Citrus Park Auto Insurance Rates, Quotes, Agents & Reviews in AZ

Citrus Park, AZ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Citrus Park, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Citrus Park, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Citrus Park, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Citrus Park, AZ with that of other cities in and around Citrus Park.

Citrus Park El Mirage Tolleson Sun City West Youngtown Sun City
Average Insurance Rates $1,473 $1,070 $1,323 $1,341 $1,302 $1,301

Citrus Park, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Citrus Park, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Citrus Park $1,585 $1,339
Litchfield Park $1,793 $1,515
El Mirage $928 $784
Youngtown $1,710 $1,444
Surprise $2,989 $2,525
Sun City $1,968 $1,663
Sun City West $1,499 $1,266
Tolleson $1,666 $1,407

Citrus Park, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Citrus Park, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,780
20 Years $1,893
30 Years $1,458
40 Years $1,403
50 Years $1,299
60 Years $1,317
70 Years $1,533

Citrus Park, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Citrus Park, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,534 $412
3 Vehicles $3,800 $619
4 Vehicles $5,067 $825

Savings on 2 Vehicles bundle:$412

Savings on 3 Vehicles bundle:$619

Savings on 4 Vehicles bundle:$825


Citrus Park, AZ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Citrus Park, AZ.

Location Average Insurance Cost Post DUI Insurance Rate
Citrus Park $1,473 $2,920
Litchfield Park $1,396 $2,767
El Mirage $1,070 $2,121
Youngtown $1,302 $2,581
Surprise $979 $1,941
Sun City $1,301 $2,579
Sun City West $1,341 $2,658
Tolleson $1,323 $2,623

Citrus Park, AZ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,264
Excellent (740-799) $1,443
Good (670-739) $1,535
Average (580-669) $2,002
Poor (300-579) $2,403

Citrus Park, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,538
Driver's Failure In Showing Documents +$143 $1,616
Driving With An Expired Registration +$152 $1,625
Driving At A Considerably Slow Pace +$320 $1,793
Using A Cellphone While Driving +$337 $1,810
Running A Red Light +$343 $1,816
Speeding +$361 $1,834
Driving A Vehicle Without The Required Permission +$458 $1,931
Driving With An Expired/Suspended License +$993 $2,466

Citrus Park, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,414
Active Disabling Device $1,414
Tracking Device $1,385
Passive Disabling Device $1,370