Chula Vista, CA Auto Insurance Rates
Chula Vista, CA residents can save $500 by comparing multiple quotes & reading reviews & research on Chula Vista car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $836 | $1238 | $1906 |
Latest Auto Insurance Reviews in Chula Vista, California
Before switching to Geico, I compared many other auto insurance companies in our state, and Geico's coverage was the best for our needs in comparison.
The deductible on my policy is reasonable I guess. I fortunately have never had to file a claim as of yet .
My car insurance is the best and its great to have all things to secure your car at all times.
Same company so they are an independent insurance company. They shop out numerous vendors depending on the situation and the client they are working with.
They seem on the slightly expensive side compared to other insurance companies. However, in all fairness, it's been a while since I've done my own research about pricing.
I have not noticed any additional perks from having Geico rather than a competing company, it really all just came down to the price.
I do not know how other providers are as we have always had ALFA. It was so good we never wanted to change or go to another provider.
While State Farm is more expensive than other offerings, I appreciate the time that our agent gives us and her good customer service.
While State Farm is more expensive than other offerings, I appreciate the time that our agent gives us and her good customer service.
Your car insurance premium is the amount of money you pay to an insurance company for active coverage. This amount can vary widely based on several factors. Always check with your local Independent Agent first. He can help you compare car insurance premiums and help you decide on the best policy for you.
I like how the company functions, it is good for new drivers. Just make sure you do not get into an accident... That's really it.
I like that I can review my policies anytime I want and that all of the information I need is available online. I can also speak with my agent anytime I need to.
My company has awful customer service and that is the truth! Anytime I try and contact them I am put on hold for usually about an hour! They have no way of online chat, so that really stinks!
The only thing i dislike is that my local office is not open on weekends and i have to take a day off to go into the office as i like doing most things in person
I think my premium is fair given my age, driving record and vehicle. I feel comfortable that I will have the coverage I need if anything bad were to happen.
We have never had any issues with them responding in a timely manner to any concerns. They have always been friendly and accessible, and very helpful with any information we needed.
The company is the best customer-oriented insurance company. Provide immediate and knowledgeable response. Rates are competitive but tend to be on the higher end. They are not a discount insurance where you're looking for a low cost.
the interaction has been excellent all the time. my car was destroyed in a flood. it was replaced within days
- Single 68 Years old Female licensed 3 years ago with Financed Mazda Mazda6s Touring Plus used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Associate & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Chula Vista Car Insurance Rate Comparisons
Chula Vista, CA's average car insurance of $1238 differs from Lemon Grove, CA (+$70), El Cajon, CA (+$60), Harbison Canyon, CA (+$682) and California (+$581)
| Chula Vista | Lemon Grove, CA | El Cajon, CA | Harbison Canyon, CA | California | |
| Median Insurance Rates | $1238 | +$70 | +$60 | +$682 | +$581 |
Chula Vista Car Insurance Savings By Neighborhood & Street Area
| Chula Vista Driver Street Residence & Car Locations | Car Details in Chula Vista | Chula Vista Driver Demographics | Chula Vista Auto Insurance Estimates | Recent Chula Vista Insurance Savings |
|---|---|---|---|---|
| Otay | ||||
| Portsmouth Dr | 2002 Buick Rendezvous CX | 18 year female teenager | $2697 | $568 |
| Tallow Ct | 2008 Mazda MAZDA3 s Sport | 66 year female senior | $1274 | $455 |
| Harbor Side | ||||
| Moss St | 2007 Ford Fusion I-4 SE | 39 year woman | $1095 | $890 |
| Westby St | 2012 Honda Civic LX | 44 year married man | $1304 | $630 |
| Boal | ||||
| Moss St | 2006 Acura TSX Base | 25 year married woman | $1134 | $945 |
| Moss St | 2007 Cadillac DTS Luxury I | 29 year man | $1747 | $916 |
| Dulzura | ||||
| Barrett View Rd | 2007 Chrysler 300 C | 19 year teenager | $2677 | $854 |
| Montiel Truck Trl | 2006 Jeep Commander Limited | 69 year male senior | $1122 | $512 |
| Rancho del Rey | ||||
| Cabezas Cove | 2010 Nissan Rogue S | 19 year male teenager | $2554 | $920 |
| Sherman Dr | 2014 Volkswagen Jetta S | 81 year senior | $1246 | $839 |
Chula Vista Post DUI Car Insurance Rates
| Chula Vista | Harbison Canyon | Lakeside | National City | California | |
| Median Post DUI Insurance Rate | $2302 | +$1269 | +$1585 | +$1976 | +$1081 |
| Male Teenager Post DUI Insurance Rate | $5018 | +$2766 | +$3456 | +$4308 | +$2356 |
| Female Teenager Post DUI Insurance Rate | $4995 | +$2753 | +$3440 | +$4288 | +$2346 |
The Post DUI insurance in Chula Vista, CA's is $2302 compared to Harbison Canyon (+$1269), Lakeside (+$1585), National City (+$1976) and California (+$1081)
In Chula Vista, a male teenager with Post DUI pays $23 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion I-4 SE in Chula Vista, CA would pay $4577 on auto insurance while a female teenager POST DUI would pay $4555.
Chula Vista Car Insurance by Segment
Chula Vista Teenagers Car Insurance Rates Comparison
19917 Chula Vista Teenagers (8% of total population), 54% Male & 46% Female.
| Chula Vista | Harbison Canyon | Crest | Imperial Beach | California | |
| All Teenagers | $2698 | +$1487 | +$1247 | +$146 | +$1267 |
| Male Teenager | $2698 | +$1487 | +$1247 | +$146 | +$1267 |
| Female Teenager | $2686 | +$1480 | +$1241 | +$145 | +$1261 |
Chula Vista teenagers pay $2698 in insurance in contrast with Harbison Canyon (+$1487), Crest (+$1247), Imperial Beach (+$146) and California (+$1267). The difference between Male & Female teenagers in Chula Vista is $12
Example
- 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $2646
- 2011 Lincoln MKZ Base Female Teenager Insurance Rate $2673
Chula Vista Men & Women Car Insurance
242499 Chula Vista Adults (100% of total population), 48% Men & 52% Women.
| Chula Vista | Granite Hills | Bostonia | Crest | California | |
| All Women | $1200 | +$12 | +$1001 | +$555 | +$564 |
| Married Women | $1163 | +$12 | +$970 | +$538 | +$546 |
| All Men | $1572 | +$15 | +$1310 | +$726 | +$738 |
| Married Men | $1497 | +$15 | +$1249 | +$693 | +$703 |
The typical insurance rate of $1572 that Chula Vista Men pay varies from Granite Hills (+$15), Bostonia (+$1310), Crest (+$726) and California (+$738). In Chula Vista, married men pay $334 more than married women.
Example
- 2010 Audi A5 2.0T quattro Premium Married Men Insurance Rate $1315
- 2009 GMC Sierra 1500 SLE Married Women Insurance Rate $1404
Chula Vista Senior Car Insurance
34409 Chula Vista Seniors (14% of total population), 43% Senior Men & 57% Senior Women.
| Chula Vista | Lakeside | Crest | Winter Gardens | California | |
| All Seniors | $1312 | +$903 | +$606 | +$1073 | +$616 |
| Senior Men | $1287 | +$886 | +$595 | +$1053 | +$604 |
| Senior Women | $1337 | +$920 | +$617 | +$1093 | +$627 |
Chula Vista seniors pay $1312 in insurance compared to Lakeside (+$903), Crest (+$606), Winter Gardens (+$1073) and California (+$616). In Chula Vista, senior men pay $50 less than senior women.
Chula Vista Car Insurance Discounts for Multiple Vehicles
Chula Vista Population with 1 Vehicle 22832 (31% of Chula Vista population), 2 Vehicles 29831 (40% of the Chula Vista population) and 3 vehicles 12473 (17% of the population)
| Chula Vista | Bostonia | Coronado | Casa de Oro-Mount Helix | California | |
| 2 Vehicles | $2353 | +$1960 | +$114 | +$2416 | +$1104 |
| 3 Vehicles | $3591 | +$2992 | +$174 | +$3688 | +$1685 |
| 4 Vehicles | $4829 | +$4024 | +$234 | +$4960 | +$2266 |
Chula Vista Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fiat, 500 Pop | $500 | $1250 | $1750 | $1170 | $1670 | $80 |
| Hyundai, Accent GS | $200 | $1260 | $1460 | $1190 | $1390 | $70 |
| Nissan, Murano LE | $400 | $1260 | $1660 | $1190 | $1590 | $70 |
| Acura, RDX | $100 | $1210 | $1310 | $1120 | $1220 | $90 |
| Honda, CR-Z | $1500 | $1250 | $1750 | $1160 | $2660 | $-910 |