Chesapeake Ranch Estates Auto Insurance Rates, Quotes, Agents & Reviews in MD

Chesapeake Ranch Estates, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Chesapeake Ranch Estates, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Chesapeake Ranch Estates, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Chesapeake Ranch Estates, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Chesapeake Ranch Estates, MD with that of other cities in and around Chesapeake Ranch Estates.

Chesapeake Ranch Estates Lusby Broomes Island Lexington Park Long Beach California
Average Insurance Rates $1,344 $1,383 $1,408 $1,340 $1,379 $1,375

Chesapeake Ranch Estates, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Chesapeake Ranch Estates, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Chesapeake Ranch Estates $1,143 $966
Lusby $1,887 $1,594
Drum Point $1,135 $959
Solomons $1,927 $1,628
California $1,880 $1,588
Lexington Park $1,505 $1,271
Long Beach $1,319 $1,114
Broomes Island $1,304 $1,101

Chesapeake Ranch Estates, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Chesapeake Ranch Estates, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,361
20 Years $1,727
30 Years $1,330
40 Years $1,280
50 Years $1,185
60 Years $1,202
70 Years $1,399

Chesapeake Ranch Estates, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Chesapeake Ranch Estates, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,312 $376
3 Vehicles $3,468 $564
4 Vehicles $4,623 $753

Savings on 2 Vehicles bundle:$376

Savings on 3 Vehicles bundle:$564

Savings on 4 Vehicles bundle:$753


Chesapeake Ranch Estates, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Chesapeake Ranch Estates, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Chesapeake Ranch Estates $1,344 $2,143
Lusby $1,383 $2,205
Drum Point $1,370 $2,184
Solomons $1,475 $2,352
California $1,375 $2,192
Lexington Park $1,340 $2,136
Long Beach $1,379 $2,199
Broomes Island $1,408 $2,245

Chesapeake Ranch Estates, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,153
Excellent (740-799) $1,316
Good (670-739) $1,400
Average (580-669) $1,827
Poor (300-579) $2,192

Chesapeake Ranch Estates, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jetmore Insurance Group Inc Travelers 9545 HG TRUEMAN RD, LUSBY, 20657 410-394-9000
Smith Insurance Services Inc Travelers 3235 Solomons Is. Rd., Huntingtown, 20639 None
Judith H Sterling Nationwide 20247 Point Lookout Rd, Great Mills, 20634-2371 (301) 994-0401
Justin Arnold State Farm 3024 Mitchellville Rd, Bowie, 20716-1387 301-249-1100
Scott Shrewsbury Allstate 1835 Forest Dr Ste B, Annapolis, 21401 (410) 280-5030
Doug Mayer State Farm 1298 Cronson Blvd Ste 103, Crofton, 21114-2046 410-721-0088
Bahr Insurance Agency Inc. Erie 45370 Alton Lane Suite 101, California, 20619 None
Old Bay Insurance Agency, Inc. None 133 Defense Hwy Suite 214 , Annapolis, 21401 (410) 849-0238
Jack Thibodea State Farm 10804 Lanham Severn Rd, Lanham, 20706-2116 301-464-1753

Chesapeake Ranch Estates, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,403
Driver's Failure In Showing Documents +$130 $1,474
Driving With An Expired Registration +$138 $1,482
Driving At A Considerably Slow Pace +$292 $1,636
Using A Cellphone While Driving +$308 $1,652
Running A Red Light +$313 $1,657
Speeding +$329 $1,673
Driving A Vehicle Without The Required Permission +$418 $1,762
Driving With An Expired/Suspended License +$906 $2,250

Chesapeake Ranch Estates, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,290
Active Disabling Device $1,290
Tracking Device $1,263
Passive Disabling Device $1,250