Colorado Springs, CO Auto Insurance Rates

Colorado Springs, CO residents can save $490 by comparing multiple quotes & reading reviews & research on Colorado Springs car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$908 $1219 $1613

Latest Auto Insurance Reviews in Colorado Springs, Colorado

USAA works with the Military member to find the cheapest policy. We appreciate this due to being stationed in Louisiana which has incredibly high insurance rates.
great customer service. worth the money you pay them. great coverage and they have international car insurance as well as road side assistant. they do things quickly and use great people to help you out.
I surely recommend these to all peoples And i will refer to my friends to take these policy
I just switched car insurance, but so far Progressive has been very easy to use. They also had great prices for the coverage I needed.
This is a standard policy. They offer full coverage at a decent price. They don't offer extras, other than providing coverage for rental cars. However, that is pretty standard. I don't feel like I'm getting more than I would at another company, but I'm not getting less either.
This is a standard policy. They offer full coverage at a decent price. They don't offer extras, other than providing coverage for rental cars. However, that is pretty standard. I don't feel like I'm getting more than I would at another company, but I'm not getting less either.
USAAs premiums are comparable or better to other insurance companies. They also split dividends at the end of the year between all members so the premium for December is typically less then the rest of the year.
Lack of in person assistance. Their site is a little confusing for making payments.
Fred Loya Insurance
I don't really receive a premium on my insurance. It is strictly liability insurance. I just feel they offer the same thing for less then most others do.
Customer service has always been supportive. I have had 2 accidents and both times they made sure i was ok and had me on the road in a rental the very next day.
This is one of the big differentiation my insurance company has - premium. I've shopped around, and for the same/similar coverage, my company has the best premiums we have been able to find. This is why I've been with the same company for over 20 years.
they have been there for me and maintained low premiums, They have been prompt and fair on claims and I have no complaints about their product
The company is very accessible via phone, online, through chat, and email. I like the accessibility very much. I am not sure about in person, as I never try to interact with them at an office. So far, I have had no accessibility complaints.
They have 24 hour a day, seven day a week customer service as well as a comprehensive online system for questions, claims or payments.
Write Your Review | Colorado Springs, Colorado Auto Insurance Analysis
Amica Auto Insurance, Colorado Springs, CO
$50/1 month
Car Insurance Policy Holder
  • Single 27 Years old Male licensed 9 years ago with Own Honda Pilot EX used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Colorado Springs Car Insurance Rate Comparisons

Colorado Springs, CO's average car insurance of $1219 differs from Manitou Springs, CO (-$107), Cheyenne Mountain, CO (+$451), Pikes Peak, CO (-$209) and Colorado (+$52)

Colorado Springs Manitou Springs, CO Cheyenne Mountain, CO Pikes Peak, CO Colorado
Median Insurance Rates $1219 -$107 +$451 -$209 +$52

Colorado Springs Car Insurance Savings By Neighborhood & Street Area

Colorado Springs Driver Street Residence & Car Locations Car Details in Colorado Springs Colorado Springs Driver Demographics Colorado Springs Auto Insurance Estimates Recent Colorado Springs Insurance Savings
Stratmoor Hills
Chamberlin S2004 Buick Rendezvous CX79 year male senior$1300$688
Westcott Ave2004 Cadillac Seville SLS19 year female teenager$4751$955
La Foret
Rabbit Mountain Ct2009 Ford Fusion SEL16 year male teenager$3691$348
Revelstoke Dr2009 Acura TSX Base74 year female senior$1476$379
Knob Hill
Sorrento Dr2010 Mazda Mazda3 s Sport51 year married man$1566$468
Shenandoah Dr2007 Chrysler 300C 37 year man$1641$738
Glen Eyrie
Front Royal Dr2003 Chevrolet Silverado 2500HD Base43 year woman$1106$402
Karamy Ct2012 Hyundai Sonata GLS43 year married woman$1029$380
Steel Dr2010 Toyota Prius I61 year senior$1342$589
W Taylor St2013 Honda Civic LX19 year teenager$3461$804

Colorado Springs Post DUI Car Insurance Rates

Colorado Springs Fountain Green Mountain Falls Palmer Lake Colorado
Median Post DUI Insurance Rate $2267 -$58 +$523 -$91 +$97
Male Teenager Post DUI Insurance Rate $7594 -$194 +$1752 -$305 +$324
Female Teenager Post DUI Insurance Rate $7322 -$186 +$1689 -$294 +$313

The Post DUI insurance in Colorado Springs, CO's is $2267 compared to Fountain (-$58), Green Mountain Falls (+$523), Palmer Lake (-$91) and Colorado (+$97)

In Colorado Springs, a male teenager with Post DUI pays $272 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SEL in Colorado Springs, CO would pay $6865 on auto insurance while a female teenager POST DUI would pay $6619.

Colorado Springs Car Insurance by Segment

Colorado Springs Teenagers Car Insurance Rates Comparison

29038 Colorado Springs Teenagers (6% of total population), 50% Male & 50% Female.

Colorado Springs Manitou Springs Rock Creek Park Green Mountain Falls Colorado
All Teenagers $4022 -$353 +$1489 +$928 +$172
Male Teenager $4083 -$358 +$1511 +$942 +$174
Female Teenager $3937 -$346 +$1457 +$908 +$168

Colorado Springs teenagers pay $4022 in insurance in contrast with Manitou Springs (-$353), Rock Creek Park (+$1489), Green Mountain Falls (+$928) and Colorado (+$172). The difference between Male & Female teenagers in Colorado Springs is $146


  • 2012 Dodge Journey Crew Male Teenager Insurance Rate $3899
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $3917

Colorado Springs Men & Women Car Insurance

417534 Colorado Springs Adults (100% of total population), 49% Men & 51% Women.

Colorado Springs Stratmoor Fort Carson Gleneagle Colorado
All Women $1158 +$485 +$428 -$389 +$49
Married Women $1097 +$460 +$406 -$368 +$46
All Men $1865 +$781 +$690 -$626 +$79
Married Men $1730 +$726 +$641 -$580 +$74

The typical insurance rate of $1865 that Colorado Springs Men pay varies from Stratmoor (+$781), Fort Carson (+$690), Gleneagle (-$626) and Colorado (+$79). In Colorado Springs, married men pay $633 more than married women.


  • 2013 Volkswagen Beetle 2.5 70s Edition Married Men Insurance Rate $1461
  • 2014 Kia Sorento LX Married Women Insurance Rate $1505

Colorado Springs Senior Car Insurance

67085 Colorado Springs Seniors (16% of total population), 44% Senior Men & 56% Senior Women.

Colorado Springs Rock Creek Park Fort Carson Cascade-Chipita Park Colorado
All Seniors $1511 +$559 +$559 -$147 +$65
Senior Men $1523 +$564 +$564 -$148 +$65
Senior Women $1499 +$555 +$555 -$146 +$64

Colorado Springs seniors pay $1511 in insurance compared to Rock Creek Park (+$559), Fort Carson (+$559), Cascade-Chipita Park (-$147) and Colorado (+$65). In Colorado Springs, senior men pay $24 more than senior women.

Colorado Springs Car Insurance Discounts for Multiple Vehicles

Colorado Springs Population with 1 Vehicle 57112 (34% of Colorado Springs population), 2 Vehicles 67336 (41% of the Colorado Springs population) and 3 vehicles 22839 (14% of the population)

Colorado Springs Cheyenne Mountain Palmer Lake Elsmere Colorado
2 Vehicles $2317 +$856 -$94 +$343 +$98
3 Vehicles $3536 +$1307 -$143 +$524 +$150
4 Vehicles $4755 +$1758 -$192 +$705 +$202

Car Insurance Agents in Colorado Springs, CO

Rank Agent Name Agent Contact
1 AAA Insurance 3525 N Carefree Cir, Colorado Springs, CO 80917
2 A Better Choice Auto Insurance 1863 N Circle Dr, Colorado Springs, CO 80909
3 Affordable American - Brukhouse Insurance 1873 Austin Bluffs Pkwy Ste 102, Colorado Springs, CO 80918
4 Affordable American Insurance - Keith Roos 1755 Telstar Dr, Colorado Springs, CO 80920
5 Affordable American - Insurance Pros 110 E Cheyenne Rd, Colorado Springs, CO 80906
6 Affordable Company Insurance 17738 Sawmill Rd, Colorado Springs, CO 80908
7 Aileen Baldwin 540 Garden Of The Gods Rd, Colorado Springs, CO 80907
8 Alan Buehler 2914 Austin Bluffs Pkwy, Colorado Springs, CO 80918
9 Alliance Insurance Agency 2630 Tenderfoot Hill St, Colorado Springs, CO 80906
10 Allstate Insurance - Gina Lunsford 2812 W Colorado Ave, Colorado Springs, CO 80904

Colorado Springs Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Taurus SEL $1000 $1230 $1730 $1130 $2130 $-400
Toyota, Camry XLE $500 $1360 $1860 $1250 $1750 $110
Ford, Flex SE $1500 $1250 $1750 $1170 $2670 $-920
Chrysler, Town & Country Touring L $100 $1290 $1390 $1180 $1280 $110
Toyota, Prius Plug-In hybrid $300 $1290 $1590 $1200 $1500 $90