Vance Auto Insurance Rates, Quotes, Agents & Reviews in AL

Vance, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Vance, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Vance, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Vance, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Vance, AL with that of other cities in and around Vance.

Coaling-Vance West Blocton Holt Coaling Abernant Woodstock
Average Insurance Rates $1,463 $1,426 $1,387 $1,479 $1,500 $1,441

Vance, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Vance, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Coaling-Vance $1,513 $1,278
Coaling $1,669 $1,409
Vance $1,981 $1,673
Woodstock $1,250 $1,056
Brookwood $1,374 $1,161
Holt $1,913 $1,616
West Blocton $1,966 $1,661
Abernant $1,481 $1,251

Vance, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Vance, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,747
20 Years $1,880
30 Years $1,448
40 Years $1,393
50 Years $1,290
60 Years $1,308
70 Years $1,523

Vance, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Vance, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,575 $351
3 Vehicles $3,862 $527
4 Vehicles $5,150 $702

Savings on 2 Vehicles bundle:$351

Savings on 3 Vehicles bundle:$527

Savings on 4 Vehicles bundle:$702

Vance, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Vance, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Coaling-Vance $1,463 $2,594
Coaling $1,479 $2,622
Vance $1,463 $2,594
Woodstock $1,441 $2,555
Brookwood $1,431 $2,537
Holt $1,387 $2,459
West Blocton $1,426 $2,528
Abernant $1,500 $2,660

Vance, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,255
Excellent (740-799) $1,433
Good (670-739) $1,524
Average (580-669) $1,989
Poor (300-579) $2,386

Vance, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gary Rath State Farm 1241 McFarland Blvd E Ste 3, Tuscaloosa, 35404-5854 205-248-2408
Tracey Sova State Farm 4151 University Blvd E, Tuscaloosa, 35404-4459 205-554-1455
Ronald Hall Allstate 9729 Parkway E, Birmingham, 35215 (205) 833-5510
Alex Mccune State Farm 1420 McFarland Blvd Ste 4, Northport, 35476-3219 205-248-2057
Arthur J Gallagher Risk Management Services Travelers 2200 WOODCREST PL STE 250, BIRMINGHAM, 35209 205-877-4500
Nesbitt & Associates Inc Travelers 1008 Montgomery Hwy 1008 Montgomery Hwy Birmingham, Vestavia Hills, 35216 None
Darryl Humes Lutcf Farmers 1305 4th Ave S, Birmingham, 35233 (205) 714-7300
Insurance Office Of America Liberty Mutual Independent 3800 COLONNADE PKWY STE 650, BIRMINGHAM, 35243 205-968-3440
Ferlincia Patterson State Farm 3606 South 6th Avenue, Birmingham, 35222-2443 205-595-2166

Vance, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,527
Driver's Failure In Showing Documents +$142 $1,605
Driving With An Expired Registration +$151 $1,614
Driving At A Considerably Slow Pace +$317 $1,780
Using A Cellphone While Driving +$335 $1,798
Running A Red Light +$341 $1,804
Speeding +$358 $1,821
Driving A Vehicle Without The Required Permission +$455 $1,918
Driving With An Expired/Suspended License +$986 $2,449

Vance, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,404
Active Disabling Device $1,404
Tracking Device $1,375
Passive Disabling Device $1,361