Chicago, IL Auto Insurance Rates
Chicago, IL residents can save $440 by comparing multiple quotes & reading reviews & research on Chicago car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $706 | $1099 | $1714 |
Latest Auto Insurance Reviews in Chicago, Illinois
The policy offerred by my car company is very good. It gives full coverage with average deductible. It also offers on road assistance.
The premium was again a bit cheaper than other companies with similar plans. The deductibles lined up with other similar companies.
I liked the way I can custom my coverage and I dont need to call anyone for that.
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This is the first time I feel I have a personal relationship with my agent. I can call, text, or email him anytime and get a quick response.
I like that the company pays for your roadside assistance service. That way you dont have to pay upfront and then turn in receipts and wait for payments.
I do not like the company that at the time of new insurance do not provide the necessary service to communicate with insurance customers
I do not have to contact them often, but when I do, it's usually via phone. Wait time is not very long and customer service is friendly. What I don't like, as of the last time I checked, they do not offer chat on the Website.
I like that I can call my local provider and talk to them about any concerns or problems. I also like that I can call the claims line and speak with a person and not an automated system.
I like the cheap prices plus they wish with you on payments
- Single 18 Years old Male licensed <1 year ago with Own Chevrolet Avalanche LS used for Business with estimated annual mileage of 7,501 - 9,000.
- vocational education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Chicago Car Insurance Rate Comparisons
Chicago, IL's average car insurance of $1099 differs from Forest Park, IL (+$215), Burbank, IL (+$71), McCook, IL (-$129) and Illinois (+$223)
| Chicago | Forest Park, IL | Burbank, IL | McCook, IL | Illinois | |
| Median Insurance Rates | $1099 | +$215 | +$71 | -$129 | +$223 |
Chicago Car Insurance Savings By Neighborhood & Street Area
| Chicago Driver Street Residence & Car Locations | Car Details in Chicago | Chicago Driver Demographics | Chicago Auto Insurance Estimates | Recent Chicago Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| S Williston St | 2005 Buick Rendezvous CX | 17 year male teenager | $3423 | $731 |
| Wood St | 2007 Ford Fusion SE | 68 year senior | $1354 | $872 |
| E Liberty Dr | 2004 Acura TSX Base | 79 year female senior | $1424 | $897 |
| Chase St | 2006 Cadillac DTS Luxury I | 65 year male senior | $1764 | $644 |
| Byron Ct | 2007 Jeep Commander Sport | 34 year married woman | $762 | $929 |
| Churchville | ||||
| Memorial St | 2007 Mazda MAZDA3 s Touring | 34 year woman | $896 | $849 |
| W Wood St | 2008 Chrysler 300 Touring | 21 year man | $1626 | $543 |
| W Green St | 2013 Dodge Journey SXT | 25 year married man | $1464 | $427 |
| S Center St | 2013 Hyundai Sonata GLS | 16 year female teenager | $3125 | $845 |
| Orchard Ave | 2014 Volkswagen Jetta S | 18 year teenager | $3395 | $499 |
Chicago Post DUI Car Insurance Rates
| Chicago | Hometown | Cicero | Burbank | Illinois | |
| Median Post DUI Insurance Rate | $2044 | +$1043 | +$463 | +$132 | +$414 |
| Male Teenager Post DUI Insurance Rate | $7665 | +$3913 | +$1737 | +$494 | +$1555 |
| Female Teenager Post DUI Insurance Rate | $6457 | +$3298 | +$1464 | +$419 | +$1312 |
The Post DUI insurance in Chicago, IL's is $2044 compared to Hometown (+$1043), Cicero (+$463), Burbank (+$132) and Illinois (+$414)
In Chicago, a male teenager with Post DUI pays $1208 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Acura TSX Base in Chicago, IL would pay $7043 on auto insurance while a female teenager POST DUI would pay $5935.
Chicago Car Insurance by Segment
Chicago Teenagers Car Insurance Rates Comparison
179874 Chicago Teenagers (6% of total population), 50% Male & 50% Female.
| Chicago | River Forest | Brookfield | Forest View | Illinois | |
| All Teenagers | $3769 | +$484 | +$117 | +$449 | +$765 |
| Male Teenager | $4121 | +$529 | +$127 | +$491 | +$836 |
| Female Teenager | $3472 | +$446 | +$108 | +$414 | +$705 |
Chicago teenagers pay $3769 in insurance in contrast with River Forest (+$484), Brookfield (+$117), Forest View (+$449) and Illinois (+$765). The difference between Male & Female teenagers in Chicago is $649
Example
- 2008 Chevrolet Silverado 2500HD LT1 Male Teenager Insurance Rate $3840
- 2008 GMC Sierra 1500 Work Truck Female Teenager Insurance Rate $3235
Chicago Men & Women Car Insurance
2702471 Chicago Adults (100% of total population), 48% Men & 52% Women.
| Chicago | Berwyn | Oak Park | Elmwood Park | Illinois | |
| All Women | $1033 | +$48 | +$110 | +$237 | +$209 |
| Married Women | $967 | +$45 | +$103 | +$222 | +$196 |
| All Men | $1912 | +$89 | +$205 | +$440 | +$388 |
| Married Men | $1659 | +$77 | +$178 | +$382 | +$337 |
The typical insurance rate of $1912 that Chicago Men pay varies from Berwyn (+$89), Oak Park (+$205), Elmwood Park (+$440) and Illinois (+$388). In Chicago, married men pay $692 more than married women.
Example
- 2012 Lincoln MKZ Base Married Men Insurance Rate $1493
- 2013 Toyota Prius Married Women Insurance Rate $1419
Chicago Senior Car Insurance
404514 Chicago Seniors (14% of total population), 42% Senior Men & 58% Senior Women.
| Chicago | Riverside | Maywood | Burbank | Illinois | |
| All Seniors | $1560 | +$925 | +$555 | +$101 | +$317 |
| Senior Men | $1593 | +$944 | +$567 | +$103 | +$323 |
| Senior Women | $1549 | +$918 | +$551 | +$100 | +$315 |
Chicago seniors pay $1560 in insurance compared to Riverside (+$925), Maywood (+$555), Burbank (+$101) and Illinois (+$317). In Chicago, senior men pay $44 more than senior women.
Chicago Car Insurance Discounts for Multiple Vehicles
Chicago Population with 1 Vehicle 458824 (45% of Chicago population), 2 Vehicles 227723 (22% of the Chicago population) and 3 vehicles 50892 (5% of the population)
| Chicago | Forest View | Cicero | Hometown | Illinois | |
| 2 Vehicles | $2089 | +$248 | +$473 | +$1065 | +$423 |
| 3 Vehicles | $3188 | +$379 | +$722 | +$1626 | +$646 |
| 4 Vehicles | $4287 | +$510 | +$971 | +$2187 | +$869 |
Car Insurance Agents in Chicago, IL
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | 1001 Insurance & Financial Services | 6745 W Belmont Ave, Chicago, IL 60634 |
| 2 | 1st American Insurance Agency | 4445 N Pulaski Rd Ste D, Chicago, IL 60630 |
| 3 | 1st Quality Insurance | 6150 N Milwaukee Ave, Chicago, IL 60646 |
| 4 | 21st Century Agency | 6400 N Northwest Hwy, Chicago, IL 60631 |
| 5 | AAA-Chicago Motor Club | 307 N Michigan Ave, Chicago, IL |
| 6 | A Alpha American Insurance Group | 3120 W 111th St, Chicago, IL 60655 |
| 7 | Aaron's Auto Glass | 4318 W Armitage Ave, Chicago, IL |
| 8 | Abe GT & Associates Inc | 7823 S Western Ave, Chicago, IL 60620 |
| 9 | ABI Insurance Agency | 4806 N Milwaukee Ave, Chicago, IL 60630 |
| 10 | Abis Insurance Services | 7432 W Belmont Ave, Chicago, IL 60634 |
Chicago Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Sierra 2500HD SLE | $500 | $1120 | $1620 | $1060 | $1560 | $60 |
| Acura, MDX | $1000 | $1100 | $1600 | $1050 | $2050 | $-450 |
| Kia, Sedona EX | $400 | $1090 | $1490 | $1030 | $1430 | $60 |
| Jeep, Grand Cherokee Overland | $300 | $1100 | $1400 | $1020 | $1320 | $80 |
| Nissan, Juke S | $700 | $1140 | $1640 | $1070 | $1770 | $-130 |