College Auto Insurance Rates, Quotes, Agents & Reviews in AK

College, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in College, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in College, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

College, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in College, AK with that of other cities in and around College.

College Chena Ridge Fox South Van Horn Goldstream Fairbanks
Average Insurance Rates $1,499 $1,255 $1,890 $1,066 $1,497 $1,147

College, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around College, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
College $1,506 $1,272
Farmers Loop $1,418 $1,198
South Van Horn $1,391 $1,175
Fairbanks $1,602 $1,353
Ester $2,178 $1,840
Chena Ridge $1,515 $1,280
Goldstream $1,861 $1,572
Fox $1,947 $1,644

College, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in College, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,864
20 Years $1,926
30 Years $1,484
40 Years $1,427
50 Years $1,322
60 Years $1,340
70 Years $1,560

College, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in College, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,638 $360
3 Vehicles $3,957 $540
4 Vehicles $5,276 $720

Savings on 2 Vehicles bundle:$360

Savings on 3 Vehicles bundle:$540

Savings on 4 Vehicles bundle:$720

College, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around College, AK.

Location Average Insurance Cost Post DUI Insurance Rate
College $1,499 $2,340
Farmers Loop $1,298 $2,026
South Van Horn $1,066 $1,664
Fairbanks $1,147 $1,790
Ester $1,173 $1,831
Chena Ridge $1,255 $1,959
Goldstream $1,497 $2,337
Fox $1,890 $2,950

College, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,286
Excellent (740-799) $1,468
Good (670-739) $1,562
Average (580-669) $2,038
Poor (300-579) $2,445

College, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Shannon Fortune State Farm 324 Old Steese Hwy, Fairbanks, 99701-3126 907-452-1385
Jim Kelly State Farm 1401 Turner St, Fairbanks, 99701-6161 907-457-3276
Matthew Raymond State Farm 3875 Geist Rd Ste C, Fairbanks, 99709-3564 907-452-6015
Hale & Associates Liberty Mutual Independent 100 CUSHMAN ST STE 200, FAIRBANKS, 99701 (907) 456-6671
Loa Carroll-Hubbard Allstate 617 Gaffney Rd, Fairbanks, 99701 (907) 474-8002
Chris Marok Allstate 59 College Rd Ste 205, Fairbanks, 99701 (907) 452-5664
Dick Randolph State Farm 610 12th Avenue, Fairbanks, 99701-4643 907-456-7787
Ed Randolph State Farm 1007 Aurora Dr Ste A, Fairbanks, 99709-5525 907-452-1861
Dave Mongold Allstate 230 Old Steese Hwy, Fairbanks, 99701 (907) 452-4260
Alaska Usa Insurance Brokers, Llc - Fairbanks None 1292 Sadler Way Ste 200 Fairbanks, Fort Wainright, 99701 None

College, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,565
Driver's Failure In Showing Documents +$145 $1,644
Driving With An Expired Registration +$154 $1,653
Driving At A Considerably Slow Pace +$325 $1,824
Using A Cellphone While Driving +$343 $1,842
Running A Red Light +$349 $1,848
Speeding +$367 $1,866
Driving A Vehicle Without The Required Permission +$466 $1,965
Driving With An Expired/Suspended License +$1,010 $2,509

College, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,439
Active Disabling Device $1,439
Tracking Device $1,409
Passive Disabling Device $1,394