Chicopee, MA Auto Insurance Rates
Chicopee, MA residents can save $450 by comparing multiple quotes & reading reviews & research on Chicopee car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $812 | $1129 | $1245 |
Latest Auto Insurance Reviews in Chicopee, Massachusetts
State Farm
Both the premium and deductible of my policy were very reasonable even with my high mileage and extremely lengthy trips.
Both the premium and deductible of my policy were very reasonable even with my high mileage and extremely lengthy trips.
Progressive
The premium and deductible of my policy is very competitive when compared to other car insurance providers. I researched a lot of different companies before choosing Progressive.
The premium and deductible of my policy is very competitive when compared to other car insurance providers. I researched a lot of different companies before choosing Progressive.
Allstate
I have the same insurance company for both auto and home. I am pleased with the car insurance customer service because each representative I have spoke with is always upbeat and ready to help.
I have the same insurance company for both auto and home. I am pleased with the car insurance customer service because each representative I have spoke with is always upbeat and ready to help.
Safeco Insurance
MY CAR INSURANCE COMPANY IS THE SAME AS MY HOME, SO I AM VERY SATISFIED WITH THE CUSTOMER SERVICE AS WELL. I LOVE THE FACT THAT THEY BUNDLE AND GIVE ME A DISCOUNT .
MY CAR INSURANCE COMPANY IS THE SAME AS MY HOME, SO I AM VERY SATISFIED WITH THE CUSTOMER SERVICE AS WELL. I LOVE THE FACT THAT THEY BUNDLE AND GIVE ME A DISCOUNT .
Allstate
I would highly recommend this car insurance company. The only time I had to file a claim they were quick to get someone that came to my home to assess the car damage.
I would highly recommend this car insurance company. The only time I had to file a claim they were quick to get someone that came to my home to assess the car damage.
Allstate
I recommend this company for auto insurance because they will set you up with policies quickly. You can do everything from your smart phone. Overall the company is very well organized.
I recommend this company for auto insurance because they will set you up with policies quickly. You can do everything from your smart phone. Overall the company is very well organized.
Horace Mann Educators Corporation
Having had Progressive for a time, I can tell you that the service was not personal with them. However, with Horace Mann, there is personalized service from a company I can trust to serve me.
Having had Progressive for a time, I can tell you that the service was not personal with them. However, with Horace Mann, there is personalized service from a company I can trust to serve me.
Allstate Auto Insurance, Chicopee, MA
$73/1 month
Car Insurance Policy Holder
- Single 76 Years old Male licensed 47 years ago with Leased Scion xD used for Business with estimated annual mileage of 12,001 - 15,000.
- high school education & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Progressive Insurance, Chicopee, MA
$79/1 month
Car Insurance Policy Holder
- Divorced 62 Years old Male licensed 22 years ago with Financed Ford, Expedition Limited EL, 4WD 4 Door SUV used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Lawyer & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Liberty Mutual, Chicopee, MA
$994/12 months
Car Insurance Policy Holder
- Divorced 58 Years old Female licensed 30 years ago with Leased Acura, TSX, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Liberty Mutual, Chicopee, MA
$977/12 months
Car Insurance Policy Holder
- Single 27 Years old Male licensed 6 years ago with Financed Volkswagen, Eos 2.0T, 2 Door Convertible Turbo used for Commute to Work or School with estimated annual mileage of 20,001+.
- Bachelors & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Chicopee, MA
$699/12 months
Car Insurance Policy Holder
- Single 27 Years old Female licensed 11 years ago with Own Infiniti, G37 S, 2 Door Coupe used for Business with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Chicopee, MA
$616/12 months
Car Insurance Policy Holder
- Single 23 Years old Male licensed 5 years ago with Financed GMC, Sierra 2500HD SLT, 2WD 4 Door Crew Cab 167WB Trbo Dsl used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- Less than High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Liberty Mutual, Chicopee, MA
$1138/12 months
Car Insurance Policy Holder
- Single 52 Years old Female licensed 24 years ago with Own BMW, 640i, 2 Door Coupe used for Business with estimated annual mileage of 20,001+.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & >3 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Chicopee Car Insurance Rate Comparisons
Chicopee, MA's average car insurance of $1129 differs from Hadley, MA (+$491), Springfield, MA (+$382), Wilbraham, MA (+$711) and Massachusetts (+$496)
| Chicopee | Hadley, MA | Springfield, MA | Wilbraham, MA | Massachusetts | |
| Median Insurance Rates | $1129 | +$491 | +$382 | +$711 | +$496 |
Chicopee Car Insurance Savings By Neighborhood & Street Area
| Chicopee Driver Street Residence & Car Locations | Car Details in Chicopee | Chicopee Driver Demographics | Chicopee Auto Insurance Estimates | Recent Chicopee Insurance Savings |
|---|---|---|---|---|
| Freeman Knoll | ||||
| Greenwood Ter | 2006 Buick LaCrosse CXS | 39 year woman | $1146 | $723 |
| Celia St | 2008 Mazda 3 I | 18 year female teenager | $2468 | $415 |
| Liberty Heights | ||||
| Nonotuck Ave | 2006 Cadillac DTS Luxury I | 83 year senior | $1181 | $500 |
| Farnsworth St | 2009 Ford Fusion SE | 44 year man | $1404 | $591 |
| Smith Highlands | ||||
| Debra Dr | 2008 Jeep Liberty Sport | 16 year male teenager | $2496 | $912 |
| Manning St | 2006 Audi A4 2.0T | 29 year married woman | $1134 | $578 |
| Fiberloid | ||||
| New Lombard Rd | 2006 Chrysler 300 C | 75 year male senior | $1115 | $496 |
| Mark St | 2014 Volkswagen Jetta S | 75 year female senior | $999 | $568 |
| Brightside | ||||
| Roger St | 2010 Toyota Prius I | 42 year married man | $1292 | $347 |
| Raymond Ave | 2013 Honda Civic LX | 19 year teenager | $2452 | $507 |
Chicopee Post DUI Car Insurance Rates
| Chicopee | Southampton | Springfield | Easthampton Town | Massachusetts | |
| Median Post DUI Insurance Rate | $2099 | +$1267 | +$711 | +$1862 | +$923 |
| Male Teenager Post DUI Insurance Rate | $5606 | +$3381 | +$1897 | +$4971 | +$2462 |
| Female Teenager Post DUI Insurance Rate | $4871 | +$2939 | +$1648 | +$4319 | +$2141 |
The Post DUI insurance in Chicopee, MA's is $2099 compared to Southampton (+$1267), Springfield (+$711), Easthampton Town (+$1862) and Massachusetts (+$923)
In Chicopee, a male teenager with Post DUI pays $735 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Cadillac DTS Luxury I in Chicopee, MA would pay $6242 on auto insurance while a female teenager POST DUI would pay $5423.
Chicopee Car Insurance by Segment
Chicopee Teenagers Car Insurance Rates Comparison
4008 Chicopee Teenagers (7% of total population), 52% Male & 48% Female.
| Chicopee | Hampshire County | Northampton | Holyoke | Massachusetts | |
| All Teenagers | $2799 | +$2086 | +$1913 | +$410 | +$1231 |
| Male Teenager | $3014 | +$2245 | +$2059 | +$440 | +$1324 |
| Female Teenager | $2619 | +$1951 | +$1789 | +$383 | +$1151 |
Chicopee teenagers pay $2799 in insurance in contrast with Hampshire County (+$2086), Northampton (+$1913), Holyoke (+$410) and Massachusetts (+$1231). The difference between Male & Female teenagers in Chicopee is $395
Example
- 2010 Lincoln MKZ Base Male Teenager Insurance Rate $3179
- 2014 Hyundai Sonata GLS Female Teenager Insurance Rate $2728
Chicopee Men & Women Car Insurance
55326 Chicopee Adults (100% of total population), 49% Men & 51% Women.
| Chicopee | Belchertown | East Longmeadow | Sherwood Manor, CT | Massachusetts | |
| All Women | $1072 | +$932 | +$790 | +$1056 | +$471 |
| Married Women | $1027 | +$893 | +$756 | +$1011 | +$451 |
| All Men | $1546 | +$1344 | +$1139 | +$1522 | +$680 |
| Married Men | $1422 | +$1236 | +$1047 | +$1400 | +$625 |
The typical insurance rate of $1546 that Chicopee Men pay varies from Belchertown (+$1344), East Longmeadow (+$1139), Sherwood Manor, CT (+$1522) and Massachusetts (+$680). In Chicopee, married men pay $395 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1368
- 2013 Dodge Journey Crew Married Women Insurance Rate $1529
Chicopee Senior Car Insurance
12349 Chicopee Seniors (22% of total population), 43% Senior Men & 57% Senior Women.
| Chicopee | South Amherst | Hampden | Hampden County | Massachusetts | |
| All Seniors | $1061 | +$593 | +$743 | +$1072 | +$466 |
| Senior Men | $1106 | +$618 | +$775 | +$1118 | +$486 |
| Senior Women | $993 | +$555 | +$696 | +$1004 | +$437 |
Chicopee seniors pay $1061 in insurance compared to South Amherst (+$593), Hampden (+$743), Hampden County (+$1072) and Massachusetts (+$466). In Chicopee, senior men pay $113 more than senior women.
Chicopee Car Insurance Discounts for Multiple Vehicles
Chicopee Population with 1 Vehicle 9884 (43% of Chicopee population), 2 Vehicles 7459 (32% of the Chicopee population) and 3 vehicles 2070 (9% of the population)
| Chicopee | Hampshire County | Hadley | Easthampton Town | Massachusetts | |
| 2 Vehicles | $2146 | +$1597 | +$932 | +$1901 | +$942 |
| 3 Vehicles | $3275 | +$2438 | +$1423 | +$2902 | +$1438 |
| 4 Vehicles | $4404 | +$3279 | +$1914 | +$3903 | +$1934 |
Car Insurance Agents in Chicopee, MA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Berestka Insurance Agency | 433 Front St, Chicopee, MA 1013 |
| 2 | Edwards Insurance Agency | 10 Center St, Chicopee, MA 1013 |
| 3 | E J O'Neil Insurance Agency | 400 Broadway St, Chicopee, MA 1020 |
| 4 | First American Insurance Agency | 510 Front St, Chicopee, MA 1013 |
| 5 | Granfield, Bugbee & Masse Insurance | 35 Center St, Chicopee, MA 1013 |
| 6 | Laporte Shea & Borys Insurance Agency | 71 Church St, Chicopee, MA 1020 |
| 7 | Marta's Insurance Agency | 170 Springfield St, Chicopee, MA 1013 |
| 8 | Phillips Insurance Agency | 97 Center St, Chicopee, MA 1013 |
| 9 | Robb Insurance Agency | 317 Broadway St, Chicopee, MA 1020 |
| 10 | Steven A Farnsworth Insurance Agency | 202 Exchange St, Chicopee, MA 1013 |
Chicopee Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Flex SE | $200 | $1100 | $1300 | $1030 | $1230 | $70 |
| BMW, Z4 28i sDRIVE | $700 | $1170 | $1670 | $1090 | $1790 | $-120 |
| Kia, Sorento LX | $500 | $1130 | $1630 | $1050 | $1550 | $80 |
| Suzuki, SX4 LE | $400 | $1100 | $1500 | $1040 | $1440 | $60 |
| GMC, Yukon Denali | $1500 | $1110 | $1610 | $1020 | $2520 | $-910 |