Cohoe Auto Insurance Rates, Quotes, Agents & Reviews in AK

Cohoe, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cohoe, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cohoe, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Cohoe, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cohoe, AK with that of other cities in and around Cohoe.

Cohoe Soldotna Ninilchik Kalifornsky Kasilof Clam Gulch
Average Insurance Rates $1,151 $1,156 $1,140 $1,164 $2,037 $1,129

Cohoe, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cohoe, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Cohoe $962 $813
Kasilof $2,098 $1,772
Clam Gulch $1,353 $1,143
Kalifornsky $1,542 $1,302
Ninilchik $1,339 $1,131
Soldotna $1,476 $1,247

Cohoe, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cohoe, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,735
20 Years $1,479
30 Years $1,139
40 Years $1,096
50 Years $1,015
60 Years $1,029
70 Years $1,198

Cohoe, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cohoe, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,026 $276
3 Vehicles $3,039 $414
4 Vehicles $4,052 $552

Savings on 2 Vehicles bundle:$276

Savings on 3 Vehicles bundle:$414

Savings on 4 Vehicles bundle:$552

Cohoe, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cohoe, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Cohoe $1,151 $1,797
Kasilof $2,037 $3,180
Clam Gulch $1,129 $1,762
Kalifornsky $1,164 $1,817
Ninilchik $1,140 $1,780
Soldotna $1,156 $1,805

Cohoe, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $988
Excellent (740-799) $1,127
Good (670-739) $1,199
Average (580-669) $1,565
Poor (300-579) $1,877

Cohoe, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
1st Alaska Insurance Allstate 35681 Kenai Spur Hwy, Soldotna, 99669 (907) 262-4425
Waterbury Agency Llc Allstate 44539 Sterling Hwy Ste 207, Soldotna, 99669 (907) 262-9445
Mike Barth State Farm 3726 Lake St Ste C, Homer, 99603-7663 907-226-3600
Nancy Field State Farm 35202 Spur Hwy Ste 1, Soldotna, 99669-7645 907-262-4440
Malone Insurance Agency None 378 E Pioneer Ave Suite 2, Homer, 99603 (907) 202-5430
Walters & Associates Insurance, Inc. None 130 S Willow St Ste 8, Kenai, 99611 None

Cohoe, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,202
Driver's Failure In Showing Documents +$112 $1,263
Driving With An Expired Registration +$119 $1,270
Driving At A Considerably Slow Pace +$250 $1,401
Using A Cellphone While Driving +$264 $1,415
Running A Red Light +$268 $1,419
Speeding +$282 $1,433
Driving A Vehicle Without The Required Permission +$358 $1,509
Driving With An Expired/Suspended License +$776 $1,927

Cohoe, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,105
Active Disabling Device $1,105
Tracking Device $1,082
Passive Disabling Device $1,070