Concord, CA Auto Insurance Rates

Concord, CA residents can save $530 by comparing multiple quotes & reading reviews & research on Concord car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$901 $1321 $1954

Latest Auto Insurance Reviews in Concord, California


Geico
They have a wide range of offerings I was able to adjust my coverage to exactly what I needed and can make adjustments at any time. It is very clear and easy to make changes to your policy online.
Geico
I would recommend geico for alot of reasons, but fact is they have been good to me and honestly they worked hard to fix our issues when we needed them.
Farmer's Insurance
the only dealings i have had was with the agent. i have not had the need to call the 800 line. i have not had claims with them.
Allstate
I like this car insurance company. They handle damage claims very fast. The customer service agents are easy to be in touch with and will work on matters quickly with you.
Metlife
My company is a large corporation. They created a partnership with Met Life Home and Auto. The rates we receive are at a discount for the same coverage the "other guy" offers.
Metlife
My company is a large corporation. They created a partnership with Met Life Home and Auto. The rates we receive are at a discount for the same coverage the "other guy" offers.
Geico
Low monthly rates. Do not have rental car coverage, but after having a hit and run due to my uninsured motorist property damage add on at no extra cost, rental car is covered under that policy. I also have property damage liability, bodily injury liability.
State Farm
THE ONLY THING I COULD COMPLAIN ABOUT IS THE PREMIUM THOUGH IT IS COMPARABLE TO OTHER INSURANCE COMPANIES.
Geico
Customer support is always quick and easy when you have a question or problem.
Mapfre Insurance
I don't like that there are price increases every 6 months, which almost make the discounts obsolete because if they say they'll give a few dollars off for good driving but then majorly increase premium, it doesn't help that much at all!!
Farm Bureau
I dislike needing to call them to tell them something has happened (just because of the stress), but I have no complaints about the overall behavior of the company. Any time I had problems or issues, I could call customer service and get them resolved or explained in a way satisfactory to me.
Geico
I did not like the fact that they kept getting my name confused with my mom and my biological dad that I do not have contact with. My insurance rates went up because of their mistake and yet they hardly did anything to adjust it. Every month I went on my account and still saw my biological dads name under my insurance, which I tried to manually remove but was not able to.
Progressive
I'm put on hold for a pretty long time with customer service, but other than that I've had positive experiences.
State Farm
There is really nothing that I dislike about State Farm Insurance. If there was I would find another company to do business with.
Allstate
The premium is $1778 every 6 months. This is expensive but the car is 2017 Jaguar XJL that costs over $90K new. I am a longtime Allstate customer so I have not shopped with other companies but assume the cost is comparable. To change insurers would involve 2 other vehicles and the house
Write Your Review | Concord, California Auto Insurance Analysis
Liberty Mutual, Concord, CA
$47/1 month
Car Insurance Policy Holder
  • Single 28 Years old Female licensed 4 years ago with Financed Scion xD used for Commute to Work or School with estimated annual mileage of 3,001 - 5,000.
  • Associate & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Concord Car Insurance Rate Comparisons

Concord, CA's average car insurance of $1321 differs from Shell Ridge, CA (+$1169), Castle Hill, CA (+$1139), Reliez Valley, CA (+$1039) and California (+$498)

Concord Shell Ridge, CA Castle Hill, CA Reliez Valley, CA California
Median Insurance Rates $1321 +$1169 +$1139 +$1039 +$498

Concord Car Insurance Savings By Neighborhood & Street Area

Concord Driver Street Residence & Car Locations Car Details in Concord Concord Driver Demographics Concord Auto Insurance Estimates Recent Concord Insurance Savings
Other Area
Sheffield Pl2008 Ford Fusion SE45 year married man$1462$776
Orchard Ave2004 Acura TSX Base17 year male teenager$2799$559
Rock City
Mount Teton Pl2006 Chrysler 300 C32 year woman$1266$728
Mount Rushmore Pl2005 Buick Rendezvous CXL76 year female senior$1431$591
Sunny Acres Trailer Park
Whitewood Pl2009 Mazda MAZDASPEED3 Sport64 year senior$1335$866
Lani Kai Dr2003 Chevrolet Silverado 2500HD Base39 year man$1579$935
Maltby
Warmcastle Ct2012 Dodge Journey SXT17 year teenager$3032$713
Twinflower Ct2007 Jeep Commander Limited16 year female teenager$2493$931
Meinert
Colonial Ct2010 Nissan Rogue S50 year married woman$1175$773
Niagara Ct2012 Lincoln MKZ Base83 year male senior$1374$856

Concord Post DUI Car Insurance Rates

Concord Antioch-Pittsburg Castle Hill Central Contra Costa California
Median Post DUI Insurance Rate $2457 +$1932 +$2118 +$2174 +$926
Male Teenager Post DUI Insurance Rate $5354 +$4213 +$4619 +$4742 +$2020
Female Teenager Post DUI Insurance Rate $5330 +$4195 +$4598 +$4719 +$2011

The Post DUI insurance in Concord, CA's is $2457 compared to Antioch-Pittsburg (+$1932), Castle Hill (+$2118), Central Contra Costa (+$2174) and California (+$926)

In Concord, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Chrysler 300 C in Concord, CA would pay $5295 on auto insurance while a female teenager POST DUI would pay $5271.

Concord Car Insurance by Segment

Concord Teenagers Car Insurance Rates Comparison

7294 Concord Teenagers (5% of total population), 54% Male & 46% Female.

Concord Central Contra Costa Reliez Valley Castle Hill California
All Teenagers $2879 +$2549 +$2265 +$2483 +$1086
Male Teenager $2879 +$2549 +$2265 +$2483 +$1086
Female Teenager $2866 +$2537 +$2255 +$2472 +$1081

Concord teenagers pay $2879 in insurance in contrast with Central Contra Costa (+$2549), Reliez Valley (+$2265), Castle Hill (+$2483) and California (+$1086). The difference between Male & Female teenagers in Concord is $13

Example

  • 2014 Volkswagen Jetta S Male Teenager Insurance Rate $2735
  • 2009 Cadillac DTS Luxury 6-Passenger Female Teenager Insurance Rate $3202

Concord Men & Women Car Insurance

122683 Concord Adults (100% of total population), 50% Men & 50% Women.

Concord Saranap Pittsburg Central Contra Costa California
All Women $1281 +$1105 +$122 +$1134 +$483
Married Women $1241 +$1071 +$119 +$1099 +$468
All Men $1677 +$1447 +$160 +$1485 +$633
Married Men $1598 +$1378 +$152 +$1414 +$602

The typical insurance rate of $1677 that Concord Men pay varies from Saranap (+$1447), Pittsburg (+$160), Central Contra Costa (+$1485) and California (+$633). In Concord, married men pay $357 more than married women.

Example

  • 2013 Toyota Prius Two Married Men Insurance Rate $1384
  • 2014 Kia Sorento LX Married Women Insurance Rate $1410

Concord Senior Car Insurance

20493 Concord Seniors (16% of total population), 44% Senior Men & 56% Senior Women.

Concord Contra Costa County Saranap Castle Hill California
All Seniors $1400 +$274 +$1207 +$1207 +$528
Senior Men $1373 +$270 +$1185 +$1185 +$518
Senior Women $1426 +$280 +$1230 +$1230 +$538

Concord seniors pay $1400 in insurance compared to Contra Costa County (+$274), Saranap (+$1207), Castle Hill (+$1207) and California (+$528). In Concord, senior men pay $53 less than senior women.

Concord Car Insurance Discounts for Multiple Vehicles

Concord Population with 1 Vehicle 15373 (34% of Concord population), 2 Vehicles 16543 (37% of the Concord population) and 3 vehicles 6791 (15% of the population)

Concord Central Contra Costa North Gate Antioch-Pittsburg California
2 Vehicles $2510 +$2221 -$211 +$1974 +$947
3 Vehicles $3831 +$3390 -$322 +$3013 +$1445
4 Vehicles $5152 +$4559 -$433 +$4052 +$1943

Concord Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Honda, Accord EX $500 $1340 $1840 $1220 $1720 $120
Ford, Transit Connect XLT $400 $1340 $1740 $1240 $1640 $100
BMW, Z4 35is sDRIVE $1000 $1420 $1920 $1300 $2300 $-380
Mercedes, S550 $700 $1450 $1950 $1380 $2080 $-130
Hyundai, Sonata Limited $200 $1310 $1510 $1250 $1450 $60