Clermont, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Clermont, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Top 5 Car Insurance Companies in Clermont, FL, by Market Share
The average cost of auto insurance in Clermont, FL, is $1,257. Car owners here can save more on car insurance by comparing multiple auto insurance quotes. The cost of insurance is influenced by numerous factors ranging from the age of the driver to the make and model of the car. The cost of auto insurance can also vary from one neighborhood to another, depending on the rate of auto thefts in that area. Below is a list of the top 5 auto insurance companies in Clermont, FL.
GEICO:
GEICO leads the way in Florida, with a market share of 25.23%. It has 5,160,726 direct premiums written, and 5,081,055 direct premiums earned. GEICO continues to bring innovations into the field of insurance, the latest being its virtual assistant, KATE. GEICO has an A.M. Best rating of A++ and a J.D. Power rating of 827/1000 in Florida.
PROGRESSIVE:
Progressive is second on this list with an A.M. Best Rating of A+ and a J.D. Power rating of 809/1000. It has a massive 3,749,329 direct premiums written, and 3,582,160 direct premiums earned. This earns Progressive a market share of 18.33% in Florida.
STATE FARM:
State Farm has a market share of 14.74%. This earns it a J.D. Power rating of 834/1000 in Florida. The company also has an A.M. Best rating of A++. State Farm has 3,014,788 direct premiums written, and 3,047,953 direct premiums earned in Florida. State Farm maintains its quality with an immensely customer-friendly online portal.
ALLSTATE:
Allstate has 1,897,567 direct premiums written and 1,880,647 direct premiums earned. The company has a market share of 9.28% in Florida. Allstate also has an A.M. Best rating of A+ and a J.D. Power rating of 847/1000.
USAA:
USAA completes this list with a market share of 7.07%. It has 1,445,356 direct premiums written, and 1,431,650 direct premiums earned. This has earned USAA an A.M. Best rating of A++ and a J.D. Power Rating of 898/1000. This is the highest rating in Florida.
Factors that can influence the cost of car insurance in Clermont, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Clermont, FL Auto Insurance Rates
- Clermont, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Clermont, FL
- Multi Vehicle Insurance Savings in Clermont, FL
- How Credit Score Affects Car Insurance Rates in Clermont, FL
- How DUI Affects Auto Insurance Premiums in Clermont, FL
- Top Auto Insurance Agents Near Clermont, FL
- How Driving Violations Affect Auto Insurance Rates in Clermont, FL
- Clermont, FL Auto Insurance Discounts on Anti Theft Feature
- Clermont, FL Auto Insurance Company Reviews
Clermont, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Clermont, FL with that of other cities in and around Clermont.
| Clermont | Horizon West | Montverde | Winter Garden | Ferndale | Minneola | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,257 | $2,305 | $2,274 | $1,432 | $998 | $2,144 |
Clermont, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Clermont, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Clermont | $1,462 | $1,235 |
| Minneola | $1,107 | $935 |
| Oakland | $1,915 | $1,617 |
| Montverde | $1,438 | $1,215 |
| Horizon West | $1,516 | $1,281 |
| Tildenville | $1,071 | $905 |
| Ferndale | $1,028 | $868 |
| Winter Garden | $1,855 | $1,567 |
Clermont, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Clermont, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,079 |
| 20 Years | $1,615 |
| 30 Years | $1,244 |
| 40 Years | $1,197 |
| 50 Years | $1,108 |
| 60 Years | $1,124 |
| 70 Years | $1,308 |
Clermont, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Clermont, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,162 | $352 |
| 3 Vehicles | $3,243 | $528 |
| 4 Vehicles | $4,324 | $704 |
Savings on 2 Vehicles bundle:$352
Savings on 3 Vehicles bundle:$528
Savings on 4 Vehicles bundle:$704
Clermont, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Clermont, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Clermont | $1,257 | $1,967 |
| Minneola | $2,144 | $3,355 |
| Oakland | $2,284 | $3,575 |
| Montverde | $2,274 | $3,559 |
| Horizon West | $2,305 | $3,607 |
| Tildenville | $2,089 | $3,269 |
| Ferndale | $998 | $1,562 |
| Winter Garden | $1,432 | $2,241 |
Clermont, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,078 |
| Excellent (740-799) | $1,231 |
| Good (670-739) | $1,310 |
| Average (580-669) | $1,709 |
| Poor (300-579) | $2,050 |
Clermont, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Craig Martin | State Farm | 13330 W Colonial Dr Ste 110, Winter Garden, 34787-3976 | 407-656-1040 |
| Ashok Pradhan | Allstate | 13848 Tilden Rd Ste 218, Winter Garden, 34787 | (407) 264-0011 |
| Solid Insurance Providers | None | 13506 Summerport Village Pkwy 13506 Summerport Village Pkwy , Windermere, 34786 | None |
| Pattye Baxter-Hill | State Farm | 9444 W Colonial Dr, Ocoee, 34761-6800 | 407-523-2212 |
| Kenneth E. Waitt | Allstate | 1324 S Grand Hwy, Clermont, 34711 | (352) 243-9100 |
| Lorenzo Hayward | State Farm | 1201 Wntr Gdn Vnlnd Rd Ste 4B, Winter Garden, 34787-4380 | 407-654-9131 |
| Southern Insurance Group Inc | Liberty Mutual Independent | 2215 CLUSTER OAKS DR STE 1, CLERMONT, 34711 | 352-243-9000 |
| Rocco English | State Farm | 7536 Dr Phillips Blvd Ste 320, Orlando, 32819-5153 | 407-351-5353 |
| Interactive Insurance Agency Of America Llc | Travelers | 160 INTERNATIONAL PKWY SUITE 100, LAKE MARY, 32746 | 407-732-4633 |
Clermont, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$55 | $1,312 |
| Driver's Failure In Showing Documents | +$122 | $1,379 |
| Driving With An Expired Registration | +$129 | $1,386 |
| Driving At A Considerably Slow Pace | +$273 | $1,530 |
| Using A Cellphone While Driving | +$288 | $1,545 |
| Running A Red Light | +$293 | $1,550 |
| Speeding | +$308 | $1,565 |
| Driving A Vehicle Without The Required Permission | +$391 | $1,648 |
| Driving With An Expired/Suspended License | +$847 | $2,104 |
Clermont, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,207 |
| Active Disabling Device | $1,207 |
| Tracking Device | $1,182 |
| Passive Disabling Device | $1,169 |
Latest Auto Insurance Reviews in Clermont, FL | Back to Top
GeicoTheir app is extremely helpful and easy to navigate so I always know exactly what offerings my policy has and what my monthly premium is. I would definitely give them a 5 star rating.
ProgressiveOnce again, Progressive came out with the lowest Premiums when compared to all other insurance carriers online. The deductibles could go higher than the competition.
ProgressiveProgressive is better than other insurance companies online and in person due to their customers service, transparency, and prices for their product and protections.
Farmer's InsuranceI'm ssure since they are new they could compare to competitors, but im not sure if they will last in the long run. We will see if this concept can succeed,
UsaaI would recommend USAA for car insurance- they have taken care of me from my first car through my first child. Knowing that I've got their coverage makes every drive feel a little safer.
GeicoBecause I didn't check other insurance company I really couldn't say much about this one. But all the things they have fits me and is what I need.
State FarmI would recommend State Farm. They are a good company with a good reputation and have been around a long time.
Usaapremium is fairly low and competive with other insurance companies for what USAA offers. I have no reason to change based on price point of insurance
GeicoGeico provides similar policy offerings to the other provider I am familiar with. This includes customizable insurance coverage, roadside assistance, rental car assistance and an online app that is easy to use.
GeicoOverall I like thew company. They are generally cheaper than leading companies and the coverage i have is very good.
ProgressiveThe company has treated me well over all. The rates have not increased much since I got the insurance. The claim filing process was easy.
GeicoMy premium seems to be a few dollars cheaper compared to other companies that offer the same, otherwise, there isn't much difference.
GeicoSo far I have not had any reason to dislike this company. They have never caused me any issues.