Chula Vista, CA Auto Insurance Rates

Chula Vista, CA residents can save $500 by comparing multiple quotes & reading reviews & research on Chula Vista car insurance rates, quotes, agents & coverage.

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$836 $1238 $1906

Latest Auto Insurance Reviews in Chula Vista, California

Before switching to Geico, I compared many other auto insurance companies in our state, and Geico's coverage was the best for our needs in comparison.
State Farm
The deductible on my policy is reasonable I guess. I fortunately have never had to file a claim as of yet .
My car insurance is the best and its great to have all things to secure your car at all times.
Farmer's Insurance
Same company so they are an independent insurance company. They shop out numerous vendors depending on the situation and the client they are working with.
The Hartford
They seem on the slightly expensive side compared to other insurance companies. However, in all fairness, it's been a while since I've done my own research about pricing.
I have not noticed any additional perks from having Geico rather than a competing company, it really all just came down to the price.
Alfa Insurance
I do not know how other providers are as we have always had ALFA. It was so good we never wanted to change or go to another provider.
State Farm
While State Farm is more expensive than other offerings, I appreciate the time that our agent gives us and her good customer service.
State Farm
While State Farm is more expensive than other offerings, I appreciate the time that our agent gives us and her good customer service.
Your car insurance premium is the amount of money you pay to an insurance company for active coverage. This amount can vary widely based on several factors. Always check with your local Independent Agent first. He can help you compare car insurance premiums and help you decide on the best policy for you.
I like how the company functions, it is good for new drivers. Just make sure you do not get into an accident... That's really it.
State Farm
I like that I can review my policies anytime I want and that all of the information I need is available online. I can also speak with my agent anytime I need to.
My company has awful customer service and that is the truth! Anytime I try and contact them I am put on hold for usually about an hour! They have no way of online chat, so that really stinks!
The only thing i dislike is that my local office is not open on weekends and i have to take a day off to go into the office as i like doing most things in person
I think my premium is fair given my age, driving record and vehicle. I feel comfortable that I will have the coverage I need if anything bad were to happen.
We have never had any issues with them responding in a timely manner to any concerns. They have always been friendly and accessible, and very helpful with any information we needed.
The company is the best customer-oriented insurance company. Provide immediate and knowledgeable response. Rates are competitive but tend to be on the higher end. They are not a discount insurance where you're looking for a low cost.
State Farm
the interaction has been excellent all the time. my car was destroyed in a flood. it was replaced within days
Write Your Review | Chula Vista, California Auto Insurance Analysis
Progressive Insurance, Chula Vista, CA
$86/1 month
Car Insurance Policy Holder
  • Single 68 Years old Female licensed 3 years ago with Financed Mazda Mazda6s Touring Plus used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Associate & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Chula Vista Car Insurance Rate Comparisons

Chula Vista, CA's average car insurance of $1238 differs from Lemon Grove, CA (+$70), El Cajon, CA (+$60), Harbison Canyon, CA (+$682) and California (+$581)

Chula Vista Lemon Grove, CA El Cajon, CA Harbison Canyon, CA California
Median Insurance Rates $1238 +$70 +$60 +$682 +$581

Chula Vista Car Insurance Savings By Neighborhood & Street Area

Chula Vista Driver Street Residence & Car Locations Car Details in Chula Vista Chula Vista Driver Demographics Chula Vista Auto Insurance Estimates Recent Chula Vista Insurance Savings
Portsmouth Dr2002 Buick Rendezvous CX18 year female teenager$2697$568
Tallow Ct2008 Mazda MAZDA3 s Sport66 year female senior$1274$455
Harbor Side
Moss St2007 Ford Fusion I-4 SE39 year woman$1095$890
Westby St2012 Honda Civic LX44 year married man$1304$630
Moss St2006 Acura TSX Base25 year married woman$1134$945
Moss St2007 Cadillac DTS Luxury I29 year man$1747$916
Barrett View Rd2007 Chrysler 300 C19 year teenager$2677$854
Montiel Truck Trl2006 Jeep Commander Limited69 year male senior$1122$512
Rancho del Rey
Cabezas Cove2010 Nissan Rogue S19 year male teenager$2554$920
Sherman Dr2014 Volkswagen Jetta S81 year senior$1246$839

Chula Vista Post DUI Car Insurance Rates

Chula Vista Harbison Canyon Lakeside National City California
Median Post DUI Insurance Rate $2302 +$1269 +$1585 +$1976 +$1081
Male Teenager Post DUI Insurance Rate $5018 +$2766 +$3456 +$4308 +$2356
Female Teenager Post DUI Insurance Rate $4995 +$2753 +$3440 +$4288 +$2346

The Post DUI insurance in Chula Vista, CA's is $2302 compared to Harbison Canyon (+$1269), Lakeside (+$1585), National City (+$1976) and California (+$1081)

In Chula Vista, a male teenager with Post DUI pays $23 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion I-4 SE in Chula Vista, CA would pay $4577 on auto insurance while a female teenager POST DUI would pay $4555.

Chula Vista Car Insurance by Segment

Chula Vista Teenagers Car Insurance Rates Comparison

19917 Chula Vista Teenagers (8% of total population), 54% Male & 46% Female.

Chula Vista Harbison Canyon Crest Imperial Beach California
All Teenagers $2698 +$1487 +$1247 +$146 +$1267
Male Teenager $2698 +$1487 +$1247 +$146 +$1267
Female Teenager $2686 +$1480 +$1241 +$145 +$1261

Chula Vista teenagers pay $2698 in insurance in contrast with Harbison Canyon (+$1487), Crest (+$1247), Imperial Beach (+$146) and California (+$1267). The difference between Male & Female teenagers in Chula Vista is $12


  • 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $2646
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $2673

Chula Vista Men & Women Car Insurance

242499 Chula Vista Adults (100% of total population), 48% Men & 52% Women.

Chula Vista Granite Hills Bostonia Crest California
All Women $1200 +$12 +$1001 +$555 +$564
Married Women $1163 +$12 +$970 +$538 +$546
All Men $1572 +$15 +$1310 +$726 +$738
Married Men $1497 +$15 +$1249 +$693 +$703

The typical insurance rate of $1572 that Chula Vista Men pay varies from Granite Hills (+$15), Bostonia (+$1310), Crest (+$726) and California (+$738). In Chula Vista, married men pay $334 more than married women.


  • 2010 Audi A5 2.0T quattro Premium Married Men Insurance Rate $1315
  • 2009 GMC Sierra 1500 SLE Married Women Insurance Rate $1404

Chula Vista Senior Car Insurance

34409 Chula Vista Seniors (14% of total population), 43% Senior Men & 57% Senior Women.

Chula Vista Lakeside Crest Winter Gardens California
All Seniors $1312 +$903 +$606 +$1073 +$616
Senior Men $1287 +$886 +$595 +$1053 +$604
Senior Women $1337 +$920 +$617 +$1093 +$627

Chula Vista seniors pay $1312 in insurance compared to Lakeside (+$903), Crest (+$606), Winter Gardens (+$1073) and California (+$616). In Chula Vista, senior men pay $50 less than senior women.

Chula Vista Car Insurance Discounts for Multiple Vehicles

Chula Vista Population with 1 Vehicle 22832 (31% of Chula Vista population), 2 Vehicles 29831 (40% of the Chula Vista population) and 3 vehicles 12473 (17% of the population)

Chula Vista Bostonia Coronado Casa de Oro-Mount Helix California
2 Vehicles $2353 +$1960 +$114 +$2416 +$1104
3 Vehicles $3591 +$2992 +$174 +$3688 +$1685
4 Vehicles $4829 +$4024 +$234 +$4960 +$2266

Chula Vista Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Fiat, 500 Pop $500 $1250 $1750 $1170 $1670 $80
Hyundai, Accent GS $200 $1260 $1460 $1190 $1390 $70
Nissan, Murano LE $400 $1260 $1660 $1190 $1590 $70
Acura, RDX $100 $1210 $1310 $1120 $1220 $90
Honda, CR-Z $1500 $1250 $1750 $1160 $2660 $-910