Clearwater, FL Auto Insurance Rates
Clearwater, FL residents can save $640 by comparing multiple quotes & reading reviews & research on Clearwater car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1290 | $1612 | $2260 |
Latest Auto Insurance Reviews in Clearwater, Florida
Geico
My car insurance company has a wide range of policy offerings. I think they have whatever anyone needs.
My car insurance company has a wide range of policy offerings. I think they have whatever anyone needs.
Progressive
The offerings were pretty standard compared to my prior carrier. I was pleased with the coverage offered, especially at the price point. It made my decision to switch quite nice and easy.
The offerings were pretty standard compared to my prior carrier. I was pleased with the coverage offered, especially at the price point. It made my decision to switch quite nice and easy.
Geico
I have recommended this insurance company, even recently. I think that a person who likes to go online and search things out would find this satisfactory.
I have recommended this insurance company, even recently. I think that a person who likes to go online and search things out would find this satisfactory.
Progressive
PROGRESSIVE WAS LESS EXPENSIVE WHICH IS WHY I MADE THE SWITCH. I PAY THE PREMIUMS IN FULL TO SAVE MORE BUT I SWITCHED BECAUSE OF LOWER COSTS FOR THE SAME INSURANCE.
PROGRESSIVE WAS LESS EXPENSIVE WHICH IS WHY I MADE THE SWITCH. I PAY THE PREMIUMS IN FULL TO SAVE MORE BUT I SWITCHED BECAUSE OF LOWER COSTS FOR THE SAME INSURANCE.
State Farm
I HAVE ALWAYS BEEN COVERED BY STATE FARM INSURANCE AND ANY TIME I HAVE HAD TO CONTACT CUSTOMER SERVICE WITH QUESTIONS, THEY HAVE ALWAYS BEEN COURTEOUS AND HELPFUL.
I HAVE ALWAYS BEEN COVERED BY STATE FARM INSURANCE AND ANY TIME I HAVE HAD TO CONTACT CUSTOMER SERVICE WITH QUESTIONS, THEY HAVE ALWAYS BEEN COURTEOUS AND HELPFUL.
State Farm
I have free roadside assistance which I have used and its fast and easy and they seem generally concerned about my well being and safety in these situations.
I have free roadside assistance which I have used and its fast and easy and they seem generally concerned about my well being and safety in these situations.
Progressive
I think that Progressive tends to be on the cheaper side as far as premiums. I think that maybe the deductible is a little higher than a plan that might have a higher premium.
I think that Progressive tends to be on the cheaper side as far as premiums. I think that maybe the deductible is a little higher than a plan that might have a higher premium.
Liberty Mutual
I would generally recommend them because the customer experience has been totally adequate. But its not like it is so good that I would tell people to pay more for this company
I would generally recommend them because the customer experience has been totally adequate. But its not like it is so good that I would tell people to pay more for this company
Geico
I like the fact they people are friendly on the phone and also work quickly. There is not a lot of time spent of things that do not matter. Instead the problem is dealt with quickly and efficiently.
I like the fact they people are friendly on the phone and also work quickly. There is not a lot of time spent of things that do not matter. Instead the problem is dealt with quickly and efficiently.
Progressive
the premium is around the same amount as competitors and they offer multiple discounts based upon good grades, marriage, loyalty etc.
the premium is around the same amount as competitors and they offer multiple discounts based upon good grades, marriage, loyalty etc.
Esurance
Currently with Esurance we have auto insurance that includes roadside assistance and renter's insurance on our policy. We are very satisfied with the price for this coverage because it is lower than what we have been previously paying with Progressive for more coverage.
Currently with Esurance we have auto insurance that includes roadside assistance and renter's insurance on our policy. We are very satisfied with the price for this coverage because it is lower than what we have been previously paying with Progressive for more coverage.
Usaa
I haven't had any unpleasant experiences with USAA insurance. I suppose the premiums could be lower, but they aren't unreasonable so I'm not trying to change.
I haven't had any unpleasant experiences with USAA insurance. I suppose the premiums could be lower, but they aren't unreasonable so I'm not trying to change.
Affordable Auto Insurance
I am very satisfied with my insurance policy because it gives me a lot of security and a lot of confidence when interacting with the owners of the company from 1 to 5 I am a satisfied
I am very satisfied with my insurance policy because it gives me a lot of security and a lot of confidence when interacting with the owners of the company from 1 to 5 I am a satisfied
Mapfre Insurance
I really like the accessibility, the attention and the interaction that the people of the company have, since they pay a lot of attention to the service they provide to the clients.
I really like the accessibility, the attention and the interaction that the people of the company have, since they pay a lot of attention to the service they provide to the clients.
Geico
Geico's premiums are incredibly affordable for the same level of service. They also have flexible coverage limits for evwryobe's needs and you can quickly look, compare, and buy a policy. The payments are easy, there offer the same discounts and just offer the best for the least amount of money.
Geico's premiums are incredibly affordable for the same level of service. They also have flexible coverage limits for evwryobe's needs and you can quickly look, compare, and buy a policy. The payments are easy, there offer the same discounts and just offer the best for the least amount of money.
Travelers
Overall, I am satisfied with Travelers. I have had good experiences with them in terms of communication and claim support. They have an easy to use and comprehensive website so I can look up my policy and claim information easily.
Overall, I am satisfied with Travelers. I have had good experiences with them in terms of communication and claim support. They have an easy to use and comprehensive website so I can look up my policy and claim information easily.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Progressive Insurance, Clearwater, FL
$144/1 month
Car Insurance Policy Holder
- Single 24 Years old Male licensed 2 years ago with Financed Hyundai Tucson GL used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- High School, pursuing Bachelors Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 10 K Property Damage
- 250 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Clearwater Car Insurance Rate Comparisons
Clearwater, FL's average car insurance of $1612 differs from Pinellas Park, FL (+$10), Indian Shores, FL (+$258), Bardmoor, FL (-$132) and Florida (-$248)
| Clearwater | Pinellas Park, FL | Indian Shores, FL | Bardmoor, FL | Florida | |
| Median Insurance Rates | $1612 | +$10 | +$258 | -$132 | -$248 |
Clearwater Car Insurance Savings By Neighborhood & Street Area
| Clearwater Driver Street Residence & Car Locations | Car Details in Clearwater | Clearwater Driver Demographics | Clearwater Auto Insurance Estimates | Recent Clearwater Insurance Savings |
|---|---|---|---|---|
| Mecca | ||||
| Somerset Cir N | 2003 Cadillac Seville STS | 16 year male teenager | $4774 | $613 |
| Oak Hill Dr | 2006 Buick Rendezvous CX | 78 year senior | $2122 | $591 |
| Habor Bluffs | ||||
| Saint Andrews Dr | 2008 Ford Fusion V6 SEL | 30 year married woman | $1288 | $364 |
| Druid Rd S | 2010 Mazda 3 S | 45 year man | $2517 | $854 |
| Dunedin Isles | ||||
| B Ave | 2009 Acura TSX Base | 33 year married man | $2612 | $772 |
| E Ave | 2005 Chevrolet Silverado 2500HD Work Truck | 29 year woman | $1435 | $573 |
| Dellwood | ||||
| N Co Rd 193 | 2012 Hyundai Sonata GLS | 62 year male senior | $2412 | $780 |
| Harbor Cir | 2013 Honda Civic LX | 73 year female senior | $2201 | $395 |
| Anona | ||||
| Chickasaw Trl | 2011 Nissan Rogue SV | 19 year teenager | $4021 | $875 |
| 145th St N | 2011 Lincoln MKZ Base | 16 year female teenager | $3924 | $731 |
Clearwater Post DUI Car Insurance Rates
| Clearwater | Seminole | Harbor Bluffs | Tarpon Springs | Florida | |
| Median Post DUI Insurance Rate | $2998 | -$36 | +$498 | +$117 | -$461 |
| Male Teenager Post DUI Insurance Rate | $8064 | -$94 | +$1342 | +$315 | -$1240 |
| Female Teenager Post DUI Insurance Rate | $7194 | -$84 | +$1198 | +$283 | -$1107 |
The Post DUI insurance in Clearwater, FL's is $2998 compared to Seminole (-$36), Harbor Bluffs (+$498), Tarpon Springs (+$117) and Florida (-$461)
In Clearwater, a male teenager with Post DUI pays $870 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion V6 SEL in Clearwater, FL would pay $7674 on auto insurance while a female teenager POST DUI would pay $6846.
Clearwater Car Insurance by Segment
Clearwater Teenagers Car Insurance Rates Comparison
15240 Clearwater Teenagers (4% of total population), 55% Male & 45% Female.
| Clearwater | Belleair Beach | Dunedin | Feather Sound | Florida | |
| All Teenagers | $4062 | +$474 | +$38 | +$448 | -$625 |
| Male Teenager | $4336 | +$506 | +$40 | +$479 | -$667 |
| Female Teenager | $3868 | +$452 | +$36 | +$428 | -$595 |
Clearwater teenagers pay $4062 in insurance in contrast with Belleair Beach (+$474), Dunedin (+$38), Feather Sound (+$448) and Florida (-$625). The difference between Male & Female teenagers in Clearwater is $468
Example
- 2010 Toyota Prius Male Teenager Insurance Rate $4158
- 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $3482
Clearwater Men & Women Car Insurance
319406 Clearwater Adults (100% of total population), 48% Men & 52% Women.
| Clearwater | Harbor Bluffs | South Highpoint | Seminole | Florida | |
| All Women | $1483 | +$246 | +$127 | -$18 | -$229 |
| Married Women | $1354 | +$225 | +$116 | -$16 | -$209 |
| All Men | $2659 | +$443 | +$228 | -$31 | -$409 |
| Married Men | $2579 | +$429 | +$221 | -$31 | -$397 |
The typical insurance rate of $2659 that Clearwater Men pay varies from Harbor Bluffs (+$443), South Highpoint (+$228), Seminole (-$31) and Florida (-$409). In Clearwater, married men pay $1225 more than married women.
Example
- 2013 Volkswagen Beetle 2.5 50s Edition Married Men Insurance Rate $2480
- 2007 Lexus GS 350 Married Women Insurance Rate $2768
Clearwater Senior Car Insurance
99118 Clearwater Seniors (31% of total population), 44% Senior Men & 56% Senior Women.
| Clearwater | Safety Harbor | Seminole | South Highpoint | Florida | |
| All Seniors | $2385 | +$27 | -$28 | +$205 | -$367 |
| Senior Men | $2450 | +$27 | -$29 | +$210 | -$377 |
| Senior Women | $2321 | +$26 | -$28 | +$199 | -$357 |
Clearwater seniors pay $2385 in insurance compared to Safety Harbor (+$27), Seminole (-$28), South Highpoint (+$205) and Florida (-$367). In Clearwater, senior men pay $129 more than senior women.
Clearwater Car Insurance Discounts for Multiple Vehicles
Clearwater Population with 1 Vehicle 68587 (49% of Clearwater population), 2 Vehicles 46638 (33% of the Clearwater population) and 3 vehicles 10454 (7% of the population)
| Clearwater | Bardmoor | Belleair Bluffs | Harbor Bluffs | Florida | |
| 2 Vehicles | $3063 | -$251 | -$840 | +$509 | -$471 |
| 3 Vehicles | $4675 | -$383 | -$1282 | +$777 | -$719 |
| 4 Vehicles | $6287 | -$515 | -$1724 | +$1045 | -$967 |
Clearwater Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Avalanche LS | $100 | $1660 | $1760 | $1560 | $1660 | $100 |
| Ford, Flex SE | $1000 | $1650 | $2150 | $1580 | $2580 | $-430 |
| Buick, Lacrosse Leather | $700 | $1840 | $2340 | $1750 | $2450 | $-110 |
| Kia, Sorento LX | $300 | $1890 | $2190 | $1790 | $2090 | $100 |
| Kia, Forte Koup SX | $1500 | $1800 | $2300 | $1650 | $3150 | $-850 |