Cheyenne Auto Insurance Rates, Quotes, Agents & Reviews in WY

Cheyenne, WY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cheyenne, WY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cheyenne, WY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cheyenne, WY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cheyenne, WY with that of other cities in and around Cheyenne.

Cheyenne Hillsdale Cheyenne East South Greeley Fox Farm-College Warren AFB
Average Insurance Rates $1,395 $2,100 $1,475 $1,303 $2,008 $1,806

Cheyenne, WY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cheyenne, WY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cheyenne $1,728 $1,460
Fox Farm-College $1,249 $1,055
Warren AFB $1,860 $1,571
South Greeley $1,414 $1,195
Ranchettes $1,851 $1,563
Laramie County $1,143 $966
Cheyenne East $1,536 $1,297
Hillsdale $2,163 $1,827

Cheyenne, WY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cheyenne, WY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,527
20 Years $1,792
30 Years $1,381
40 Years $1,328
50 Years $1,230
60 Years $1,247
70 Years $1,452

Cheyenne, WY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cheyenne, WY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,372 $419
3 Vehicles $3,557 $628
4 Vehicles $4,743 $837

Savings on 2 Vehicles bundle:$419

Savings on 3 Vehicles bundle:$628

Savings on 4 Vehicles bundle:$837


Cheyenne, WY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cheyenne, WY.

Location Average Insurance Cost Post DUI Insurance Rate
Cheyenne $1,395 $2,567
Fox Farm-College $2,008 $3,695
Warren AFB $1,806 $3,324
South Greeley $1,303 $2,398
Ranchettes $1,515 $2,788
Laramie County $1,406 $2,588
Cheyenne East $1,475 $2,715
Hillsdale $2,100 $3,865

Cheyenne, WY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,197
Excellent (740-799) $1,366
Good (670-739) $1,454
Average (580-669) $1,896
Poor (300-579) $2,275

Cheyenne, WY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Aaa Mountain West None 2316 Dell Range Blvd Ste B, Cheyenne, 82009 None
Bradley Gielissen Allstate 1439 Stillwater Ave Ste 4, Cheyenne, 82009 (307) 634-6330
Jay Poulignot State Farm 3348 Ridge Road, Cheyenne, 82001-1734 307-638-0286
Ron Olson State Farm 2320 Dell Range Blvd Ste 100, Cheyenne, 82009-5163 307-635-1981
Hub International Allstate 7338 Stockman St Ste B, Cheyenne, 82009 (307) 632-6420
Suzanne Cork State Farm 4515 E Pershing Blvd Unit F, Cheyenne, 82001-6093 307-635-3773
Scott Mcfarland State Farm 3131 E Grand Ave Unit C, Laramie, 82070-5140 307-742-5246

Cheyenne, WY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,456
Driver's Failure In Showing Documents +$135 $1,530
Driving With An Expired Registration +$144 $1,539
Driving At A Considerably Slow Pace +$303 $1,698
Using A Cellphone While Driving +$319 $1,714
Running A Red Light +$325 $1,720
Speeding +$342 $1,737
Driving A Vehicle Without The Required Permission +$434 $1,829
Driving With An Expired/Suspended License +$940 $2,335

Cheyenne, WY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,339
Active Disabling Device $1,339
Tracking Device $1,311
Passive Disabling Device $1,297

Latest Auto Insurance Reviews in Cheyenne, WY | Back to Top

Allstate
They provide excellent customer service.The staff is very friendly in clearing our doubts.The office atmosphere is great.Their service is available at any time.They actually care about as a person not as a client.
Metlife
Metlife's policy offerings are comparable to other insurance providers. I have done comparisons in the past and the offerings are all very similar.
National General
Country Financial Insurance was able to accommodate our families needs for policy coverage that makes us feel comfortable in the event that an accident has happened.
National General
Country Financial Insurance was able to accommodate our families needs for policy coverage that makes us feel comfortable in the event that an accident has happened.
Progressive
The premium for my auto insurance is very competitive with other companies that I have received quotes from. As previously stated, the fact that I can bundle my insurance and receive credits is an additional incentive.