Citrus Heights, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Citrus Heights, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Citrus Heights, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Citrus Heights, CA Auto Insurance Rates
- Citrus Heights, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Citrus Heights, CA
- Multi Vehicle Insurance Savings in Citrus Heights, CA
- How Credit Score Affects Car Insurance Rates in Citrus Heights, CA
- How DUI Affects Auto Insurance Premiums in Citrus Heights, CA
- Top Auto Insurance Agents Near Citrus Heights, CA
- How Driving Violations Affect Auto Insurance Rates in Citrus Heights, CA
- Citrus Heights, CA Auto Insurance Discounts on Anti Theft Feature
- Citrus Heights, CA Auto Insurance Company Reviews
Citrus Heights, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Citrus Heights, CA with that of other cities in and around Citrus Heights.
| Citrus Heights | Antelope | Fair Oaks | Foothill Farms | North Highlands | Orangevale | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,735 | $1,827 | $1,888 | $1,795 | $1,781 | $1,851 |
Citrus Heights, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Citrus Heights, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Citrus Heights | $1,374 | $1,161 |
| Foothill Farms | $1,548 | $1,308 |
| Orangevale | $1,907 | $1,610 |
| Fair Oaks | $1,945 | $1,643 |
| Antelope | $1,601 | $1,352 |
| Carmichael | $1,626 | $1,374 |
| North Highlands | $1,519 | $1,283 |
| Roseville | $2,493 | $2,105 |
Citrus Heights, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Citrus Heights, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,630 |
| 20 Years | $2,229 |
| 30 Years | $1,717 |
| 40 Years | $1,652 |
| 50 Years | $1,530 |
| 60 Years | $1,551 |
| 70 Years | $1,806 |
Citrus Heights, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Citrus Heights, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,054 | $416 |
| 3 Vehicles | $4,580 | $625 |
| 4 Vehicles | $6,107 | $833 |
Savings on 2 Vehicles bundle:$416
Savings on 3 Vehicles bundle:$625
Savings on 4 Vehicles bundle:$833
Citrus Heights, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Citrus Heights, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Citrus Heights | $1,735 | $4,272 |
| Foothill Farms | $1,795 | $4,420 |
| Orangevale | $1,851 | $4,558 |
| Fair Oaks | $1,888 | $4,649 |
| Antelope | $1,827 | $4,498 |
| Carmichael | $1,853 | $4,562 |
| North Highlands | $1,781 | $4,385 |
| Roseville | $1,418 | $3,491 |
Citrus Heights, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,489 |
| Excellent (740-799) | $1,699 |
| Good (670-739) | $1,808 |
| Average (580-669) | $2,359 |
| Poor (300-579) | $2,830 |
Citrus Heights, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| T D Mcneil Insurance Services | Travelers | 1568 CREEKSIDE DR STE 106, FOLSOM, 95630 | 916-983-2561 |
| Gilbert Karp | Farmers | 750 Oak Avenue Pkwy Ste 160, Folsom, 95630 | (916) 984-7400 |
| Cal Interstate Insurance Services Llc | Travelers | 193 BLUE RAVINE RD STE 180, FOLSOM, 95630 | 916-988-9080 |
| Jordan Backhaus | State Farm | 4315 Elkhorn Blvd Ste B, Sacramento, 95842-4666 | 916-331-1135 |
| Jennifer Knighten | State Farm | 4711 Manzanita Ave, Carmichael, 95608-0822 | 916-483-6091 |
| Warren G Bender Co | Liberty Mutual Independent | 516 GIBSON DR STE 240, ROSEVILLE, 95678 | 916-380-5300 |
| Steven Janda | Farmers | 7610 Folsom Auburn Rd Ste 170, Folsom, 95630 | (916) 988-2506 |
| Rafael Reyes | Farmers | 919 Reserve Dr, Roseville, 95678 | (916) 645-1001 |
| Pilcher Insurance Agency Inc | Liberty Mutual Independent | 3805 TAYLOR RD STE 1, LOOMIS, 95650 | (916) 660-1670 |
Citrus Heights, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$76 | $1,811 |
| Driver's Failure In Showing Documents | +$168 | $1,903 |
| Driving With An Expired Registration | +$179 | $1,914 |
| Driving At A Considerably Slow Pace | +$376 | $2,111 |
| Using A Cellphone While Driving | +$397 | $2,132 |
| Running A Red Light | +$404 | $2,139 |
| Speeding | +$425 | $2,160 |
| Driving A Vehicle Without The Required Permission | +$540 | $2,275 |
| Driving With An Expired/Suspended License | +$1,169 | $2,904 |
Citrus Heights, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,666 |
| Active Disabling Device | $1,666 |
| Tracking Device | $1,631 |
| Passive Disabling Device | $1,614 |
Latest Auto Insurance Reviews in Citrus Heights, CA | Back to Top
GeicoFor as little as $14 a year per car, you can add emergency roadside assistance coverage, which can help if you have a dead battery, lock yourself out of your car, or need gas or a tow.
State FarmI feel that State Farm has a wide more policies and show instances of different policies being activated from out of the ordinary situations. So yeah, they're probably better at that department.
GeicoI would absolutely recommend Geico car insurance. Their are kind and their insurance offerings are comparable to other companies for a cheaper price.
State FarmI would definitely recommend State Farm for car insurance because they have great rates and customer service.
ProgressiveDefinitely would recommend them.Their customer service has been excellent, their pricing and the ability to customer nearly every aspect of coverage is another great reason to at least look into them.
GeicoGeico offers pretty much same coverage options like other companies, but I really liked their policies specific to vehicles kept in storage. I thought these are pretty competitive.
KemperCustomer service is great with Kemper. They are always pleasant to talk to and are always helpful when we changing cars on our policy
Safeco InsuranceI really like Safeco car insurance too. My wife got rear ended and Safeco was great to work with. The premiums are under what we paid with State Farm.
Safeco InsuranceI really like Safeco car insurance too. My wife got rear ended and Safeco was great to work with. The premiums are under what we paid with State Farm.
GeicoI am satisfied with my premium prices but I haven't bothered checking to see if there's anything better in about 7 years.
ProgressiveI can't really think of anything I dislike about progressive. if they were cheaper that would be great of course.
GeicoMy insurer is one of the insurers that offers better coverage and for a better price when compared to other insurers because the same coverage in other insurers has a higher cost.
GeicoMy policy offers multi line discounts, good driving record discounts, rental car coverage, and roadside assistance.
AllstateThey don't want to pay out on claims. If you break your back in an accident you should be able to get full payout. They don't even want to pay us what is medical bills have cost.