Cochran Auto Insurance Rates, Quotes, Agents & Reviews in GA

Cochran, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cochran, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cochran, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Cochran, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cochran, GA with that of other cities in and around Cochran.

Cochran Bleckley County Northeast Bleckley Hawkinsville Chester Hartford
Average Insurance Rates $1,585 $1,585 $1,616 $1,614 $1,544 $1,592

Cochran, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cochran, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cochran $1,465 $1,237
Bleckley County $1,319 $1,114
Empire $1,291 $1,090
Northeast Bleckley $1,550 $1,309
Chester $1,421 $1,201
Hawkinsville $1,082 $914
Hartford $1,547 $1,307
South Twiggs $1,517 $1,282

Cochran, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cochran, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,143
20 Years $2,037
30 Years $1,569
40 Years $1,509
50 Years $1,398
60 Years $1,417
70 Years $1,650

Cochran, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cochran, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,726 $444
3 Vehicles $4,089 $666
4 Vehicles $5,452 $888

Savings on 2 Vehicles bundle:$444

Savings on 3 Vehicles bundle:$666

Savings on 4 Vehicles bundle:$888

Cochran, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cochran, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Cochran $1,585 $2,898
Bleckley County $1,585 $2,898
Empire $1,564 $2,859
Northeast Bleckley $1,616 $2,954
Chester $1,544 $2,823
Hawkinsville $1,614 $2,951
Hartford $1,592 $2,910
South Twiggs $1,544 $2,823

Cochran, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,360
Excellent (740-799) $1,552
Good (670-739) $1,652
Average (580-669) $2,155
Poor (300-579) $2,585

Cochran, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Butler Allstate 101 Lochlyn Pl Ste C, Bonaire, 31005 (478) 988-4444
Towns Insurance Agency Travelers 162 E DYKES ST, COCHRAN, 31014 478-934-6355
Georgia Farm Bureau Brokerage Inc Travelers 157 W DYKES ST, COCHRAN, 31014 478-934-6997
Sourceone Insurers Travelers 4931 RIVERSIDE DR 100 E, MACON, 31210 478-471-8800
Dunwody Insurance Agency None 555 Arlington Place, Macon, 31201 (478) 841-9826
Larry Cowart State Farm 1515 Bass Rd Ste C, Macon, 31210-7579 478-477-8011
Doherty Duggan Hart & Tiernan Insurors Inc Travelers 1221 SOUTH HOUSTON LAKE RD STE 2, WARNER ROBINS, 31088 478-218-2040
Waites & Foshee Insurance Liberty Mutual Independent 850 Walnut St, MACON, 31201 (478) 743-0588
Gary Dunagan State Farm 3287 Vineville Avenue, Macon, 31204-2343 478-474-5054

Cochran, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,655
Driver's Failure In Showing Documents +$154 $1,739
Driving With An Expired Registration +$163 $1,748
Driving At A Considerably Slow Pace +$344 $1,929
Using A Cellphone While Driving +$363 $1,948
Running A Red Light +$369 $1,954
Speeding +$388 $1,973
Driving A Vehicle Without The Required Permission +$493 $2,078
Driving With An Expired/Suspended License +$1,068 $2,653

Cochran, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,522
Active Disabling Device $1,522
Tracking Device $1,490
Passive Disabling Device $1,474