Colmar Manor Auto Insurance Rates, Quotes, Agents & Reviews in MD

Colmar Manor, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Colmar Manor, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Colmar Manor, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Colmar Manor, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Colmar Manor, MD with that of other cities in and around Colmar Manor.

Colmar Manor Cottage City Brentwood North Brentwood Bladensburg Cheverly
Average Insurance Rates $1,339 $1,350 $1,367 $1,367 $1,330 $1,396

Colmar Manor, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Colmar Manor, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Colmar Manor $2,058 $1,738
Cottage City $1,166 $985
North Brentwood $1,427 $1,205
Brentwood $1,785 $1,508
Bladensburg $2,079 $1,756
Mount Rainier $1,739 $1,469
Edmonston $1,474 $1,245
Cheverly $1,293 $1,092

Colmar Manor, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Colmar Manor, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,345
20 Years $1,720
30 Years $1,325
40 Years $1,275
50 Years $1,181
60 Years $1,197
70 Years $1,393

Colmar Manor, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Colmar Manor, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,357 $321
3 Vehicles $3,535 $482
4 Vehicles $4,713 $643

Savings on 2 Vehicles bundle:$321

Savings on 3 Vehicles bundle:$482

Savings on 4 Vehicles bundle:$643


Colmar Manor, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Colmar Manor, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Colmar Manor $1,339 $2,135
Cottage City $1,350 $2,152
North Brentwood $1,367 $2,179
Brentwood $1,367 $2,179
Bladensburg $1,330 $2,120
Mount Rainier $1,386 $2,210
Edmonston $1,349 $2,151
Cheverly $1,396 $2,226

Colmar Manor, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,149
Excellent (740-799) $1,311
Good (670-739) $1,395
Average (580-669) $1,820
Poor (300-579) $2,184

Colmar Manor, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,398
Driver's Failure In Showing Documents +$130 $1,469
Driving With An Expired Registration +$138 $1,477
Driving At A Considerably Slow Pace +$291 $1,630
Using A Cellphone While Driving +$307 $1,646
Running A Red Light +$312 $1,651
Speeding +$328 $1,667
Driving A Vehicle Without The Required Permission +$416 $1,755
Driving With An Expired/Suspended License +$902 $2,241

Colmar Manor, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,285
Active Disabling Device $1,285
Tracking Device $1,259
Passive Disabling Device $1,245