Columbus Auto Insurance Rates, Quotes, Agents & Reviews in OH

Columbus, OH Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Columbus, OH, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Columbus, OH are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Columbus, OH Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Columbus, OH with that of other cities in and around Columbus.

Columbus Bexley Grandview Heights Franklin County Whitehall Upper Arlington
Average Insurance Rates $1,058 $1,208 $1,543 $987 $1,015 $1,190

Columbus, OH Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Columbus, OH based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Columbus $1,355 $1,145
Franklin County $1,704 $1,439
Grandview Heights $2,218 $1,873
Bexley $3,604 $3,044
Marble Cliff $1,607 $1,357
Valleyview $1,298 $1,096
Upper Arlington $1,195 $1,009
Whitehall $1,429 $1,207

Columbus, OH Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Columbus, OH usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,433
20 Years $1,359
30 Years $1,047
40 Years $1,007
50 Years $933
60 Years $946
70 Years $1,101

Columbus, OH Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Columbus, OH can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,841 $275
3 Vehicles $2,761 $413
4 Vehicles $3,682 $550

Savings on 2 Vehicles bundle:$275

Savings on 3 Vehicles bundle:$413

Savings on 4 Vehicles bundle:$550


Columbus, OH Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Columbus, OH.

Location Average Insurance Cost Post DUI Insurance Rate
Columbus $1,058 $1,712
Franklin County $987 $1,597
Grandview Heights $1,543 $2,497
Bexley $1,208 $1,955
Marble Cliff $1,405 $2,274
Valleyview $1,122 $1,816
Upper Arlington $1,190 $1,926
Whitehall $1,015 $1,643

Columbus, OH Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $908
Excellent (740-799) $1,036
Good (670-739) $1,102
Average (580-669) $1,438
Poor (300-579) $1,726

Columbus, OH Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Michael Kazee Allstate 944 Galloway Rd, Galloway, 43119 (614) 851-0910
Morgan Hubble Smith Erie 1721 Bethel Road, Columbus, 43220 None
Usi Midwest Insurance None 3070 Riverside Dr Ste 105 Columbus, Upper Arlington, 43221 None
Wat Consulting Agency Llc None 3448 River Narrows Rd Columbus, Hilliard, 43026 None
Scott Anthony Molino Agency Nationwide 4200 Hoover Rd STE A, Grove City, 43123 (614) 871-9707
Rich Courter State Farm 6751 Taylor Road, Blacklick, 43004 614-863-0960
Insurance Partners Group Ltd. None 25 W New England Ave, Worthington, 43085 None
Town & Village Ins Serv Inc Liberty Mutual Independent 1580 FISHINGER RD, COLUMBUS, 43221 614-459-1122
Overmyer Hall Associates Liberty Mutual Independent 1600 W LANE AVE STE 200, COLUMBUS, 43221 614-453-4400

Columbus, OH Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,105
Driver's Failure In Showing Documents +$103 $1,161
Driving With An Expired Registration +$109 $1,167
Driving At A Considerably Slow Pace +$230 $1,288
Using A Cellphone While Driving +$242 $1,300
Running A Red Light +$247 $1,305
Speeding +$259 $1,317
Driving A Vehicle Without The Required Permission +$329 $1,387
Driving With An Expired/Suspended License +$713 $1,771

Columbus, OH Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,016
Active Disabling Device $1,016
Tracking Device $995
Passive Disabling Device $984

Latest Auto Insurance Reviews in Columbus, OH | Back to Top

State Farm
I have full coverage option with my policy, which with my safe driving record helped save me money compared to other insurance providers. Also when you are in accident, the attention.
Progressive
My premium is the lowest I could find out of all car insurance companies which is great. They compared it to others and I saved over $100 by having progressive.
Auto Owners Insurance
Their customer service seems to be good, I have never had to file a claim, but any time that I have had changes to my policy they are quick and easy to reach.
Erie Insurance
Although our premiums are just a little higher with Erie, their customer service makes the difference that is worth the money.
Erie Insurance
Although our premiums are just a little higher with Erie, their customer service makes the difference that is worth the money.
Farmer's Insurance
I dislike that the support is just one person I have to contact my agent to get anything figured out and most of the time I get voicemail
Allstate
Even before I was insured with them, I used them to file a claim after being in a wreck caused by one of their insured drives. They were very helpful and knowledgeable even then.
The Hartford
Search terms ... One of the most useful forms of question is a rating scale, where you ask people to mark how satisfied they were with an item or a service. ... answers to these questions to see if people are generally satisfied or dissatisfied, so you are more ... For example, here are five rating questions with a five point scale.
Farm Bureau
This is the only car insurer I've ever had. The rates are reasonable and the service exceptional
Erie Insurance
I like that they can be easily reached. When we had to make an adjustment to our policy it was simply done over the phone. Our updated paperwork was then mailed and emailed to us.
Progressive
I don't mind the company they are fast and efficient. as long as the policy is reasonably priced, we won't be looking for a new one
Geico
Geico presented the best rate for what I was looking for. I am very pleased with my premium and what it covers. I checked other companies and their premiums were more expensive