Collinsville Auto Insurance Rates, Quotes, Agents & Reviews in TX

Collinsville, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Collinsville, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Collinsville, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Collinsville, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Collinsville, TX with that of other cities in and around Collinsville.

Collinsville Tioga Gainesville Southeast Southwest Grayson Whitesboro Gunter
Average Insurance Rates $1,871 $1,895 $2,071 $1,955 $1,878 $1,938

Collinsville, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Collinsville, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Collinsville $2,742 $2,316
Lake Kiowa $1,901 $1,606
Tioga $1,371 $1,158
Whitesboro $1,476 $1,247
Gainesville Southeast $1,632 $1,378
Southwest Grayson $1,022 $863
Sadler $1,294 $1,093
Gunter $1,463 $1,235

Collinsville, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Collinsville, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,071
20 Years $2,404
30 Years $1,852
40 Years $1,782
50 Years $1,650
60 Years $1,673
70 Years $1,947

Collinsville, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Collinsville, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,218 $524
3 Vehicles $4,827 $786
4 Vehicles $6,436 $1,048

Savings on 2 Vehicles bundle:$524

Savings on 3 Vehicles bundle:$786

Savings on 4 Vehicles bundle:$1,048

Collinsville, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Collinsville, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Collinsville $1,871 $2,913
Lake Kiowa $2,077 $3,233
Tioga $1,895 $2,950
Whitesboro $1,878 $2,924
Gainesville Southeast $2,071 $3,224
Southwest Grayson $1,955 $3,043
Sadler $1,843 $2,869
Gunter $1,938 $3,017

Collinsville, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,605
Excellent (740-799) $1,832
Good (670-739) $1,950
Average (580-669) $2,544
Poor (300-579) $3,052

Collinsville, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
David Hawkins Farmers 1050 S Preston Rd Ste 118, Celina, 75009 (469) 202-5004
Rasor Insurance Agency Llc Travelers 201 PRESTON STE 101, CELINA, 75009 972-382-3805
Wood Insurance Agency Allstate 129 E Main St, Whitesboro, 76273 (903) 564-6469
Scott Kendall Allstate 721 E Pecan St Ste 210, Celina, 75009 (469) 919-5050
Mayo Agency None 215 S. Ray Roberts Parkway, Tioga, 76271 None
Ceva Benefits None 1222 S Highway 377 , Pilot Point, 76258 None
Lisa Nickels Insurance Agency Travelers 995 W GLADE RD, HURST, 76054 817-318-8900
Brent Cooper State Farm 5232 Forest Ln Ste 111, Dallas, 75244-8034 214-987-1995
Thumann Agency Travelers 12770 COIT RD STE 110, DALLAS, 75251 972-991-9100
Roach Howard Smith & Barton Travelers 8750 N CENTRAL EXPWY STE 500, DALLAS, 75231 972-231-1300
Sills Insurance Agency Travelers 2817 REGAL RD STE 101, PLANO, 75075 972-596-5866
Randall Crane & Associates Llc Nationwide 1222 S Highway 377, Pilot Point, 76258 (940) 686-1100
Pete Morales State Farm 12989 Jupiter Rd Ste 205, Dallas, 75238-5248 214-342-3494
Michael Martin Farmers 1320 Greenway Dr Ste 755, Irving, 75038 (214) 680-9274

Collinsville, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$82 $1,953
Driver's Failure In Showing Documents +$181 $2,052
Driving With An Expired Registration +$193 $2,064
Driving At A Considerably Slow Pace +$406 $2,277
Using A Cellphone While Driving +$428 $2,299
Running A Red Light +$436 $2,307
Speeding +$458 $2,329
Driving A Vehicle Without The Required Permission +$582 $2,453
Driving With An Expired/Suspended License +$1,261 $3,132

Collinsville, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,796
Active Disabling Device $1,796
Tracking Device $1,759
Passive Disabling Device $1,740