Cleveland Auto Insurance Rates, Quotes, Agents & Reviews in TN

Cleveland, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cleveland, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cleveland, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cleveland, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cleveland, TN with that of other cities in and around Cleveland.

Cleveland East Cleveland South Cleveland Wildwood Lake Calhoun Bradley County
Average Insurance Rates $1,111 $1,368 $1,429 $1,433 $1,396 $1,454

Cleveland, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cleveland, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cleveland $2,546 $2,151
Bradley County $1,688 $1,426
East Cleveland $1,435 $1,212
Hopewell $1,115 $942
South Cleveland $1,046 $884
Wildwood Lake $1,609 $1,359
Charleston $1,655 $1,398
Calhoun $1,601 $1,352

Cleveland, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cleveland, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,605
20 Years $1,428
30 Years $1,100
40 Years $1,058
50 Years $980
60 Years $993
70 Years $1,156

Cleveland, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cleveland, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,889 $333
3 Vehicles $2,833 $500
4 Vehicles $3,777 $667

Savings on 2 Vehicles bundle:$333

Savings on 3 Vehicles bundle:$500

Savings on 4 Vehicles bundle:$667


Cleveland, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cleveland, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Cleveland $1,111 $1,990
Bradley County $1,454 $2,605
East Cleveland $1,368 $2,451
Hopewell $1,451 $2,599
South Cleveland $1,429 $2,560
Wildwood Lake $1,433 $2,567
Charleston $1,424 $2,551
Calhoun $1,396 $2,501

Cleveland, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $953
Excellent (740-799) $1,088
Good (670-739) $1,158
Average (580-669) $1,510
Poor (300-579) $1,812

Cleveland, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Insurance Incorporated Travelers 2551 GEORGETOWN RD, CLEVELAND, 37311 423-472-5051
Ocoee Insurance Services Travelers 200 HARLE AVE NW, CLEVELAND, 37311 423-476-5204
Randall Jones Farmers 7161 Lee Hwy Ste 600, Chattanooga, 37421 (423) 499-9480
Joe Hooper Farmers 3525 Keith St NW Ste N, Cleveland, 37312 (423) 479-6111
Insurance Inc Travelers 2551 GEORGETOWN RD, CLEVELAND, 37311 423-472-5051
Allyson Leah Hannah Agency Nationwide 3535 Keith St NW, Cleveland, 37312 (423) 476-7587
Nick Bosco Farmers 7030 Lee Hwy Ste 102, Chattanooga, 37421 (423) 664-2856
Dickey Mccay Ins Allstate 146 Ocoee Street, Copperhill, 37317 (423) 496-3366

Cleveland, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,160
Driver's Failure In Showing Documents +$108 $1,219
Driving With An Expired Registration +$114 $1,225
Driving At A Considerably Slow Pace +$241 $1,352
Using A Cellphone While Driving +$254 $1,365
Running A Red Light +$259 $1,370
Speeding +$272 $1,383
Driving A Vehicle Without The Required Permission +$346 $1,457
Driving With An Expired/Suspended License +$749 $1,860

Cleveland, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,067
Active Disabling Device $1,067
Tracking Device $1,044
Passive Disabling Device $1,033

Latest Auto Insurance Reviews in Cleveland, TN | Back to Top

Amica Mutual Insurance
Compared to other insurance providers, we were able to receive very reasonable rates from Amica. It was even better once we bundled our home and auto insurance.
Progressive
I can't recall these at the moment, however, I do believe they are reasonable. As long as I'm the safe driver and any incidents I'm not at fault for, things should be fine.
Aaa
I had no problems.Very sympathetic.I answered my questions.I didn't wait much.Everything is good.They helped me.customer service very good
Aaa
I had no problems.Very sympathetic.I answered my questions.I didn't wait much.Everything is good.They helped me.customer service very good
Farmer's Insurance
Farm Bureau is a wonderful insurance company. The agents are always warm and welcoming to me. They seem happy to help me with any issue I have. When I must speak with an operator on the phone after hours, they are also always kind and helpful. I also enjoy that I can always understand the operator that speak with
Progressive
Its gives more premium when we claim compared to the other insurance company. It cover most of the part of damage or other expenses.