Columbia City Auto Insurance Rates, Quotes, Agents & Reviews in OR

Columbia City, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Columbia City, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Columbia City, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Columbia City, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Columbia City, OR with that of other cities in and around Columbia City.

Columbia City Goble St. Helens Warren Deer Island Ridgefield
Average Insurance Rates $1,446 $1,445 $1,438 $1,509 $1,754 $1,272

Columbia City, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Columbia City, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Columbia City $1,653 $1,396
Deer Island $1,807 $1,526
St. Helens $1,471 $1,242
Warren $1,225 $1,034
Ridgefield $1,770 $1,495
Goble $1,377 $1,163
Kalama $1,462 $1,235
Scappoose $1,380 $1,166

Columbia City, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Columbia City, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,692
20 Years $1,858
30 Years $1,431
40 Years $1,377
50 Years $1,275
60 Years $1,293
70 Years $1,505

Columbia City, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Columbia City, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,487 $405
3 Vehicles $3,731 $607
4 Vehicles $4,974 $810

Savings on 2 Vehicles bundle:$405

Savings on 3 Vehicles bundle:$607

Savings on 4 Vehicles bundle:$810


Columbia City, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Columbia City, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Columbia City $1,446 $2,163
Deer Island $1,754 $2,624
St. Helens $1,438 $2,151
Warren $1,509 $2,257
Ridgefield $1,272 $2,042
Goble $1,445 $2,162
Kalama $1,569 $2,518
Scappoose $1,447 $2,165

Columbia City, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,241
Excellent (740-799) $1,416
Good (670-739) $1,507
Average (580-669) $1,966
Poor (300-579) $2,359

Columbia City, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kevin Iverson State Farm 135 N 21st St, Saint Helens, 97051-6217 503-397-0850
Kylie Tacheny Liberty Mutual 4949 Sw Meadows Road Ste 650, Lake Oswego, 97035 1-503-675-7600
Prl Insurance Liberty Mutual Independent 14150 SE STARK, PORTLAND, 97233 503-255-3299
Timothy J Anderson Allstate 11059 SE Division St, Portland, 97266 (503) 255-1516
Daniel Moore Farmers 2024 Columbia Blvd, St Helens, 97051 (503) 397-5999
Mark Mask Lutcf Liberty Mutual 650 Ne Holladay Street, Portland, 97232 1-503-231-4125
Dan Marquez State Farm 12622 NE Halsey, Portland, 97230-1931 503-253-9315
Jairo Penaranda Farmers 2023 Lloyd Ctr, Portland, 97232 (503) 282-5171
Bw Insurance Agency Inc Liberty Mutual Independent 16555 SW BOONES FERRY RD STE 200, LAKE OSWEGO, 97035 971-224-1930

Columbia City, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,510
Driver's Failure In Showing Documents +$140 $1,586
Driving With An Expired Registration +$149 $1,595
Driving At A Considerably Slow Pace +$314 $1,760
Using A Cellphone While Driving +$331 $1,777
Running A Red Light +$337 $1,783
Speeding +$354 $1,800
Driving A Vehicle Without The Required Permission +$450 $1,896
Driving With An Expired/Suspended License +$975 $2,421

Columbia City, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,388
Active Disabling Device $1,388
Tracking Device $1,359
Passive Disabling Device $1,345