College Auto Insurance Rates, Quotes, Agents & Reviews in PA

College, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in College, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in College, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

College, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in College, PA with that of other cities in and around College.

College Houserville Benner Harris Lemont Toftrees
Average Insurance Rates $1,508 $1,478 $1,440 $1,544 $1,494 $1,532

College, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around College, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
College $1,624 $1,372
Lemont $1,003 $847
Houserville $1,165 $984
State College $1,125 $950
Boalsburg $1,880 $1,588
Toftrees $1,098 $927
Benner $2,899 $2,449
Harris $1,283 $1,084

College, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in College, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,893
20 Years $1,938
30 Years $1,492
40 Years $1,436
50 Years $1,330
60 Years $1,348
70 Years $1,569

College, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in College, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,594 $422
3 Vehicles $3,891 $633
4 Vehicles $5,188 $844

Savings on 2 Vehicles bundle:$422

Savings on 3 Vehicles bundle:$633

Savings on 4 Vehicles bundle:$844

College, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around College, PA.

Location Average Insurance Cost Post DUI Insurance Rate
College $1,508 $2,374
Lemont $1,494 $2,352
Houserville $1,478 $2,327
State College $930 $1,464
Boalsburg $1,524 $2,399
Toftrees $1,532 $2,412
Benner $1,440 $2,267
Harris $1,544 $2,430

College, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,294
Excellent (740-799) $1,477
Good (670-739) $1,571
Average (580-669) $2,050
Poor (300-579) $2,460

College, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
John Walizer State Farm 118 Elmwood Street, State College, 16801-6850 814-234-5252
Logan Branch Insurance Inc. Erie 623 Willowbank Street, Bellefonte, 16823 None
Cindy Shetler Allstate 306 S Atherton St, State College, 16801 (814) 237-5797
Eugene Weller Allstate 1380 N Atherton St, State College, 16803 (814) 234-9831
Andres Insurance Agency Allstate 2020 Cato Ave, State College, 16801 (814) 308-8336
M D Karstetter Agency Inc Nationwide 925 W College Ave, State College, 16801-2804 (814) 238-6038
Bob Richard State Farm 28 E 3rd St, Lewistown, 17044-1701 717-248-3959
Judi Brown State Farm 403 S Allen St Ste 112B, State College, 16801-5254 814-237-4470
Kenneth M Miller Nationwide 242 Union St, Millersburg, 17061-1607 (717) 692-2400
Laurel Insurance Management Inc. None 128 Benedict St., Carrolltown, 15722 None
Grove F&A Inc Nationwide 2232 Shermans Valley Rd, Elliottsburg, 17024-0040 (717) 582-7457

College, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,574
Driver's Failure In Showing Documents +$146 $1,654
Driving With An Expired Registration +$155 $1,663
Driving At A Considerably Slow Pace +$327 $1,835
Using A Cellphone While Driving +$345 $1,853
Running A Red Light +$351 $1,859
Speeding +$369 $1,877
Driving A Vehicle Without The Required Permission +$469 $1,977
Driving With An Expired/Suspended License +$1,016 $2,524

College, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,448
Active Disabling Device $1,448
Tracking Device $1,418
Passive Disabling Device $1,402