Colquitt County Auto Insurance Rates, Quotes, Agents & Reviews in GA

Colquitt County, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Colquitt County, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Colquitt County, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Colquitt County, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Colquitt County, GA with that of other cities in and around Colquitt County.

Colquitt County Riverside Moultrie Doerun Funston Norman Park
Average Insurance Rates $1,571 $2,070 $1,570 $1,564 $1,577 $1,560

Colquitt County, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Colquitt County, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Colquitt County $2,250 $1,900
Riverside $2,132 $1,801
Moultrie $2,423 $2,046
Norman Park $1,424 $1,203
Funston $1,187 $1,002
Berlin-Ellenton $1,264 $1,067
Doerun $1,112 $940
Ellenton $1,042 $880

Colquitt County, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Colquitt County, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,098
20 Years $2,019
30 Years $1,555
40 Years $1,496
50 Years $1,385
60 Years $1,405
70 Years $1,635

Colquitt County, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Colquitt County, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,702 $440
3 Vehicles $4,053 $660
4 Vehicles $5,404 $880

Savings on 2 Vehicles bundle:$440

Savings on 3 Vehicles bundle:$660

Savings on 4 Vehicles bundle:$880


Colquitt County, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Colquitt County, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Colquitt County $1,571 $2,872
Riverside $2,070 $3,784
Moultrie $1,570 $2,870
Norman Park $1,560 $2,852
Funston $1,577 $2,883
Berlin-Ellenton $1,579 $2,887
Doerun $1,564 $2,859
Ellenton $1,531 $2,799

Colquitt County, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,348
Excellent (740-799) $1,539
Good (670-739) $1,637
Average (580-669) $2,136
Poor (300-579) $2,562

Colquitt County, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brent Chitty State Farm 1 Long Leaf Office Park, Moultrie, 31768-6781 229-985-3611
Insurance Services Of The South Inc Liberty Mutual Independent 125 FIRST AVE SE, MOULTRIE, 31768 229-985-0048
Southwest Georgia Insurance Services Travelers 501 S MAIN ST, MOULTRIE, 31768 229-985-6666
Sharon Demott State Farm 805 S Main St, Moultrie, 31768-5434 229-985-6262
Bull Durham Insurance & Investments Inc Travelers 593 SOUTH MAIN STREET, MOULTRIE, 31768 229-985-1415
Tim Thomas State Farm 1800 North Slappey Boulevard, Albany, 31701-1436 229-436-0847
Bulls Durham Ins Investments Inc Allstate 593 S Main St, Moultrie, 31768 (229) 985-1415

Colquitt County, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,640
Driver's Failure In Showing Documents +$152 $1,723
Driving With An Expired Registration +$162 $1,733
Driving At A Considerably Slow Pace +$341 $1,912
Using A Cellphone While Driving +$360 $1,931
Running A Red Light +$366 $1,937
Speeding +$385 $1,956
Driving A Vehicle Without The Required Permission +$489 $2,060
Driving With An Expired/Suspended License +$1,059 $2,630

Colquitt County, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,508
Active Disabling Device $1,508
Tracking Device $1,477
Passive Disabling Device $1,461