Columbia, SC Auto Insurance Rates

Columbia, SC residents can save $380 by comparing multiple quotes & reading reviews & research on Columbia car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$820 $952 $1160

Latest Auto Insurance Reviews in Columbia, South Carolina

State Farm
They are great. I have had State Farm for about 10 years now. They are always helpful anytime I have a question or issue.
The deductible options are not very competitive when compared to some of the lower cost offerings out there but again I do not mind since I have used the same deductable level since I started driving.
My agent is great. she is personable and quick to respond. she does not try to up sell me on anything and pretty much leaves me alone which is the level of contact i want.
Travelers' policy offerings compared to other providers is good - it's the lowest premiums, with the best coverage, of any 'established' company that I could find.
Travelers' policy offerings compared to other providers is good - it's the lowest premiums, with the best coverage, of any 'established' company that I could find.
Coverage has been great and reasonable rates. They offer great discounts and have been quick to answer any questions that I may have.
The offerings from my company are very competitive and do not lack anything that I was able to research from another provider. I have also found, particularly with bundling, that their prices are the best for myself.
Westfield Insurance
The company's customer service is great. They seem willing to help, and I have never been left hanging when I have an issue that requires assistancd.
AAA has always served me well and has been the only Auto Insurance that I trust with my needs. It has been the insurance provider for most members of my family since they began to own cars.
There really is nothing that I dislike with my insurance company. Their rates could be even lower if anything, especially for someone like myself who is a very careful and safe driver.
Write Your Review | Columbia, South Carolina Auto Insurance Analysis
Liberty Mutual, Columbia, SC
$74/1 month
Car Insurance Policy Holder
  • Married 46 Years old Female licensed 22 years ago with Own Acura ZDX used for Business with estimated annual mileage of 20,001+.
  • vocational education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Columbia Car Insurance Rate Comparisons

Columbia, SC's average car insurance of $952 differs from South Congaree, SC (+$268), St. Andrews, SC (+$468), Pine Ridge, SC (+$208) and South Carolina (+$209)

Columbia South Congaree, SC St. Andrews, SC Pine Ridge, SC South Carolina
Median Insurance Rates $952 +$268 +$468 +$208 +$209

Columbia Car Insurance Savings By Neighborhood & Street Area

Columbia Driver Street Residence & Car Locations Car Details in Columbia Columbia Driver Demographics Columbia Auto Insurance Estimates Recent Columbia Insurance Savings
New Dublin (historical)
Williams St2005 Buick Lacrosse CXS26 year married man$1422$683
College St2008 Jeep Liberty Sport67 year male senior$1439$793
Luke St2007 Ford Fusion I-4 SE18 year female teenager$2862$803
Mark St2008 Mazda MAZDA3 i Sport17 year teenager$2912$797
Oscar St2007 Cadillac DTS Luxury I82 year senior$1989$932
Pine Cone Dr2007 Chrysler 300 C32 year man$1465$898
Parrish Dr2014 Volkswagen Jetta S54 year woman$903$321
Fanning2005 Chevrolet Silverado 2500HD LT71 year female senior$1561$811
Jonwall Ct2013 Honda Civic LX39 year married woman$765$761
Whittaker Dr2013 Nissan Rogue S19 year male teenager$3253$543

Columbia Post DUI Car Insurance Rates

Columbia West Columbia Springdale Oak Grove South Carolina
Median Post DUI Insurance Rate $1770 -$33 +$313 +$536 +$389
Male Teenager Post DUI Insurance Rate $5877 -$111 +$1038 +$1778 +$1291
Female Teenager Post DUI Insurance Rate $5312 -$101 +$937 +$1607 +$1166

The Post DUI insurance in Columbia, SC's is $1770 compared to West Columbia (-$33), Springdale (+$313), Oak Grove (+$536) and South Carolina (+$389)

In Columbia, a male teenager with Post DUI pays $565 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion I-4 SE in Columbia, SC would pay $5890 on auto insurance while a female teenager POST DUI would pay $5323.

Columbia Car Insurance by Segment

Columbia Teenagers Car Insurance Rates Comparison

16046 Columbia Teenagers (9% of total population), 50% Male & 50% Female.

Columbia Fort Jackson Richland County Horrell Hill South Carolina
All Teenagers $2903 +$1702 +$299 +$1397 +$638
Male Teenager $3160 +$1853 +$326 +$1521 +$694
Female Teenager $2856 +$1674 +$294 +$1374 +$627

Columbia teenagers pay $2903 in insurance in contrast with Fort Jackson (+$1702), Richland County (+$299), Horrell Hill (+$1397) and South Carolina (+$638). The difference between Male & Female teenagers in Columbia is $304


  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3578
  • 2014 Kia Sorento LX Female Teenager Insurance Rate $2766

Columbia Men & Women Car Insurance

171802 Columbia Adults (100% of total population), 48% Men & 52% Women.

Columbia Fort Jackson Forest Acres Camp Ground South Carolina
All Women $885 +$519 -$160 +$138 +$194
Married Women $799 +$469 -$144 +$125 +$176
All Men $1447 +$848 -$262 +$225 +$317
Married Men $1437 +$843 -$260 +$224 +$316

The typical insurance rate of $1447 that Columbia Men pay varies from Fort Jackson (+$848), Forest Acres (-$262), Camp Ground (+$225) and South Carolina (+$317). In Columbia, married men pay $638 more than married women.


  • 2013 Dodge Journey Crew Married Men Insurance Rate $1436
  • 2014 GMC Terrain SLT-1 Married Women Insurance Rate $1600

Columbia Senior Car Insurance

29964 Columbia Seniors (17% of total population), 42% Senior Men & 58% Senior Women.

Columbia Oak Grove Irmo Springdale South Carolina
All Seniors $1542 +$466 -$13 +$272 +$338
Senior Men $1599 +$484 -$14 +$282 +$351
Senior Women $1485 +$449 -$13 +$262 +$326

Columbia seniors pay $1542 in insurance compared to Oak Grove (+$466), Irmo (-$13), Springdale (+$272) and South Carolina (+$338). In Columbia, senior men pay $114 more than senior women.

Columbia Car Insurance Discounts for Multiple Vehicles

Columbia Population with 1 Vehicle 28479 (42% of Columbia population), 2 Vehicles 22196 (33% of the Columbia population) and 3 vehicles 7585 (11% of the population)

Columbia Pontiac Camp Ground Irmo South Carolina
2 Vehicles $1809 -$42 +$281 -$15 +$397
3 Vehicles $2761 -$64 +$429 -$23 +$606
4 Vehicles $3713 -$86 +$577 -$31 +$815

Car Insurance Agents in Columbia, SC

Rank Agent Name Agent Contact
1 AAA Insurance 4526 Forest Dr, Columbia, SC 29206
2 Abercrombie Insurance Services 2211 Lake Murray Blvd, Columbia, SC 29212
3 Adams Eaddy & Associates 2230 Devine St, Columbia, SC 29205
4 Affordable Insurance Group 6168 Saint Andrews Rd, Columbia, SC 29212
5 Affordable Insurance Solutions 3604 Fernandina Rd, Columbia, SC 29210
6 Albus-Leigh Agency 9725 Dunbarton Dr, Columbia, SC 29223
7 All Risk Insurance Agency 7384a Two Notch Rd, Columbia, SC 29223
8 Amy Masincupp 612 Saint Andrews Rd Ste 16, Columbia, SC 29210
9 Antione Frederick Agency 3012 Millwood Ave, Columbia, SC 29205
10 Ashley Johnson 1230 Broad River Rd Ste A, Columbia, SC 29210

Columbia Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Kia, Sorento LX $400 $1000 $1400 $930 $1330 $70
Honda, Accord EX $100 $1090 $1190 $1020 $1120 $70
Ford, Explorer $200 $910 $1110 $850 $1050 $60
Kia, Soul $700 $930 $1430 $880 $1580 $-150
Toyota, Prius $300 $1000 $1300 $910 $1210 $90