Coaldale borough Auto Insurance Rates, Quotes, Agents & Reviews in PA

Coaldale borough, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Coaldale borough, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Coaldale borough, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Coaldale borough, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Coaldale borough, PA with that of other cities in and around Coaldale borough.

Coaldale borough Summit Hill Hometown Coaldale borough Packer Lansford
Average Insurance Rates $1,337 $1,396 $1,428 $1,337 $1,434 $1,338

Coaldale borough, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Coaldale borough, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Coaldale $1,867 $1,577
Coaldale borough $1,377 $1,163
Tamaqua $1,422 $1,201
Lansford $1,538 $1,299
Summit Hill $1,993 $1,683
Hometown $1,178 $995
Packer $1,686 $1,424
West Penn $1,567 $1,323

Coaldale borough, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Coaldale borough, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,338
20 Years $1,718
30 Years $1,323
40 Years $1,273
50 Years $1,179
60 Years $1,195
70 Years $1,391

Coaldale borough, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Coaldale borough, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,300 $374
3 Vehicles $3,449 $562
4 Vehicles $4,599 $749

Savings on 2 Vehicles bundle:$374

Savings on 3 Vehicles bundle:$562

Savings on 4 Vehicles bundle:$749


Coaldale borough, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Coaldale borough, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Coaldale $1,337 $2,105
Coaldale borough $1,337 $2,105
Tamaqua $1,347 $2,120
Lansford $1,338 $2,106
Summit Hill $1,396 $2,197
Hometown $1,428 $2,248
Packer $1,434 $2,257
West Penn $1,454 $2,289

Coaldale borough, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,147
Excellent (740-799) $1,309
Good (670-739) $1,393
Average (580-669) $1,818
Poor (300-579) $2,181

Coaldale borough, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,396
Driver's Failure In Showing Documents +$130 $1,467
Driving With An Expired Registration +$138 $1,475
Driving At A Considerably Slow Pace +$290 $1,627
Using A Cellphone While Driving +$306 $1,643
Running A Red Light +$312 $1,649
Speeding +$328 $1,665
Driving A Vehicle Without The Required Permission +$416 $1,753
Driving With An Expired/Suspended License +$901 $2,238

Coaldale borough, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,284
Active Disabling Device $1,284
Tracking Device $1,257
Passive Disabling Device $1,243