Collegeville Auto Insurance Rates, Quotes, Agents & Reviews in PA

Collegeville, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Collegeville, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Collegeville, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Collegeville, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Collegeville, PA with that of other cities in and around Collegeville.

Collegeville Trappe Lower Providence Eagleville Skippack Perkiomen
Average Insurance Rates $1,547 $1,503 $1,568 $1,504 $1,605 $1,528

Collegeville, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Collegeville, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Collegeville $1,593 $1,346
Evansburg $1,087 $918
Trappe $1,518 $1,282
Upper Providence $1,919 $1,621
Skippack $1,358 $1,147
Lower Providence $1,894 $1,600
Eagleville $1,552 $1,311
Perkiomen $1,882 $1,589

Collegeville, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Collegeville, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,020
20 Years $1,988
30 Years $1,531
40 Years $1,473
50 Years $1,364
60 Years $1,383
70 Years $1,610

Collegeville, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Collegeville, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,723 $371
3 Vehicles $4,084 $557
4 Vehicles $5,445 $743

Savings on 2 Vehicles bundle:$371

Savings on 3 Vehicles bundle:$557

Savings on 4 Vehicles bundle:$743


Collegeville, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Collegeville, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Collegeville $1,547 $2,435
Evansburg $1,610 $2,534
Trappe $1,503 $2,366
Upper Providence $1,605 $2,526
Skippack $1,605 $2,526
Lower Providence $1,568 $2,468
Eagleville $1,504 $2,367
Perkiomen $1,528 $2,405

Collegeville, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,327
Excellent (740-799) $1,515
Good (670-739) $1,612
Average (580-669) $2,103
Poor (300-579) $2,523

Collegeville, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,615
Driver's Failure In Showing Documents +$150 $1,697
Driving With An Expired Registration +$159 $1,706
Driving At A Considerably Slow Pace +$336 $1,883
Using A Cellphone While Driving +$354 $1,901
Running A Red Light +$360 $1,907
Speeding +$379 $1,926
Driving A Vehicle Without The Required Permission +$481 $2,028
Driving With An Expired/Suspended License +$1,043 $2,590

Collegeville, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,485
Active Disabling Device $1,485
Tracking Device $1,454
Passive Disabling Device $1,439