Chittenden Auto Insurance Rates, Quotes, Agents & Reviews in VT

Chittenden, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Chittenden, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Chittenden, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Chittenden, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Chittenden, VT with that of other cities in and around Chittenden.

Chittenden Goshen Rochester Stockbridge Pittsford Hancock
Average Insurance Rates $1,096 $1,087 $1,082 $1,091 $1,076 $1,061

Chittenden, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Chittenden, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Chittenden $1,360 $1,148
Pittsfield $1,313 $1,109
Stockbridge $1,171 $989
Goshen $2,062 $1,742
Rochester $1,204 $1,017
Pittsford $1,797 $1,518
Brandon $1,737 $1,467
Hancock $2,037 $1,721

Chittenden, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Chittenden, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,556
20 Years $1,408
30 Years $1,085
40 Years $1,044
50 Years $966
60 Years $980
70 Years $1,141

Chittenden, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Chittenden, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,885 $307
3 Vehicles $2,828 $460
4 Vehicles $3,770 $614

Savings on 2 Vehicles bundle:$307

Savings on 3 Vehicles bundle:$460

Savings on 4 Vehicles bundle:$614


Chittenden, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Chittenden, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Chittenden $1,096 $2,265
Pittsfield $1,090 $2,252
Stockbridge $1,091 $2,255
Goshen $1,087 $2,246
Rochester $1,082 $2,236
Pittsford $1,076 $2,224
Brandon $1,077 $2,226
Hancock $1,061 $2,193

Chittenden, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $940
Excellent (740-799) $1,073
Good (670-739) $1,142
Average (580-669) $1,490
Poor (300-579) $1,788

Chittenden, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mccrillis & Eldredge Ins Inc Liberty Mutual Independent 2 Park Street 2 Park Street, brandon, 5733 None
Wehse & Kinney Insurance, Inc. None 1085 Rt 4 E, Rutland, 5701 None
Nfp None Po Box 436 Bethel, Adelaide, 5032 None
Titus Insurance Agency None 4281, Shelburne, 5482 None

Chittenden, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,144
Driver's Failure In Showing Documents +$106 $1,202
Driving With An Expired Registration +$113 $1,209
Driving At A Considerably Slow Pace +$238 $1,334
Using A Cellphone While Driving +$251 $1,347
Running A Red Light +$255 $1,351
Speeding +$269 $1,365
Driving A Vehicle Without The Required Permission +$341 $1,437
Driving With An Expired/Suspended License +$739 $1,835

Chittenden, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,052
Active Disabling Device $1,052
Tracking Device $1,030
Passive Disabling Device $1,019