0706
Paynewest Insurance Inc Liberty Mutual Independent 312 FEDERAL ST, THE DALLES, 97058 541-296-2268
Paynewest Insurance Inc Liberty Mutual Independent 312 FEDERAL ST, THE DALLES, 97058 541-296-2268
Christian Ministries Insurance None 24940 E Mckenzie Valley Ct , Welches, 97067 None

Chenoweth, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,470
Driver's Failure In Showing Documents +$137 $1,545
Driving With An Expired Registration +$145 $1,553
Driving At A Considerably Slow Pace +$306 $1,714
Using A Cellphone While Driving +$322 $1,730
Running A Red Light +$328 $1,736
Speeding +$345 $1,753
Driving A Vehicle Without The Required Permission +$438 $1,846
Driving With An Expired/Suspended License +$949 $2,357

Chenoweth, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,352
Active Disabling Device $1,352
Tracking Device $1,324
Passive Disabling Device $1,309