Clearwater, FL Auto Insurance Rates

Clearwater, FL residents can save $640 by comparing multiple quotes & reading reviews & research on Clearwater car insurance rates, quotes, agents & coverage.

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$1290 $1612 $2260

Latest Auto Insurance Reviews in Clearwater, Florida

State Farm
I have free roadside assistance which I have used and its fast and easy and they seem generally concerned about my well being and safety in these situations.
I think that Progressive tends to be on the cheaper side as far as premiums. I think that maybe the deductible is a little higher than a plan that might have a higher premium.
Liberty Mutual
I would generally recommend them because the customer experience has been totally adequate. But its not like it is so good that I would tell people to pay more for this company
I like the fact they people are friendly on the phone and also work quickly. There is not a lot of time spent of things that do not matter. Instead the problem is dealt with quickly and efficiently.
the premium is around the same amount as competitors and they offer multiple discounts based upon good grades, marriage, loyalty etc.
Currently with Esurance we have auto insurance that includes roadside assistance and renter's insurance on our policy. We are very satisfied with the price for this coverage because it is lower than what we have been previously paying with Progressive for more coverage.
I haven't had any unpleasant experiences with USAA insurance. I suppose the premiums could be lower, but they aren't unreasonable so I'm not trying to change.
Affordable Auto Insurance
I am very satisfied with my insurance policy because it gives me a lot of security and a lot of confidence when interacting with the owners of the company from 1 to 5 I am a satisfied
Mapfre Insurance
I really like the accessibility, the attention and the interaction that the people of the company have, since they pay a lot of attention to the service they provide to the clients.
Geico's premiums are incredibly affordable for the same level of service. They also have flexible coverage limits for evwryobe's needs and you can quickly look, compare, and buy a policy. The payments are easy, there offer the same discounts and just offer the best for the least amount of money.
Overall, I am satisfied with Travelers. I have had good experiences with them in terms of communication and claim support. They have an easy to use and comprehensive website so I can look up my policy and claim information easily.
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Write Your Review | Clearwater, Florida Auto Insurance Analysis
Progressive Insurance, Clearwater, FL
$144/1 month
Car Insurance Policy Holder
  • Single 24 Years old Male licensed 2 years ago with Financed Hyundai Tucson GL used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 250 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Clearwater Car Insurance Rate Comparisons

Clearwater, FL's average car insurance of $1612 differs from Pinellas Park, FL (+$10), Indian Shores, FL (+$258), Bardmoor, FL (-$132) and Florida (-$248)

Clearwater Pinellas Park, FL Indian Shores, FL Bardmoor, FL Florida
Median Insurance Rates $1612 +$10 +$258 -$132 -$248

Clearwater Car Insurance Savings By Neighborhood & Street Area

Clearwater Driver Street Residence & Car Locations Car Details in Clearwater Clearwater Driver Demographics Clearwater Auto Insurance Estimates Recent Clearwater Insurance Savings
Somerset Cir N2003 Cadillac Seville STS16 year male teenager$4774$613
Oak Hill Dr2006 Buick Rendezvous CX78 year senior$2122$591
Habor Bluffs
Saint Andrews Dr2008 Ford Fusion V6 SEL30 year married woman$1288$364
Druid Rd S2010 Mazda 3 S45 year man$2517$854
Dunedin Isles
B Ave2009 Acura TSX Base33 year married man$2612$772
E Ave2005 Chevrolet Silverado 2500HD Work Truck29 year woman$1435$573
N Co Rd 1932012 Hyundai Sonata GLS62 year male senior$2412$780
Harbor Cir2013 Honda Civic LX73 year female senior$2201$395
Chickasaw Trl2011 Nissan Rogue SV19 year teenager$4021$875
145th St N2011 Lincoln MKZ Base16 year female teenager$3924$731

Clearwater Post DUI Car Insurance Rates

Clearwater Seminole Harbor Bluffs Tarpon Springs Florida
Median Post DUI Insurance Rate $2998 -$36 +$498 +$117 -$461
Male Teenager Post DUI Insurance Rate $8064 -$94 +$1342 +$315 -$1240
Female Teenager Post DUI Insurance Rate $7194 -$84 +$1198 +$283 -$1107

The Post DUI insurance in Clearwater, FL's is $2998 compared to Seminole (-$36), Harbor Bluffs (+$498), Tarpon Springs (+$117) and Florida (-$461)

In Clearwater, a male teenager with Post DUI pays $870 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion V6 SEL in Clearwater, FL would pay $7674 on auto insurance while a female teenager POST DUI would pay $6846.

Clearwater Car Insurance by Segment

Clearwater Teenagers Car Insurance Rates Comparison

15240 Clearwater Teenagers (4% of total population), 55% Male & 45% Female.

Clearwater Belleair Beach Dunedin Feather Sound Florida
All Teenagers $4062 +$474 +$38 +$448 -$625
Male Teenager $4336 +$506 +$40 +$479 -$667
Female Teenager $3868 +$452 +$36 +$428 -$595

Clearwater teenagers pay $4062 in insurance in contrast with Belleair Beach (+$474), Dunedin (+$38), Feather Sound (+$448) and Florida (-$625). The difference between Male & Female teenagers in Clearwater is $468


  • 2010 Toyota Prius Male Teenager Insurance Rate $4158
  • 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $3482

Clearwater Men & Women Car Insurance

319406 Clearwater Adults (100% of total population), 48% Men & 52% Women.

Clearwater Harbor Bluffs South Highpoint Seminole Florida
All Women $1483 +$246 +$127 -$18 -$229
Married Women $1354 +$225 +$116 -$16 -$209
All Men $2659 +$443 +$228 -$31 -$409
Married Men $2579 +$429 +$221 -$31 -$397

The typical insurance rate of $2659 that Clearwater Men pay varies from Harbor Bluffs (+$443), South Highpoint (+$228), Seminole (-$31) and Florida (-$409). In Clearwater, married men pay $1225 more than married women.


  • 2013 Volkswagen Beetle 2.5 50s Edition Married Men Insurance Rate $2480
  • 2007 Lexus GS 350 Married Women Insurance Rate $2768

Clearwater Senior Car Insurance

99118 Clearwater Seniors (31% of total population), 44% Senior Men & 56% Senior Women.

Clearwater Safety Harbor Seminole South Highpoint Florida
All Seniors $2385 +$27 -$28 +$205 -$367
Senior Men $2450 +$27 -$29 +$210 -$377
Senior Women $2321 +$26 -$28 +$199 -$357

Clearwater seniors pay $2385 in insurance compared to Safety Harbor (+$27), Seminole (-$28), South Highpoint (+$205) and Florida (-$367). In Clearwater, senior men pay $129 more than senior women.

Clearwater Car Insurance Discounts for Multiple Vehicles

Clearwater Population with 1 Vehicle 68587 (49% of Clearwater population), 2 Vehicles 46638 (33% of the Clearwater population) and 3 vehicles 10454 (7% of the population)

Clearwater Bardmoor Belleair Bluffs Harbor Bluffs Florida
2 Vehicles $3063 -$251 -$840 +$509 -$471
3 Vehicles $4675 -$383 -$1282 +$777 -$719
4 Vehicles $6287 -$515 -$1724 +$1045 -$967

Clearwater Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chevrolet, Avalanche LS $100 $1660 $1760 $1560 $1660 $100
Ford, Flex SE $1000 $1650 $2150 $1580 $2580 $-430
Buick, Lacrosse Leather $700 $1840 $2340 $1750 $2450 $-110
Kia, Sorento LX $300 $1890 $2190 $1790 $2090 $100
Kia, Forte Koup SX $1500 $1800 $2300 $1650 $3150 $-850