Clatsop County Auto Insurance Rates, Quotes, Agents & Reviews in OR

Clatsop County, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Clatsop County, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Clatsop County, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Clatsop County, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Clatsop County, OR with that of other cities in and around Clatsop County.

Clatsop County Gearhart Warrenton Seaside Jeffers Gardens Knappa-Brownsmead
Average Insurance Rates $1,397 $1,476 $1,428 $1,482 $1,386 $1,426

Clatsop County, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Clatsop County, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Clatsop County $980 $827
Astoria $2,307 $1,949
Gearhart $1,813 $1,531
Jewell $2,168 $1,831
Jeffers Gardens $1,513 $1,278
Knappa-Brownsmead $966 $816
Seaside $1,820 $1,537
Warrenton $1,357 $1,146

Clatsop County, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Clatsop County, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,533
20 Years $1,795
30 Years $1,383
40 Years $1,330
50 Years $1,232
60 Years $1,249
70 Years $1,454

Clatsop County, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Clatsop County, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,459 $335
3 Vehicles $3,688 $503
4 Vehicles $4,917 $671

Savings on 2 Vehicles bundle:$335

Savings on 3 Vehicles bundle:$503

Savings on 4 Vehicles bundle:$671


Clatsop County, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Clatsop County, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Clatsop County $1,397 $2,090
Astoria $1,450 $2,169
Gearhart $1,476 $2,208
Jewell $1,439 $2,153
Jeffers Gardens $1,386 $2,073
Knappa-Brownsmead $1,426 $2,133
Seaside $1,482 $2,217
Warrenton $1,428 $2,136

Clatsop County, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,199
Excellent (740-799) $1,368
Good (670-739) $1,456
Average (580-669) $1,899
Poor (300-579) $2,279

Clatsop County, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Aaa - North Coast Travelers 135 S HWY 101, WARRENTON, 97146 503-222-6748
Cole Jannusch Farmers 1007 Marine Dr, Astoria, 97103 (503) 325-4410
Michael Hundley Farmers 2806 19th Ave, Forest Grove, 97116 (503) 359-4421
Paul Ellerbrook State Farm 1010 NE Cornell Rd, Hillsboro, 97124-3339 503-844-6000
Gelfand Insurance Group Inc Travelers 33465 SE MAPLE ST STE B, SCAPPOOSE, 97056 503-543-0994
David Sellers Farmers 2205 NE Cornell Rd, Hillsboro, 97124 (503) 648-5445
Joel Avina State Farm 29 Nehalem St PO Box 1048, Clatskanie, 97016 503-728-2800
Sergio Morato Farmers 244 SE 2nd Ave, Hillsboro, 97123 (503) 844-9568

Clatsop County, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,458
Driver's Failure In Showing Documents +$136 $1,533
Driving With An Expired Registration +$144 $1,541
Driving At A Considerably Slow Pace +$303 $1,700
Using A Cellphone While Driving +$320 $1,717
Running A Red Light +$326 $1,723
Speeding +$342 $1,739
Driving A Vehicle Without The Required Permission +$434 $1,831
Driving With An Expired/Suspended License +$942 $2,339

Clatsop County, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,341
Active Disabling Device $1,341
Tracking Device $1,313
Passive Disabling Device $1,299