Chico, CA Auto Insurance Rates
Chico, CA residents can save $450 by comparing multiple quotes & reading reviews & research on Chico car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $764 | $1120 | $1646 |
Latest Auto Insurance Reviews in Chico, California
Geico
Geico customer service is really fast. I was able to make changes to my policy and even add my wife within minutes. Anytime I need assistance I can get it done online without much need to contact a representative.
Geico customer service is really fast. I was able to make changes to my policy and even add my wife within minutes. Anytime I need assistance I can get it done online without much need to contact a representative.
State Farm
The premium/deductible are reasonable. I have called a few times to see if it can be lowered. I am waiting for another year or two so that I can get a further discount for safe driver. I
The premium/deductible are reasonable. I have called a few times to see if it can be lowered. I am waiting for another year or two so that I can get a further discount for safe driver. I
Progressive
THEY OFFER, A CAR AND TOWING PACKAGE THAT DOES NOT INCREASE MY RATE. I HAVE NOT FOUND THAT WITH OTHER CARRIERS. THAT IS AN A++
THEY OFFER, A CAR AND TOWING PACKAGE THAT DOES NOT INCREASE MY RATE. I HAVE NOT FOUND THAT WITH OTHER CARRIERS. THAT IS AN A++
Progressive
I have had nothing but good experiences with there customer service. All of our claims have been processed quickly and with no issuesm
I have had nothing but good experiences with there customer service. All of our claims have been processed quickly and with no issuesm
State Farm
Car insurance may be a little bit more expensive with State Farm than other companies but I feel like the value that you get is worth it. You are paying for good quality customer service.
Car insurance may be a little bit more expensive with State Farm than other companies but I feel like the value that you get is worth it. You are paying for good quality customer service.
State Farm
Our premium and deductible for our State Farm auto insurance policy is priced at a better rate compared to our family's previous auto insurance's company policy.
Our premium and deductible for our State Farm auto insurance policy is priced at a better rate compared to our family's previous auto insurance's company policy.
Liberty Mutual
I would recommend liberty mutual because so far have not encountered anything negative with them and their premiums are friendly.
I would recommend liberty mutual because so far have not encountered anything negative with them and their premiums are friendly.
Amica Mutual Insurance
They attend to issues right on time without delays. Customer complaints are resolved on a timely fashion. It is imperative to note that the customer experience is wholesome.
They attend to issues right on time without delays. Customer complaints are resolved on a timely fashion. It is imperative to note that the customer experience is wholesome.
Alfa Insurance
Alfa has all the same offerings for car insurance as any other major insurance provider. You can get tons of UM coverage at an affordable rate
Alfa has all the same offerings for car insurance as any other major insurance provider. You can get tons of UM coverage at an affordable rate
Alfa Insurance
Alfa has all the same offerings for car insurance as any other major insurance provider. You can get tons of UM coverage at an affordable rate
Alfa has all the same offerings for car insurance as any other major insurance provider. You can get tons of UM coverage at an affordable rate
Geico
I like how the company sends me recent things that are relevant to my life. The app is easy to use and my bill is clear and easy to read and pay each month. There really aren't too many unknowns.
I like how the company sends me recent things that are relevant to my life. The app is easy to use and my bill is clear and easy to read and pay each month. There really aren't too many unknowns.
Geico
compared to other insurance companies the premium is reasonable and cost effective. after the six months it tends to go up a bit but ive noticed that this happens with every insurance company regardless if you have no accidents and stay out of trouble.
compared to other insurance companies the premium is reasonable and cost effective. after the six months it tends to go up a bit but ive noticed that this happens with every insurance company regardless if you have no accidents and stay out of trouble.
Alfa Insurance
Alfa provides great customer support and interactions are always pleasant. Everyone involved at the agency is friendly and helpful, and ready to answer any and all questions. When they weren't sure they found someone who was.
Alfa provides great customer support and interactions are always pleasant. Everyone involved at the agency is friendly and helpful, and ready to answer any and all questions. When they weren't sure they found someone who was.
Geico
If there is only one thing I dislike about the company is that you don't get free window replacement or repair if you choose just the required or basic insurance. I believe that all drivers should be covered to have their damaged windshield replaced at no cost to keep everyone safe.
If there is only one thing I dislike about the company is that you don't get free window replacement or repair if you choose just the required or basic insurance. I believe that all drivers should be covered to have their damaged windshield replaced at no cost to keep everyone safe.
Mercury
I like that my company has an app that keeps track of my trip and miles and is also easy to use to interact with customer support and you can even change your policy easily without even interacting with anyone
I like that my company has an app that keeps track of my trip and miles and is also easy to use to interact with customer support and you can even change your policy easily without even interacting with anyone
Allstate
What i like most is the helpful people and how quickly they have taken care of any issues i've had.They have never been rude or acted like they had better things to do when i call with a question.They have modified my insurance several times to better fit what i need.
What i like most is the helpful people and how quickly they have taken care of any issues i've had.They have never been rude or acted like they had better things to do when i call with a question.They have modified my insurance several times to better fit what i need.
Esurance
I don't have someone trying to sell me additional insurance and it is the lowest cost insurance.
I don't have someone trying to sell me additional insurance and it is the lowest cost insurance.
Geico
Geico's corporate headquarters are only a few miles from my home so Accessibility is very convenient
Geico's corporate headquarters are only a few miles from my home so Accessibility is very convenient
State Farm Auto Insurance, Chico, CA
$53/1 month
Car Insurance Policy Holder
- Single 22 Years old Male licensed 3 years ago with Own Infiniti FX50 AWD used for Commute to Work or School with estimated annual mileage of 20,001+.
- less than high school education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 5 K Property Damage
- 100 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Chico Car Insurance Rate Comparisons
Chico, CA's average car insurance of $1120 differs from Artois, CA (+$1270), Butte County, CA (+$1390), Cherokee, CA (+$1340) and California (+$699)
| Chico | Artois, CA | Butte County, CA | Cherokee, CA | California | |
| Median Insurance Rates | $1120 | +$1270 | +$1390 | +$1340 | +$699 |
Chico Car Insurance Savings By Neighborhood & Street Area
| Chico Driver Street Residence & Car Locations | Car Details in Chico | Chico Driver Demographics | Chico Auto Insurance Estimates | Recent Chico Insurance Savings |
|---|---|---|---|---|
| Chapmantown | ||||
| Pavis Ct | 2001 GMC Yukon XL 1500 SLE | 79 year senior | $1109 | $424 |
| Martin St | 2006 Acura RSX Base | 18 year teenager | $2374 | $694 |
| Michopdo (historical) | ||||
| el Varano Way | 2006 Buick Rendezvous CX | 26 year woman | $1094 | $767 |
| Jillian Ln | 2002 Chevrolet Silverado 2500HD Base | 16 year male teenager | $2284 | $924 |
| Barber | ||||
| W 10th St | 2009 Mazda MAZDA3 s Sport | 37 year man | $1365 | $958 |
| Salem St | 2007 Jeep Commander Sport | 35 year married man | $1178 | $395 |
| Anita | ||||
| Goldfinch Ct | 2006 Chrysler 300 Touring | 61 year female senior | $1196 | $766 |
| Wilson Landing Rd | 2007 Cadillac DTS Luxury I | 19 year female teenager | $2708 | $771 |
| Stirling Junction | ||||
| W 10th St | 2008 Ford Fusion I4 SE | 36 year married woman | $962 | $604 |
| Salem St | 2013 Hyundai Sonata GLS | 76 year male senior | $1139 | $757 |
Chico Post DUI Car Insurance Rates
| Chico | Gerber | Butte Creek Canyon | Artois | California | |
| Median Post DUI Insurance Rate | $2083 | +$2548 | +$967 | +$2362 | +$1300 |
| Male Teenager Post DUI Insurance Rate | $4540 | +$5556 | +$2109 | +$5150 | +$2834 |
| Female Teenager Post DUI Insurance Rate | $4519 | +$5530 | +$2098 | +$5126 | +$2822 |
The Post DUI insurance in Chico, CA's is $2083 compared to Gerber (+$2548), Butte Creek Canyon (+$967), Artois (+$2362) and California (+$1300)
In Chico, a male teenager with Post DUI pays $21 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in Chico, CA would pay $4573 on auto insurance while a female teenager POST DUI would pay $4551.
Chico Car Insurance by Segment
Chico Teenagers Car Insurance Rates Comparison
9321 Chico Teenagers (9% of total population), 50% Male & 50% Female.
| Chico | Hamilton City | Cohasset | Tehama | California | |
| All Teenagers | $2441 | +$2987 | +$2573 | +$2747 | +$1524 |
| Male Teenager | $2441 | +$2987 | +$2573 | +$2747 | +$1524 |
| Female Teenager | $2430 | +$2973 | +$2561 | +$2734 | +$1517 |
Chico teenagers pay $2441 in insurance in contrast with Hamilton City (+$2987), Cohasset (+$2573), Tehama (+$2747) and California (+$1524). The difference between Male & Female teenagers in Chico is $11
Example
- 2013 Honda Civic LX Male Teenager Insurance Rate $2136
- 2013 Dodge Journey SXT Female Teenager Insurance Rate $2571
Chico Men & Women Car Insurance
100679 Chico Adults (100% of total population), 49% Men & 51% Women.
| Chico | Forest Ranch | Cherokee | Corning | California | |
| All Women | $1086 | +$1077 | +$1300 | +$24 | +$678 |
| Married Women | $1052 | +$1044 | +$1260 | +$24 | +$657 |
| All Men | $1422 | +$1410 | +$1702 | +$32 | +$888 |
| Married Men | $1355 | +$1343 | +$1621 | +$30 | +$845 |
The typical insurance rate of $1422 that Chico Men pay varies from Forest Ranch (+$1410), Cherokee (+$1702), Corning (+$32) and California (+$888). In Chico, married men pay $303 more than married women.
Example
- 2011 Lincoln MKZ Married Men Insurance Rate $1548
- 2013 Nissan Rogue S Married Women Insurance Rate $1293
Chico Senior Car Insurance
16368 Chico Seniors (16% of total population), 44% Senior Men & 56% Senior Women.
| Chico | Butte Creek Canyon | Cohasset | Gerber | California | |
| All Seniors | $1187 | +$551 | +$1251 | +$1452 | +$741 |
| Senior Men | $1164 | +$541 | +$1228 | +$1425 | +$727 |
| Senior Women | $1209 | +$562 | +$1275 | +$1480 | +$755 |
Chico seniors pay $1187 in insurance compared to Butte Creek Canyon (+$551), Cohasset (+$1251), Gerber (+$1452) and California (+$741). In Chico, senior men pay $45 less than senior women.
Chico Car Insurance Discounts for Multiple Vehicles
Chico Population with 1 Vehicle 14315 (37% of Chico population), 2 Vehicles 14386 (37% of the Chico population) and 3 vehicles 5562 (14% of the population)
| Chico | Artois | Forest Ranch | Magalia | California | |
| 2 Vehicles | $2128 | +$2413 | +$2109 | +$2508 | +$1329 |
| 3 Vehicles | $3248 | +$3683 | +$3219 | +$3828 | +$2028 |
| 4 Vehicles | $4368 | +$4953 | +$4329 | +$5148 | +$2727 |
Chico Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Sierra 2500HD SLE | $400 | $1090 | $1490 | $1020 | $1420 | $70 |
| Ford, Fusion S | $200 | $1170 | $1370 | $1090 | $1290 | $80 |
| Acura, TL Advance | $500 | $1100 | $1600 | $1030 | $1530 | $70 |
| Toyota, Sequoia Platinum | $700 | $1090 | $1590 | $1010 | $1710 | $-120 |
| Mini, Cooper S | $100 | $1140 | $1240 | $1080 | $1180 | $60 |