Cherry Ridge Auto Insurance Rates, Quotes, Agents & Reviews in PA

Cherry Ridge, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cherry Ridge, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cherry Ridge, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cherry Ridge, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cherry Ridge, PA with that of other cities in and around Cherry Ridge.

Cherry Ridge Honesdale Prompton Bethany South Canaan Paupack
Average Insurance Rates $1,449 $1,398 $1,447 $1,442 $1,477 $1,479

Cherry Ridge, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cherry Ridge, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cherry Ridge $1,141 $964
Texas $1,366 $1,154
Honesdale $1,215 $1,027
White Mills $1,341 $1,133
Prompton $1,396 $1,179
South Canaan $1,129 $954
Paupack $1,729 $1,461
Bethany $1,449 $1,224

Cherry Ridge, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cherry Ridge, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,702
20 Years $1,862
30 Years $1,434
40 Years $1,380
50 Years $1,278
60 Years $1,295
70 Years $1,508

Cherry Ridge, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cherry Ridge, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,492 $406
3 Vehicles $3,738 $609
4 Vehicles $4,985 $811

Savings on 2 Vehicles bundle:$406

Savings on 3 Vehicles bundle:$609

Savings on 4 Vehicles bundle:$811


Cherry Ridge, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cherry Ridge, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Cherry Ridge $1,449 $2,281
Texas $1,443 $2,271
Honesdale $1,398 $2,201
White Mills $1,393 $2,193
Prompton $1,447 $2,278
South Canaan $1,477 $2,325
Paupack $1,479 $2,328
Bethany $1,442 $2,270

Cherry Ridge, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,243
Excellent (740-799) $1,419
Good (670-739) $1,510
Average (580-669) $1,970
Poor (300-579) $2,363

Cherry Ridge, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
J P Bertocki Insurance Agency Inc. Erie 444 E. Drinker Street, Dunmore, 18512 None
Gilmartin Insurance Agency Erie 1440 N Washington Avenue, Scranton, 18509 None
Rodgers-Olver-Polley Inc Travelers 918 CHURCH ST, HONESDALE, 18431 570-253-2634
Valarie Gavin Allstate 1114 Texas Palmyra Hwy Ste Bx5, Honesdale, 18431 (570) 251-4011
Kincel & Company Ltd Liberty Mutual Independent 1100 DUNHAM DR, DUNMORE, 18512 570-961-8731
Varcoe Insurance Agency, Inc None 227 Belmont St, Waymart, 18472 None
Dj Harvey Agency, Llc None 815 Main St, Honesdale, 18431 None
Lucy Flinn State Farm 106 S Broadway, Wind Gap, 18091-1424 610-863-5190
Frank Burns State Farm 912 Main St Ste 103, Stroudsburg, 18360-1641 570-421-8544

Cherry Ridge, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,513
Driver's Failure In Showing Documents +$141 $1,590
Driving With An Expired Registration +$149 $1,598
Driving At A Considerably Slow Pace +$314 $1,763
Using A Cellphone While Driving +$332 $1,781
Running A Red Light +$338 $1,787
Speeding +$355 $1,804
Driving A Vehicle Without The Required Permission +$451 $1,900
Driving With An Expired/Suspended License +$977 $2,426

Cherry Ridge, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,391
Active Disabling Device $1,391
Tracking Device $1,362
Passive Disabling Device $1,348